Kuap. Ru - Financial analysis of the bank Р-ИНКАС, key financial ratios, bank's reports analysis

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Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

R-INKAS

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Central Bank of Russia registration number: 3536

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA-0,65%-1,66%-3,00%0,00%-2,02%-2,14%-2,21%-1,52%-3,99%-7,12%-24,24%-37,93%
RoE-9,31%-20,14%-34,38%0,00%-23,12%-22,28%-23,28%-15,23%-37,72%-47,00%-59,69%-64,92%
Leverage
cap. adequacy
14,1 / 7,1%12,1 / 8,3%11,4 / 8,7%13,2 / 7,6%11,4 / 8,8%10,4 / 9,6%10,5 / 9,5%10,0 / 10,0%9,5 / 10,6%6,6 / 15,2%2,5 / 40,6%1,7 / 58,4%
NIM5,36%4,73%4,22%0,00%4,81%5,05%5,61%5,93%2,91%2,80%4,61%6,25%
Return on
assets
5,38%4,75%4,24%0,00%4,82%5,06%5,61%5,93%2,91%2,80%4,61%6,25%
Cost of
liabilities
0,01%0,01%0,01%0,00%0,01%0,00%0,00%0,00%0,00%0,00%0,00%0,00%
Net
spread
5,37%4,74%4,23%0,00%4,81%5,06%5,61%5,93%2,91%2,80%4,61%6,25%
Cost /
income
107,91%118,64%134,55%0,00%123,00%123,53%125,06%116,53%162,80%202,03%299,33%423,63%
Cost of
assets
12,41%12,83%13,25%0,00%12,60%12,57%13,11%12,93%12,01%17,43%69,33%105,79%
Net
assets
1 566 6121 318 4251 233 6241 402 2311 278 8841 212 4061 313 1711 308 8471 291 646858 249315 304218 114
Average
equity
110 820108 815107 748106 554112 158116 612125 138131 302136 624130 086128 066127 440
Average
% assets
1 148 7271 101 0351 088 0751 091 5751 102 2401 108 7471 105 2521 104 9151 115 370698 300166 377102 337
Average
% liabilities
1 431 4191 187 0221 105 2031 275 2031 144 0211 071 3731 168 0841 158 0961 136 486706 709169 78981 202
NII61 67039 06322 99810 53253 09642 05631 01416 38432 54314 6703 8431 601
NCI71 59650 25130 53913 36959 78042 63026 94714 26849 78130 52015 4254 788
NCI / NII116,1%128,6%132,8%126,9%112,6%101,4%86,9%87,1%153,0%208,0%401,4%299,1%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA1,56%0,63%-1,58%0,00%-2,01%-1,62%-2,91%-1,52%-1,75%-3,55%-22,25%-37,93%
RoE22,09%7,64%-18,12%0,00%-22,99%-16,87%-30,58%-15,23%-16,62%-23,47%-54,79%-64,92%
Leverage
cap. adequacy
14,1 / 7,1%12,1 / 8,3%11,4 / 8,7%13,2 / 7,6%11,4 / 8,8%10,4 / 9,6%10,5 / 9,5%10,0 / 10,0%9,5 / 10,6%6,6 / 15,2%2,5 / 40,6%1,7 / 58,4%
NIM7,87%5,83%4,58%0,00%4,00%3,98%5,29%5,93%6,40%6,20%5,39%6,25%
Return on
assets
7,88%5,85%4,60%0,00%4,02%4,00%5,29%5,93%6,40%6,20%5,39%6,25%
Cost of
liabilities
0,01%0,02%0,01%0,00%0,02%0,02%0,00%0,00%0,00%0,00%0,00%0,00%
Net
spread
7,87%5,83%4,59%0,00%4,00%3,98%5,29%5,93%6,40%6,20%5,39%6,25%
Cost /
income
85,53%94,76%116,43%0,00%121,41%120,20%134,64%116,53%115,07%129,71%237,67%423,63%
Cost of
assets
12,74%12,29%12,69%0,00%12,44%11,58%13,30%12,93%15,33%19,26%73,59%105,79%
Net
assets
1 566 6121 318 4251 233 6241 402 2311 278 8841 212 4061 313 1711 308 8471 291 646858 249315 304218 114
Average
equity
110 820108 815107 748106 554112 158116 612125 138131 302136 624130 086128 066127 440
Average
% assets
1 148 7271 101 0351 088 0751 091 5751 102 2401 108 7471 105 2521 104 9151 115 370698 300166 377102 337
Average
% liabilities
1 431 4191 187 0221 105 2031 275 2031 144 0211 071 3731 168 0841 158 0961 136 486706 709169 78981 202
NII22 60716 06512 46610 53211 04011 04214 63016 38417 87310 8272 2421 601
NCI21 34519 71217 17013 36917 15015 68312 67914 26819 26115 09510 6374 788
NCI / NII94,4%122,7%137,7%126,9%155,3%142,0%86,7%87,1%107,8%139,4%474,4%299,1%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.