ASSETS |
93 480 296 932 |
93 480 296 932 |
|
High liquid assets |
7 074 281 594 |
7 074 281 594 |
|
Cash and equivalents |
4 835 500 474 |
4 835 500 474 |
|
Cash |
1 967 845 931 |
1 967 845 931 |
|
in cash and en route |
1 324 165 115 |
1 324 165 115 |
|
in ATMs |
339 735 326 |
339 735 326 |
|
precious metals |
303 945 490 |
303 945 490 |
|
Nostro account with Central Bank |
2 867 654 543 |
2 867 654 543 |
|
Nostro accounts |
1 568 110 897 |
1 568 110 897 |
|
Non-residents |
1 341 046 993 |
1 341 046 993 |
|
Residents |
227 063 904 |
227 063 904 |
|
Money in transfer |
675 822 547 |
675 822 547 |
|
Provision for impairment of high-liquid assets |
-5 152 324 |
-5 152 324 |
|
Interest-earning assets |
78 252 417 978 |
78 252 417 978 |
|
Dues from banks |
8 051 433 147 |
8 051 433 147 |
|
Central Bank of Russia |
361 969 909 |
361 969 909 |
|
Residents |
6 673 098 380 |
6 673 098 380 |
|
up to 30 days |
4 733 116 447 |
4 733 116 447 |
|
up to 180 days |
1 150 818 275 |
1 150 818 275 |
|
more than 180 days |
789 163 658 |
789 163 658 |
|
Non-residents |
1 013 142 999 |
1 013 142 999 |
|
up to 30 days |
513 038 753 |
513 038 753 |
|
up to 180 days |
110 172 422 |
110 172 422 |
|
more than 180 days |
389 931 824 |
389 931 824 |
|
Loans past-due |
85 645 290 |
85 645 290 |
|
non-residents |
63 810 136 |
63 810 136 |
|
residents |
21 835 154 |
21 835 154 |
|
Provision for impairment of loans to banks |
-82 423 431 |
-82 423 431 |
|
Securities |
12 121 052 853 |
12 121 052 853 |
|
Bonds |
11 399 468 278 |
11 399 468 278 |
|
Federal Loan Bonds (OFZs), OBRs |
5 726 073 127 |
5 726 073 127 |
|
Corporate bonds |
2 200 256 599 |
2 200 256 599 |
|
Financial institutions bonds |
145 107 713 |
145 107 713 |
|
Foreign sovereign bonds |
133 678 379 |
133 678 379 |
|
Corporate foreign bonds |
1 391 325 720 |
1 391 325 720 |
|
Foreign financial institutions bonds |
16 134 597 |
16 134 597 |
|
Valuation allowance |
-416 848 508 |
-416 848 508 |
|
Pledged under REPO |
2 215 215 405 |
2 215 215 405 |
|
Past-due |
43 182 058 |
43 182 058 |
|
Provision for impairment of bonds |
-54 656 812 |
-54 656 812 |
|
Promissory notes |
9 998 565 |
9 998 565 |
|
Corporate |
1 000 |
1 000 |
|
Banks |
10 003 241 |
10 003 241 |
|
Provision for impairment of promissory notes |
-5 676 |
-5 676 |
|
Stocks |
331 866 294 |
331 866 294 |
|
Residents |
252 949 869 |
252 949 869 |
|
Non-residents |
53 485 504 |
53 485 504 |
|
Valuation allowance |
8 044 195 |
8 044 195 |
|
Pledged under REPO |
17 387 077 |
17 387 077 |
|
Provision for impairment of stocks |
-351 |
-351 |
|
Mutual funds |
379 719 716 |
379 719 716 |
|
Loans to corporate clients |
40 278 847 605 |
40 278 847 605 |
|
residents |
33 814 071 603 |
33 814 071 603 |
|
up to 30 days |
3 807 374 338 |
3 807 374 338 |
|
up to 180 days |
1 768 174 914 |
