Mailing list archive

	INTEZAI want to buy a report	add to comparison
Central Bank of Russia registration number: 3444

General information Emissions2

Balance Profit Profitability

IFRS reports

Financial analysis Statutory reports

• Aggregated balance
• Balance sheets w/o corrections
• Balance turnover
• Turnover dynamics
• Currency balance
• Form 101
• Profitability

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.

Turnover by debit credit thous. rub.	01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009	01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009	01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009	01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009	Period change
ASSETS	325 773 570	366 964 119	292 459 953	387 126 024	61 352 454	18,8%
High liquid assets	98 952 870	121 228 932	89 787 952	106 679 718	7 726 848	7,8%
Cash and equivalents	32 185 807	33 607 403	32 157 052	47 288 605	15 102 798	46,9%
Cash	141 605	179 609	154 581	255 892	114 287	80,7%
in cash and en route	107 609	148 860	120 460	212 981	105 372	97,9%
in operational cash offices	33 996	30 749	34 121	42 911	8 915	26,2%
Nostro account with Central Bank	32 044 202	33 427 794	32 002 471	47 032 713	14 988 511	46,8%
Nostro accounts	66 767 063	87 621 529	57 630 900	59 391 113	-7 375 950	-11,0%
Non-residents	66 767 053	87 621 524	57 630 886	59 391 088	-7 375 965	-11,0%
Residents	10	5	14	25	15	150,0%
Interest-earning assets	48 263 990	68 928 231	54 571 133	44 545 079	-3 718 911	-7,7%
Dues from banks	47 853 676	68 443 484	54 260 187	42 233 775	-5 619 901	-11,7%
Residents	2 292 175	4 964 797	5 605 443	9 697 492	7 405 317	323,1%
up to 30 days	2 261 352	4 654 636	5 242 451	9 564 587	7 303 235	323,0%
up to 180 days	3 673	-	300 000	-	-3 673	-100,0%
more than 180 days	27 150	310 161	62 992	132 905	105 755	389,5%
Non-residents	45 514 023	63 438 970	48 491 640	32 315 420	-13 198 603	-29,0%
up to 30 days	45 500 032	63 430 663	48 467 479	32 264 444	-13 235 588	-29,1%
up to 180 days	13 991	8 307	24 161	50 976	36 985	264,3%
Provision for impairment of loans to banks	47 478	39 717	163 104	220 863	173 385	365,2%
Securities	3 280	7 269	2 090	11 888	8 608	262,4%
Bonds	3 280	7 269	2 090	11 888	8 608	262,4%
Federal Loan Bonds (OFZs), OBRs	1 020	1 054	1 020	729	-291	-28,5%
Corporate bonds	228	238	229	107	-121	-53,1%
Financial institutions bonds	56	57	56	11	-45	-80,4%
Valuation allowance	1 976	5 920	785	11 041	9 065	458,8%
Loans to corporate clients	404 959	475 610	308 851	2 297 569	1 892 610	467,4%
residents	331 890	387 525	261 547	2 263 365	1 931 475	582,0%
up to 30 days	204 000	42 965	147	-	-204 000	-100,0%
up to 180 days	18 520	283 693	327	1 715 912	1 697 392	9 165,2%
up to 1 year	-	-	89 583	52 241	52 241	-
up to 3 years	47 224	27 015	75 029	151 634	104 410	221,1%
more than 3 years	62 146	33 852	96 461	343 578	281 432	452,9%
Past-due	15 148	-	7 143	-	-15 148	-100,0%
residents	15 148	-	7 143	-	-15 148	-100,0%
Provision for impairment of corporate loans	57 921	88 085	40 161	34 204	-23 717	-40,9%
residents	57 921	88 085	40 161	34 204	-23 717	-40,9%
Provision for impairment of loans past-due	2 075	1 868	5	1 847	-228	-11,0%
Other assets	178 556 710	176 806 956	148 100 868	235 901 227	57 344 517	32,1%
