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Central Bank of Russia registration number: 3402

General information Emissions0

Balance Profit Profitability

Capital (F. 134, 123) Ratios (F. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

On this page you can see brief Analyse des bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itselF. This page is currently under construction.

Net assets

Report date	1 November 2011	1 December 2011	1 January 2012	1 February 2012	1 March 2012	1 April 2012	Change
Net assets	252 277	224 653	302 448	303 401	291 932	257 890	5 613
Veränderung	-	-10,9%	+34,6%	+0,3%	-3,8%	-11,7%	+2,2%

For the period under examination bank demonstrated net assets growth for2,2%, but at some report dates net assets contracted.

Mandatory ratios

Report date	1 November 2011	1 December 2011	1 January 2012	1 February 2012	1 March 2012	1 April 2012	Change
N1 nicht weniger als 8%	43,52%	43,68%	34,55%	65,53%	61,97%	55,57%	12,05%
N2 nicht weniger als 15%	58,36%	38,92%	57,28%	21,21%	0,94%	30,40%	-27,96%
N3 nicht weniger als 50%	70,00%	54,80%	212,94%	169,82%	1,02%	22,64%	-47,36%
N4 nicht weniger als 120%	20,69%	20,47%	19,25%	6,89%	7,04%	6,28%	-14,41%

For the period under examination capital adequacy ratio (N1) grew by12,05%, capital adequacy ratio (under Russian Accounting Standards) is currently on very high level. For the period under examination quick liquidity ratio (N2) contracted by27,96%, highly liquid assets level is more than required to satisfy on demand liabilities. For the period under examination current liquidity ratio (N3) contracted by47,36%, liquid assets level is insufficient. For the period under examination long-term liquidity ratio (N4) contracted by14,41%, long-term assets level is significantly less than allowed.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 58 time. Find detailed information on violations below.

Violations of mandatory ratios

21 February 2012 - ratio vaiolated Н2, value 0.22%, acceptable value 15%.
22 February 2012 - ratio vaiolated Н2, value 0.64%, acceptable value 15%.
24 February 2012 - ratio vaiolated Н2, value 0.62%, acceptable value 15%.
27 February 2012 - ratio vaiolated Н2, value 0.82%, acceptable value 15%.
28 February 2012 - ratio vaiolated Н2, value 0.74%, acceptable value 15%.
29 February 2012 - ratio vaiolated Н2, value 0.94%, acceptable value 15%.
28 February 2012 - ratio vaiolated Н3, value 0.75%, acceptable value 50%.
29 February 2012 - ratio vaiolated Н3, value 1.02%, acceptable value 50%.
1 March 2012 - ratio vaiolated Н2, value 0.69%, acceptable value 15%.
2 March 2012 - ratio vaiolated Н2, value 0.69%, acceptable value 15%.
5 March 2012 - ratio vaiolated Н2, value 0.23%, acceptable value 15%.
6 March 2012 - ratio vaiolated Н2, value 0.22%, acceptable value 15%.
7 March 2012 - ratio vaiolated Н2, value 0.39%, acceptable value 15%.
11 March 2012 - ratio vaiolated Н2, value 0.26%, acceptable value 15%.
12 March 2012 - ratio vaiolated Н2, value 0.28%, acceptable value 15%.
13 March 2012 - ratio vaiolated Н2, value 0.32%, acceptable value 15%.
14 March 2012 - ratio vaiolated Н2, value 1.4%, acceptable value 15%.
15 March 2012 - ratio vaiolated Н2, value 5.36%, acceptable value 15%.
16 March 2012 - ratio vaiolated Н2, value 5.09%, acceptable value 15%.
19 March 2012 - ratio vaiolated Н2, value 6.24%, acceptable value 15%.
20 March 2012 - ratio vaiolated Н2, value 5.79%, acceptable value 15%.
1 March 2012 - ratio vaiolated Н3, value 0.77%, acceptable value 50%.
2 March 2012 - ratio vaiolated Н3, value 0.77%, acceptable value 50%.
5 March 2012 - ratio vaiolated Н3, value 0.3%, acceptable value 50%.
6 March 2012 - ratio vaiolated Н3, value 0.3%, acceptable value 50%.
7 March 2012 - ratio vaiolated Н3, value 0.46%, acceptable value 50%.
11 March 2012 - ratio vaiolated Н3, value 0.33%, acceptable value 50%.
12 March 2012 - ratio vaiolated Н3, value 0.35%, acceptable value 50%.
13 March 2012 - ratio vaiolated Н3, value 0.38%, acceptable value 50%.
14 March 2012 - ratio vaiolated Н3, value 1.42%, acceptable value 50%.
15 March 2012 - ratio vaiolated Н3, value 5.23%, acceptable value 50%.
16 March 2012 - ratio vaiolated Н3, value 4.97%, acceptable value 50%.
19 March 2012 - ratio vaiolated Н3, value 6.01%, acceptable value 50%.
20 March 2012 - ratio vaiolated Н3, value 5.62%, acceptable value 50%.
21 March 2012 - ratio vaiolated Н3, value 24.95%, acceptable value 50%.
22 March 2012 - ratio vaiolated Н3, value 22.52%, acceptable value 50%.
23 March 2012 - ratio vaiolated Н3, value 19.55%, acceptable value 50%.
26 March 2012 - ratio vaiolated Н3, value 17.98%, acceptable value 50%.
27 March 2012 - ratio vaiolated Н3, value 17.96%, acceptable value 50%.
28 March 2012 - ratio vaiolated Н3, value 14.56%, acceptable value 50%.
29 March 2012 - ratio vaiolated Н3, value 14.52%, acceptable value 50%.
30 March 2012 - ratio vaiolated Н3, value 22.64%, acceptable value 50%.
11 March 2012 - ratio vaiolated Н10.1, value 34.13%, acceptable value %.
12 March 2012 - ratio vaiolated Н10.1, value 42.49%, acceptable value %.
13 March 2012 - ratio vaiolated Н10.1, value 42.48%, acceptable value %.
14 March 2012 - ratio vaiolated Н10.1, value 42.5%, acceptable value %.
15 March 2012 - ratio vaiolated Н10.1, value 42.49%, acceptable value %.
16 March 2012 - ratio vaiolated Н10.1, value 42.57%, acceptable value %.
19 March 2012 - ratio vaiolated Н10.1, value 42.37%, acceptable value %.
20 March 2012 - ratio vaiolated Н10.1, value 42.37%, acceptable value %.
21 March 2012 - ratio vaiolated Н10.1, value 42.37%, acceptable value %.
22 March 2012 - ratio vaiolated Н10.1, value 42.62%, acceptable value %.
23 March 2012 - ratio vaiolated Н10.1, value 42.62%, acceptable value %.
26 March 2012 - ratio vaiolated Н10.1, value 42.62%, acceptable value %.
27 March 2012 - ratio vaiolated Н10.1, value 42.63%, acceptable value %.
28 March 2012 - ratio vaiolated Н10.1, value 42.64%, acceptable value %.
29 March 2012 - ratio vaiolated Н10.1, value 42.64%, acceptable value %.
30 March 2012 - ratio vaiolated Н10.1, value 42.28%, acceptable value %.

Number of violations by month

Ratio	November 2011	December 2011	January 2012	February 2012	March 2012
N1	-	-	-	-	-
N2	-	-	-	6	13
N3	-	-	-	2	21
N4	-	-	-	-	-

Interbank loans market operations

We do not have information that during the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans from Central Bank of Russia, resident banks or non-resident banks.