1 768 174 914 |
|
up to 1 year |
5 215 591 517 |
5 215 591 517 |
|
up to 3 years |
6 160 271 837 |
6 160 271 837 |
|
more than 3 years |
16 862 658 997 |
16 862 658 997 |
|
non-residents |
5 151 761 674 |
5 151 761 674 |
|
up to 30 days |
217 799 652 |
217 799 652 |
|
up to 180 days |
188 170 599 |
188 170 599 |
|
up to 1 year |
304 723 924 |
304 723 924 |
|
up to 3 years |
499 286 456 |
499 286 456 |
|
more than 3 years |
3 941 781 043 |
3 941 781 043 |
|
state-owned enterprises |
1 274 583 308 |
1 274 583 308 |
|
up to 30 days |
22 709 519 |
22 709 519 |
|
up to 180 days |
49 606 733 |
49 606 733 |
|
up to 1 year |
150 398 018 |
150 398 018 |
|
up to 3 years |
384 677 943 |
384 677 943 |
|
more than 3 years |
667 191 095 |
667 191 095 |
|
Past-due |
1 168 667 292 |
1 168 667 292 |
|
residents |
965 940 179 |
965 940 179 |
|
non-residents |
185 248 464 |
185 248 464 |
|
state-owned enterprises |
17 478 649 |
17 478 649 |
|
Provision for impairment of corporate loans |
-1 130 236 272 |
-1 130 236 272 |
|
residents |
-998 734 744 |
-998 734 744 |
|
non-residents |
-118 438 032 |
-118 438 032 |
|
state-owned enterprises |
-13 063 496 |
-13 063 496 |
|
Loans to private entrepreneurs |
545 351 807 |
545 351 807 |
|
up to 30 days |
20 252 476 |
20 252 476 |
|
up to 180 days |
8 106 822 |
8 106 822 |
|
up to 1 year |
37 649 413 |
37 649 413 |
|
up to 3 years |
202 532 292 |
202 532 292 |
|
more than 3 years |
245 249 587 |
245 249 587 |
|
Past-due |
47 318 251 |
47 318 251 |
|
Provision for impairment of loans to private entrepreneurs |
-15 757 034 |
-15 757 034 |
|
Loans to individuals |
18 896 926 900 |
18 896 926 900 |
|
Standard |
18 531 971 447 |
18 531 971 447 |
|
up to 30 days |
1 395 393 862 |
1 395 393 862 |
|
up to 180 days |
4 776 528 |
4 776 528 |
|
up to 1 year |
47 218 805 |
47 218 805 |
|
up to 3 years |
690 307 022 |
690 307 022 |
|
more than 3 years |
16 394 275 230 |
16 394 275 230 |
|
Past-due |
782 642 185 |
782 642 185 |
|
Past-due |
782 642 185 |
782 642 185 |
|
Provision for impairment of loans to individuals |
-417 686 732 |
-417 686 732 |
|
Provision for impairment of loans past-due |
-1 641 194 334 |
-1 641 194 334 |
|
Other assets |
8 153 597 360 |
8 153 597 360 |
|
Mandatory reserves with Central Bank |
626 497 475 |
626 497 475 |
|
Premises and equipment |
1 668 037 017 |
1 668 037 017 |
|
Purchase cost |
2 405 708 738 |
2 405 708 738 |
|
Depreciation |
-737 671 721 |
-737 671 721 |
|
Accrued interest not yet received |
751 002 214 |
751 002 214 |
|
Assets under management |
58 041 100 |
58 041 100 |
|
Other assets |
3 465 706 054 |
3 465 706 054 |
|
Investments in subsidiaries |
1 138 062 365 |
1 138 062 365 |
|
Provision for impairment of other assets |
-1 031 459 925 |
-1 031 459 925 |
|
Derivatives - assets |
1 192 056 384 |
1 192 056 384 |
