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Central Bank of Russia registration number: 3458

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Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Aggregated balance
• Balance sheets w/o corrections
• Balance turnover
• Turnover dynamics
• Currency balance
• Form 101
• Profitability

On this page you can see aggregated balance sheet of the bank with currency breakdown (roubles and foreign currency). You can also get acquainted with balance sheet aggregation methodics.

Balance sheet position, thous. rub.	01.07.2011 01.06.2011 01.05.2011 01.04.2011 01.03.2011 01.02.2011 01.01.2011 01.12.2010 01.11.2010 01.10.2010 01.09.2010 01.08.2010 01.07.2010 01.06.2010 01.05.2010 01.04.2010 01.03.2010 01.02.2010 01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009	in roubles	in foreign crnc.	01.07.2011 01.06.2011 01.05.2011 01.04.2011 01.03.2011 01.02.2011 01.01.2011 01.12.2010 01.11.2010 01.10.2010 01.09.2010 01.08.2010 01.07.2010 01.06.2010 01.05.2010 01.04.2010 01.03.2010 01.02.2010 01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009	in roubles	in foreign crnc.	Change, roubles	Change, foreign currency
ASSETS	53 587	49 921	3 666	42 034	38 368	3 666	-11 553	-
High liquid assets	18 498	18 422	76	18 241	18 165	76	-257	-
Cash and equivalents	415	415	-	-	-	-	-415	-
Cash	415	415	-	-	-	-	-415	-
in cash and en route	415	415	-	-	-	-	-415	-
Nostro accounts	18 083	18 007	76	18 241	18 165	76	158	-
Residents	18 083	18 007	76	18 241	18 165	76	158	-
Interest-earning assets	24 888	24 888	-	16 436	16 436	-	-8 452	-
Loans to corporate clients	14 839	14 839	-	11 112	11 112	-	-3 727	-
residents	8 273	8 273	-	7 613	7 613	-	-660	-
up to 1 year	150	150	-	130	130	-	-20	-
up to 3 years	2 768	2 768	-	2 487	2 487	-	-281	-
more than 3 years	5 355	5 355	-	4 996	4 996	-	-359	-
Past-due	7 049	7 049	-	3 943	3 943	-	-3 106	-
residents	7 049	7 049	-	3 943	3 943	-	-3 106	-
Provision for impairment of corporate loans	-483	-483	-	-444	-444	-	39	-
residents	-483	-483	-	-444	-444	-	39	-
Loans to private entrepreneurs	330	330	-	326	326	-	-4	-
up to 3 years	331	331	-	326	326	-	-5	-
Provision for impairment of loans to private entrepreneurs	-1	-1	-	-	-	-	1	-
Loans to individuals	34 385	34 385	-	24 557	24 557	-	-9 828	-
Standard	15 926	15 926	-	9 026	9 026	-	-6 900	-
up to 180 days	-	-	-	150	150	-	150	-
up to 1 year	3 474	3 474	-	3 813	3 813	-	339	-
up to 3 years	10 349	10 349	-	3 535	3 535	-	-6 814	-
more than 3 years	2 103	2 103	-	1 528	1 528	-	-575	-
Past-due	19 234	19 234	-	16 183	16 183	-	-3 051	-
Past-due	19 234	19 234	-	16 183	16 183	-	-3 051	-
Provision for impairment of loans to individuals	-775	-775	-	-652	-652	-	123	-
Provision for impairment of loans past-due	-24 666	-24 666	-	-19 559	-19 559	-	5 107	-
Other assets	10 201	6 611	3 590	7 357	3 767	3 590	-2 844	-
Mandatory reserves with Central Bank	2 589	2 589	-	43	43	-	-2 546	-
Premises and equipment	589	589	-	548	548	-	-41	-
Purchase cost	4 431	4 431	-	4 431	4 431	-	-	-
Depreciation	-3 842	-3 842	-	-3 883	-3 883	-	-41	-
Accrued interest not yet received	273	273	-	165	165	-	-108	-
Other assets	17 061	13 471	3 590	21 425	17 835	3 590	4 364	-
Provision for impairment of other assets	-10 311	-10 311	-	-14 824	-14 824	-	-4 513	-
LIABILITIES	28 663	28 663	-	18 612	18 612	-	-10 051	-
Term	27 000	27 000	-	18 000	18 000	-	-9 000	-
Corporate clients	27 000	27 000	-	18 000	18 000	-	-9 000	-
Residents	18 000	18 000	-	18 000	18 000	-	-	-
more than 3 years	18 000	18 000	-	18 000	18 000	-	-	-
Non-residents	9 000	9 000	-	-	-	-	-9 000	-
more than 3 years	9 000	9 000	-	-	-	-	-9 000	-
Other liabilities	1 663	1 663	-	612	612	-	-1 051	-
Other liabilities	1 629	1 629	-	584	584	-	-1 045	-
Accrued interest not yet paid	34	34	-	28	28	-	-6	-
EQUITY	24 924	24 924	-	23 422	23 422	-	-1 502	-
Capital	30 047	30 047	-	30 047	30 047	-	-	-
Profit from previous years	-13 433	-13 433	-	-13 433	-13 433	-	-	-
Retained earnings from previous years	-13 433	-13 433	-	-13 433	-13 433	-	-	-
Current year profit	7 683	7 683	-	6 199	6 199	-	-1 484	-
Current year retained earnings	7 683	7 683	-	6 199	6 199	-	-1 484	-
Future expenses	627	627	-	609	609	-	-18	-
OFF-BALANCE SHEET	41 656	41 656	-	29 089	29 089	-	-12 567	-
Collateral on loans	43 936	43 936	-	33 503	33 503	-	-10 433	-
goods	43 936	43 936	-	33 503	33 503	-	-10 433	-
Other off-balance sheet accounts	-2 280	-2 280	-	-4 414	-4 414	-	-2 134	-
Accrued interest not yet received	17 595	17 595	-	15 309	15 309	-	-2 286	-
Written-off interest	-6 182	-6 182	-	-6 169	-6 169	-	13	-
Written-off loans	-13 693	-13 693	-	-13 554	-13 554	-	139	-
Past due ratio, total	5 172	5 172	-0	5 426	5 426	-0	254	0
Past due ratio, individuals	5 470	5 470	-0	6 420	6 420	0	949	1
Past due ratio, corporates	4 601	4 601	0	3 412	3 412	-0	-1 188	-1
Past due ratio, corporates + entrepreneurs	4 503	4 503	-0	3 318	3 318	-0	-1 185	-0
Past-due rate:	51,72%	51,72%	-	54,26%	54,26%	-	2,54%	0,00%
corporate clients:	45,03%	45,03%	-	33,18%	33,18%	-	-11,85%	0,00%
individuals:	54,70%	54,70%	-	64,20%	64,20%	-	9,49%	0,00%

You can also get acquainted with balance sheet aggregation methodics.