Kuap. Ru - Financial analysis of the bank СОВКОМБАНК, key financial ratios, bank's reports analysis

Support our website!



Руб.:

Our subscriptions

Mailing list archive

Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

SOVKOMBANK

add to comparison
Central Bank of Russia registration number: 963  CB RF representativecomplies with 214-FZ (equity construction)complies with 213-FZ (work with state companies)complies with 185-FZ (work with housing and utilities infrastructure)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA2,44%3,02%3,16%0,00%1,23%0,21%0,07%0,09%3,74%3,01%2,70%4,00%
RoE23,05%27,18%29,38%0,00%11,20%2,06%0,80%0,87%32,75%27,12%24,42%40,85%
Leverage
cap. adequacy
9,4 / 10,6%9,0 / 11,1%9,3 / 10,8%8,7 / 11,4%9,1 / 11,0%9,7 / 10,3%10,3 / 9,7%9,3 / 10,7%8,7 / 11,4%9,0 / 11,1%9,0 / 11,1%10,2 / 9,8%
NIM6,25%5,59%5,42%0,00%5,58%5,30%5,11%5,67%4,91%4,95%4,61%4,72%
Return on
assets
7,98%7,37%7,39%0,00%8,03%7,85%8,08%9,12%8,55%8,73%8,99%8,99%
Cost of
liabilities
3,87%3,85%3,82%0,00%4,28%4,28%4,68%5,16%5,14%5,41%5,46%5,30%
Net
spread
4,11%3,52%3,57%0,00%3,75%3,57%3,40%3,96%3,41%3,32%3,53%3,69%
Cost /
income
34,01%37,63%36,99%0,00%46,13%51,50%64,23%98,70%44,32%51,80%56,82%61,45%
Cost of
assets
3,90%3,93%3,90%0,00%3,57%3,21%3,56%4,11%4,62%4,83%5,41%5,55%
Net
assets
1 871 693 4681 737 151 0501 654 934 3081 525 340 0291 496 902 8281 528 458 7671 420 549 7781 241 771 4691 098 671 0721 016 508 386970 519 707950 550 527
Average
equity
198 619 337193 230 663178 010 771174 325 230164 842 796157 028 236137 987 035133 350 506125 655 925112 877 829107 497 06693 283 827
Average
% assets
1 717 133 3281 591 790 5941 521 758 2551 393 046 3841 355 105 5701 380 649 6341 260 348 0551 102 935 602988 393 019924 503 617881 525 673869 736 606
Average
% liabilities
1 637 679 9691 511 999 4821 447 978 6241 317 722 8591 295 953 2051 334 724 6151 247 027 8341 089 011 450966 366 555899 838 780863 465 292852 755 630
NII107 396 60866 742 64641 304 27520 085 84375 687 70354 928 98032 208 26715 644 14548 555 48434 363 46220 322 18110 263 228
NCI25 732 84617 688 14710 545 5734 651 19715 663 10211 248 1237 367 2434 174 21116 349 49311 021 5897 367 6363 538 496
NCI / NII24,0%26,5%25,5%23,2%20,7%20,5%22,9%26,7%33,7%32,1%36,3%34,5%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA1,36%3,05%3,18%0,00%4,28%0,49%0,07%0,09%6,62%3,87%1,48%4,00%
RoE12,86%27,42%29,58%0,00%38,90%4,79%0,75%0,87%57,94%34,85%13,38%40,85%
Leverage
cap. adequacy
9,4 / 10,6%9,0 / 11,1%9,3 / 10,8%8,7 / 11,4%9,1 / 11,0%9,7 / 10,3%10,3 / 9,7%9,3 / 10,7%8,7 / 11,4%9,0 / 11,1%9,0 / 11,1%10,2 / 9,8%
NIM9,47%6,39%5,57%0,00%6,12%6,58%5,25%5,67%5,74%6,07%4,56%4,72%
Return on
assets
11,45%7,97%7,65%0,00%8,14%8,78%8,18%9,12%9,72%9,05%9,10%8,99%
Cost of
liabilities
4,85%4,21%4,08%0,00%3,90%4,09%4,86%5,16%5,45%5,74%5,69%5,30%
Net
spread
6,60%3,76%3,57%0,00%4,24%4,69%3,32%3,96%4,27%3,31%3,41%3,69%
Cost /
income
27,72%38,78%37,52%0,00%37,45%36,00%47,32%98,70%31,79%42,51%52,75%61,45%
Cost of
assets
4,65%4,36%4,21%0,00%4,43%3,03%3,52%4,11%4,95%4,16%5,34%5,55%
Net
assets
1 871 693 4681 737 151 0501 654 934 3081 525 340 0291 496 902 8281 528 458 7671 420 549 7781 241 771 4691 098 671 0721 016 508 386970 519 707950 550 527
Average
equity
198 619 337193 230 663178 010 771174 325 230164 842 796157 028 236137 987 035133 350 506125 655 925112 877 829107 497 06693 283 827
Average
% assets
1 717 133 3281 591 790 5941 521 758 2551 393 046 3841 355 105 5701 380 649 6341 260 348 0551 102 935 602988 393 019924 503 617881 525 673869 736 606
Average
% liabilities
1 637 679 9691 511 999 4821 447 978 6241 317 722 8591 295 953 2051 334 724 6151 247 027 8341 089 011 450966 366 555899 838 780863 465 292852 755 630
NII40 653 96225 438 37121 218 43220 085 84320 758 72322 720 71316 564 12215 644 14514 192 02214 041 28110 058 95310 263 228
NCI8 044 6997 142 5745 894 3764 651 1974 414 9793 880 8803 193 0324 174 2115 327 9043 653 9533 829 1403 538 496
NCI / NII19,8%28,1%27,8%23,2%21,3%17,1%19,3%26,7%37,5%26,0%38,1%34,5%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.