|
Deferred tax asset |
285 654 676 |
285 654 676 |
|
LIABILITIES |
83 815 113 948 |
83 815 113 948 |
|
Dues to banks |
10 510 867 507 |
10 510 867 507 |
|
On demand |
672 890 953 |
672 890 953 |
|
Residents |
210 039 135 |
210 039 135 |
|
Non-residents |
462 851 818 |
462 851 818 |
|
Term |
9 694 599 134 |
9 694 599 134 |
|
Central Bank of Russia |
1 643 422 402 |
1 643 422 402 |
|
up to 30 days |
930 000 000 |
930 000 000 |
|
up to 180 days |
14 887 748 |
14 887 748 |
|
more than 180 days |
525 488 835 |
525 488 835 |
|
other |
173 045 819 |
173 045 819 |
|
Residents |
7 575 089 435 |
7 575 089 435 |
|
up to 30 days |
5 275 798 530 |
5 275 798 530 |
|
up to 180 days |
1 865 023 662 |
1 865 023 662 |
|
more than 180 days |
433 080 317 |
433 080 317 |
|
Past-due |
1 186 926 |
1 186 926 |
|
Non-residents |
476 087 297 |
476 087 297 |
|
up to 30 days |
129 905 346 |
129 905 346 |
|
up to 180 days |
16 057 285 |
16 057 285 |
|
more than 180 days |
330 124 666 |
330 124 666 |
|
Other dues to banks |
143 377 420 |
143 377 420 |
|
On demand |
30 116 640 064 |
30 116 640 064 |
|
Corporate clients |
16 035 334 663 |
16 035 334 663 |
|
State-owned enterprises |
2 088 967 026 |
2 088 967 026 |
|
Residents |
13 277 887 471 |
13 277 887 471 |
|
Non-residents |
668 480 166 |
668 480 166 |
|
Individuals |
13 417 254 348 |
13 417 254 348 |
|
Residents |
13 136 870 907 |
13 136 870 907 |
|
Non-residents |
280 383 441 |
280 383 441 |
|
Brokerage accounts |
664 051 053 |
664 051 053 |
|
Residents |
627 437 726 |
627 437 726 |
|
Non-residents |
36 613 327 |
36 613 327 |
|
Term |
37 938 887 541 |
37 938 887 541 |
|
Corporate clients |
21 568 654 396 |
21 568 654 396 |
|
Residents |
14 010 478 986 |
14 010 478 986 |
|
up to 30 days |
3 562 353 842 |
3 562 353 842 |
|
up to 180 days |
4 103 246 393 |
4 103 246 393 |
|
up to 1 year |
1 137 424 673 |
1 137 424 673 |
|
up to 3 years |
1 331 338 933 |
1 331 338 933 |
|
more than 3 years |
3 876 115 145 |
3 876 115 145 |
|
Non-residents |
1 567 331 662 |
1 567 331 662 |
|
up to 30 days |
49 651 215 |
49 651 215 |
|
up to 180 days |
54 307 259 |
54 307 259 |
|
up to 1 year |
22 673 063 |
22 673 063 |
|
up to 3 years |
17 875 540 |
17 875 540 |
|
more than 3 years |
1 422 824 585 |
1 422 824 585 |
|
State-owned enterprises |
5 990 843 748 |
5 990 843 748 |
|
up to 30 days |
1 464 325 398 |
1 464 325 398 |
|
up to 180 days |
3 101 220 445 |
3 101 220 445 |
|
up to 1 year |
624 255 900 |
624 255 900 |
|
up to 3 years |
21 521 923 |
21 521 923 |
|
more than 3 years |
779 520 082 |
779 520 082 |
|
Individuals |
16 370 233 145 |
16 370 233 145 |
|
residents |
16 212 195 401 |
16 212 195 401 |
|
up to 30 days |
38 284 536 |
38 284 536 |
|
up to 180 days |
965 570 019 |
965 570 019 |
|
up to 1 year |
7 304 971 046 |
7 304 971 046 |
|
up to 3 years |
