Kuap. Ru - Financial analysis of the bank БАНК СТАНДАРТ-КРЕДИТ, key financial ratios, bank's reports analysis

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Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

BANK STANDART-KREDIT

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Central Bank of Russia registration number: 841

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA-4,54%-3,52%-2,59%0,00%-2,96%-3,30%-3,95%-8,27%-3,17%-3,61%-2,80%0,96%
RoE-9,11%-7,46%-5,65%0,00%-9,21%-9,81%-11,79%-25,77%-8,58%-8,71%-6,47%2,26%
Leverage
cap. adequacy
2,0 / 49,9%2,1 / 47,2%2,2 / 45,8%2,6 / 38,7%3,1 / 32,1%3,0 / 33,7%3,0 / 33,6%3,1 / 32,1%2,7 / 37,0%2,4 / 41,5%2,3 / 43,3%2,3 / 42,9%
NIM11,27%9,54%9,59%0,00%11,11%11,87%13,52%8,72%15,98%18,27%23,94%25,57%
Return on
assets
11,17%9,69%9,82%0,00%10,99%11,38%12,15%10,99%12,23%12,87%14,51%16,64%
Cost of
liabilities
1,68%1,50%1,46%0,00%2,38%2,80%3,16%3,31%2,72%3,12%3,29%3,37%
Net
spread
9,49%8,19%8,36%0,00%8,61%8,58%8,99%7,68%9,51%9,75%11,22%13,27%
Cost /
income
134,54%143,10%138,98%0,00%184,67%131,04%120,15%176,74%99,69%89,83%72,37%63,10%
Cost of
assets
19,39%15,66%15,44%0,00%14,95%15,86%17,45%16,39%16,75%17,08%18,54%17,43%
Net
assets
663 745723 767757 270754 629736 013704 752693 876754 595680 054619 497612 795616 448
Average
equity
331 245341 769347 067292 414236 363237 416232 902242 149251 803257 193265 193264 287
Average
% assets
477 811549 130534 239522 347541 585531 345506 729572 472568 419557 108524 366554 559
Average
% liabilities
309 482357 643385 281442 444494 629460 397443 326491 353426 535360 434343 409347 199
NII53 86039 32725 62012 63860 22447 33234 25912 48990 85076 36462 77335 458
NCI12 2383 8473 2972 5993 2782 4541 6441 0284 9903 7451 754770
NCI / NII22,7%9,8%12,9%20,6%5,4%5,2%4,8%8,2%5,5%4,9%2,8%2,2%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA-6,64%-5,16%-1,93%0,00%-2,34%-2,12%1,07%-8,27%-2,82%-5,31%-6,57%0,96%
RoE-13,31%-10,92%-4,22%0,00%-7,30%-6,30%3,21%-25,77%-7,62%-12,80%-15,20%2,26%
Leverage
cap. adequacy
2,0 / 49,9%2,1 / 47,2%2,2 / 45,8%2,6 / 38,7%3,1 / 32,1%3,0 / 33,7%3,0 / 33,6%3,1 / 32,1%2,7 / 37,0%2,4 / 41,5%2,3 / 43,3%2,3 / 42,9%
NIM12,16%9,98%9,71%0,00%9,52%9,84%17,18%8,72%10,19%9,75%20,83%25,57%
Return on
assets
11,27%9,96%9,80%0,00%10,47%10,96%11,87%10,99%11,08%11,29%11,42%16,64%
Cost of
liabilities
1,53%1,36%1,28%0,00%1,69%2,32%2,65%3,31%2,97%3,11%3,17%3,37%
Net
spread
9,74%8,60%8,52%0,00%8,78%8,64%9,22%7,68%8,11%8,18%8,25%13,27%
Cost /
income
117,90%150,94%144,54%0,00%0,00%164,45%88,28%176,74%148,03%179,73%84,26%63,10%
Cost of
assets
23,07%17,08%15,41%0,00%13,22%14,68%16,41%16,39%16,86%16,68%18,90%17,43%
Net
assets
663 745723 767757 270754 629736 013704 752693 876754 595680 054619 497612 795616 448
Average
equity
331 245341 769347 067292 414236 363237 416232 902242 149251 803257 193265 193264 287
Average
% assets
477 811549 130534 239522 347541 585531 345506 729572 472568 419557 108524 366554 559
Average
% liabilities
309 482357 643385 281442 444494 629460 397443 326491 353426 535360 434343 409347 199
NII14 53313 70712 98212 63812 89213 07321 77012 48914 48613 59127 31535 458
NCI8 3915506982 5998248106161 0281 2451 991984770
NCI / NII57,7%4,0%5,4%20,6%6,4%6,2%2,8%8,2%8,6%14,6%3,6%2,2%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.