Kuap. Ru - Financial analysis of the bank ДАТАБАНК, key financial ratios, bank's reports analysis

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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

DATABANK

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Central Bank of Russia registration number: 646  complies with 214-FZ (equity construction)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA1,18%0,59%0,77%0,00%0,64%0,65%0,72%0,54%2,10%1,29%4,08%6,72%
RoE10,77%5,41%7,03%0,00%5,87%5,95%6,64%4,86%19,26%11,19%33,93%58,96%
Leverage
cap. adequacy
9,1 / 11,0%9,1 / 10,9%9,1 / 11,0%9,3 / 10,7%9,0 / 11,1%9,1 / 11,0%9,1 / 11,0%8,9 / 11,2%9,1 / 10,9%8,6 / 11,6%8,3 / 12,0%8,8 / 11,4%
NIM5,33%5,12%4,86%0,00%4,43%4,50%4,56%4,74%6,43%7,04%7,69%9,08%
Return on
assets
8,37%8,01%7,79%0,00%8,53%8,85%9,04%9,31%10,67%11,37%11,88%13,21%
Cost of
liabilities
3,62%3,62%3,63%0,00%4,27%4,47%4,66%4,88%4,54%4,58%4,52%4,38%
Net
spread
4,75%4,39%4,16%0,00%4,26%4,38%4,38%4,43%6,13%6,79%7,36%8,83%
Cost /
income
76,49%76,56%78,17%0,00%85,48%84,99%92,16%88,45%67,76%66,47%60,36%55,28%
Cost of
assets
6,15%6,02%6,03%0,00%6,10%6,08%6,36%6,57%6,88%7,15%6,92%6,74%
Net
assets
13 010 86112 856 27112 676 94612 876 70113 140 55212 899 75212 548 12612 085 35011 772 53511 408 79911 265 07211 188 194
Average
equity
1 435 4721 407 0321 399 4761 379 1771 454 2751 423 8301 379 0351 350 4241 289 0611 324 4901 355 9151 275 642
Average
% assets
11 273 96511 313 69710 925 44811 007 83510 926 42010 786 05710 663 22510 516 49810 075 7929 560 5319 395 6789 367 715
Average
% liabilities
11 409 68411 282 24511 125 28011 353 15711 537 20611 279 63710 978 07710 587 11910 379 0559 982 7789 819 0009 831 477
NII601 853435 103265 628119 523484 219364 225243 559124 842648 204505 513361 635212 741
NCI290 445214 400142 92864 768263 204187 425120 62664 723335 323232 723158 11867 677
NCI / NII48,3%49,3%53,8%54,2%54,4%51,5%49,5%51,8%51,7%46,0%43,7%31,8%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA2,99%0,24%2,11%0,00%0,66%0,55%0,93%0,54%4,65%-4,16%1,49%6,72%
RoE27,17%2,22%19,13%0,00%6,00%4,98%8,52%4,86%42,53%-35,89%12,40%58,96%
Leverage
cap. adequacy
9,1 / 11,0%9,1 / 10,9%9,1 / 11,0%9,3 / 10,7%9,0 / 11,1%9,1 / 11,0%9,1 / 11,0%8,9 / 11,2%9,1 / 10,9%8,6 / 11,6%8,3 / 12,0%8,8 / 11,4%
NIM5,91%5,99%5,34%0,00%4,39%4,47%4,45%4,74%5,66%6,01%6,33%9,08%
Return on
assets
9,37%8,98%8,10%0,00%7,93%8,68%8,90%9,31%10,32%10,75%10,60%13,21%
Cost of
liabilities
3,74%3,71%3,63%0,00%3,94%4,35%4,62%4,88%4,94%4,85%4,66%4,38%
Net
spread
5,63%5,27%4,47%0,00%3,99%4,33%4,28%4,43%5,38%5,90%5,94%8,83%
Cost /
income
76,29%73,82%68,20%0,00%86,90%72,54%96,33%88,45%71,81%80,80%66,10%55,28%
Cost of
assets
6,51%6,45%5,89%0,00%6,36%5,69%6,26%6,57%7,06%7,79%7,13%6,74%
Net
assets
13 010 86112 856 27112 676 94612 876 70113 140 55212 899 75212 548 12612 085 35011 772 53511 408 79911 265 07211 188 194
Average
equity
1 435 4721 407 0321 399 4761 379 1771 454 2751 423 8301 379 0351 350 4241 289 0611 324 4901 355 9151 275 642
Average
% assets
11 273 96511 313 69710 925 44811 007 83510 926 42010 786 05710 663 22510 516 49810 075 7929 560 5319 395 6789 367 715
Average
% liabilities
11 409 68411 282 24511 125 28011 353 15711 537 20611 279 63710 978 07710 587 11910 379 0559 982 7789 819 0009 831 477
NII166 750169 475146 105119 523119 994120 666118 717124 842142 691143 878148 894212 741
NCI76 04571 47278 16064 76875 77966 79955 90364 723102 60074 60590 44167 677
NCI / NII45,6%42,2%53,5%54,2%63,2%55,4%47,1%51,8%71,9%51,9%60,7%31,8%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.