6 731 648 152 |
6 731 648 152 |
|
more than 3 years |
1 171 721 648 |
1 171 721 648 |
|
non-residents |
158 037 744 |
158 037 744 |
|
up to 30 days |
545 694 |
545 694 |
|
up to 180 days |
13 004 562 |
13 004 562 |
|
up to 1 year |
50 225 040 |
50 225 040 |
|
up to 3 years |
77 804 391 |
77 804 391 |
|
more than 3 years |
16 458 057 |
16 458 057 |
|
Securities issued |
2 530 641 252 |
2 530 641 252 |
|
Bonds |
2 298 521 575 |
2 298 521 575 |
|
Promissory notes |
226 911 889 |
226 911 889 |
|
on demand |
47 073 893 |
47 073 893 |
|
up to 30 days |
850 357 |
850 357 |
|
up to 180 days |
15 824 759 |
15 824 759 |
|
up to 1 year |
62 111 990 |
62 111 990 |
|
up to 3 years |
39 243 622 |
39 243 622 |
|
more than 3 years |
61 807 268 |
61 807 268 |
|
Depositary certificates |
5 207 788 |
5 207 788 |
|
up to 30 days |
5 207 788 |
5 207 788 |
|
Other liabilities |
2 718 077 584 |
2 718 077 584 |
|
Other liabilities |
974 063 148 |
974 063 148 |
|
Accrued interest not yet paid |
607 934 510 |
607 934 510 |
|
Liabilities past-due |
3 545 790 |
3 545 790 |
|
Derivatives - liabilities |
1 080 394 514 |
1 080 394 514 |
|
Deferred tax liabilities |
52 139 622 |
52 139 622 |
|
EQUITY |
9 665 182 984 |
9 665 182 984 |
|
Capital |
2 913 022 202 |
2 913 022 202 |
|
Profit from previous years |
6 639 890 168 |
6 639 890 168 |
|
Retained earnings from previous years |
6 639 890 168 |
6 639 890 168 |
|
Current year profit |
112 270 614 |
112 270 614 |
|
Current year retained earnings |
112 270 614 |
112 270 614 |
|
OFF-BALANCE SHEET |
36 946 271 118 |
36 946 271 118 |
|
Unused credit limits available |
3 263 665 465 |
3 263 665 465 |
|
Contingent liabilities |
-30 726 780 055 |
-30 726 780 055 |
|
Guarantees issued |
-5 306 312 659 |
-5 306 312 659 |
|
Unused credit limits opened |
-19 832 164 962 |
-19 832 164 962 |
|
Unused guarantee limits |
-5 588 302 434 |
-5 588 302 434 |
|
Collateral on loans |
60 565 964 410 |
60 565 964 410 |
|
goods |
48 043 641 073 |
48 043 641 073 |
|
securities |
12 522 323 283 |
12 522 323 283 |
|
precious metals |
54 |
54 |
|
Unprocessed payments |
4 671 155 911 |
4 671 155 911 |
|
Due to lack of funds in bank |
3 421 |
3 421 |
|
Due to lack of funds on client accounts |
4 671 152 490 |
4 671 152 490 |
|
Other off-balance sheet accounts |
-827 734 613 |
-827 734 613 |
|
Written-off interest |
-124 756 786 |
-124 756 786 |
|
Written-off loans to banks |
-51 428 884 |
-51 428 884 |
|
Written-off loans |
-651 548 943 |
-651 548 943 |
|
Reserve rates: |
| |
Loans to banks: | -1,01% |
-100,0% |
|
Customer loans, total: | -5,18% |
-100,0% |
|
including corporate loans: | -2,73% |
-100,0% |
|
including individual loans: | -2,16% |
-100,0% |
|
Past-due rate: |
-3,26% |
-100,0% |
|
corporate clients: |
-2,90% |
-100,0% |
|
individuals: |
-4,05% |
-100,0% |
|