Mandatory reserves with Central Bank	7 514	-	2 100	-	-7 514	-100,0%
Premises and equipment	53 634	29 260	5 002	211 015	157 381	293,4%
Purchase cost	53 634	29 260	5 002	210 757	157 123	293,0%
Depreciation	-	-	-	258	258	-
Accrued interest not yet received	37 745	36 213	35 824	40 948	3 203	8,5%
Other assets	178 431 460	176 697 076	148 048 591	235 599 776	57 168 316	32,0%
Provision for impairment of other assets	26 357	44 407	9 351	49 488	23 131	87,8%
LIABILITIES	244 322 688	235 402 122	206 817 804	284 317 220	39 994 532	16,4%
Dues to banks	56 871 379	48 423 411	51 055 666	35 234 580	-21 636 799	-38,0%
On demand	37 206 807	37 176 308	35 243 227	22 292 589	-14 914 218	-40,1%
Non-residents	37 206 807	37 176 308	35 243 227	22 292 589	-14 914 218	-40,1%
Term	19 664 572	11 247 102	15 812 439	12 941 991	-6 722 581	-34,2%
Residents	18 575 207	10 826 035	15 762 692	12 676 904	-5 898 303	-31,8%
up to 30 days	18 575 207	10 826 035	15 762 692	12 676 904	-5 898 303	-31,8%
up to 180 days	-	-	-	-	-	-
Non-residents	1 089 365	421 067	49 747	265 087	-824 278	-75,7%
up to 30 days	447	14 358	-	-	-447	-100,0%
up to 180 days	933 113	302 422	-	41 140	-891 973	-95,6%
more than 180 days	155 805	104 287	49 747	223 947	68 142	43,7%
Other dues to banks	-	1	-	-	-	-
On demand	8 412 932	7 370 517	5 961 979	8 477 780	64 848	0,8%
Corporate clients	8 412 932	7 370 517	5 961 979	8 477 780	64 848	0,8%
Residents	8 095 575	6 916 937	5 491 262	8 048 310	-47 265	-0,6%
Non-residents	317 357	453 580	470 717	429 470	112 113	35,3%
Term	749 618	2 654 239	1 412 009	2 981 422	2 231 804	297,7%
Corporate clients	749 618	2 654 239	1 412 009	2 981 422	2 231 804	297,7%
Residents	749 126	2 653 925	1 411 883	2 981 380	2 232 254	298,0%
up to 30 days	702 910	2 622 817	1 384 546	2 935 482	2 232 572	317,6%
up to 180 days	46 216	31 108	27 337	30 898	-15 318	-33,1%
up to 1 year	-	-	-	15 000	15 000	-
Non-residents	492	314	126	42	-450	-91,5%
up to 30 days	492	314	126	42	-450	-91,5%
Other liabilities	178 288 759	176 953 955	148 388 150	237 623 438	59 334 679	33,3%
Other liabilities	178 278 553	176 942 946	148 379 962	237 611 998	59 333 445	33,3%
Accrued interest not yet paid	9 872	7 131	8 151	8 458	-1 414	-14,3%
Liabilities under accreditives	334	3 878	37	2 982	2 648	792,8%
EQUITY	1 041 767	828 278	749 478	41 130 265	40 088 498	3 848,1%
Capital	-	-	-	-	-	-
Profit from previous years	-	-	-	19 348 053	19 348 053	-
Retained earnings from previous years	-	-	-	19 348 053	19 348 053	-
Current year profit	1 041 693	828 262	749 422	21 782 052	20 740 359	1 991,0%
Current year retained earnings	1 041 693	828 262	749 422	21 782 052	20 740 359	1 991,0%
Future expenses	74	16	56	160	86	116,2%
OFF-BALANCE SHEET	427 179	1 139 232	166 796	995 805	568 626	133,1%
Contingent liabilities	425 691	837 732	165 256	994 240	568 549	133,6%
Guarantees issued	415 487	417 737	164 255	942 229	526 742	126,8%
Unused credit limits opened	10 204	419 995	1 001	52 011	41 807	409,7%
Collateral on loans	-	300 000	-	-	-	-
goods	-	300 000	-	-	-	-
securities	-	-	-	-	-	-
Other off-balance sheet accounts	1 488	1 500	1 540	1 565	77	5,2%
Accrued interest not yet received	1 488	1 500	1 540	1 565	77	5,2%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-

You can also get acquainted with balance sheet aggregation methodics.