Kuap. Ru - Balance sheet of САРАТОВ, analysis of f.101

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	SARATOV	add to comparison
Central Bank of Russia registration number: 330

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	2 032 684	2 032 684
High liquid assets	197 529	197 529
Cash and equivalents	180 249	180 249
Cash	140 621	140 621
in cash and en route	13 873	13 873
precious metals	126 748	126 748
Nostro account with Central Bank	39 628	39 628
Nostro accounts	14 001	14 001
Residents	14 001	14 001
Money in transfer	3 314	3 314
Provision for impairment of high-liquid assets	-35	-35
Interest-earning assets	1 786 887	1 786 887
Dues from banks	32 415	32 415
Central Bank of Russia	32 000	32 000
Residents	416	416
up to 30 days	416	416
Provision for impairment of loans to banks	-1	-1
Securities	325 642	325 642
Bonds	293 564	293 564
Federal Loan Bonds (OFZs), OBRs	20 712	20 712
Corporate bonds	191 327	191 327
Financial institutions bonds	93 893	93 893
Valuation allowance	-12 368	-12 368
Stocks	32 078	32 078
Residents	30 129	30 129
Non-residents	9 531	9 531
Valuation allowance	-7 582	-7 582
Loans to corporate clients	918 278	918 278
residents	927 073	927 073
up to 1 year	37 161	37 161
up to 3 years	487 560	487 560
more than 3 years	402 352	402 352
Past-due	17 565	17 565
residents	17 565	17 565
Provision for impairment of corporate loans	-26 360	-26 360
residents	-26 360	-26 360
Loans to private entrepreneurs	163 324	163 324
up to 3 years	7 982	7 982
more than 3 years	155 710	155 710
Past-due	5	5
Provision for impairment of loans to private entrepreneurs	-373	-373
Loans to individuals	347 228	347 228
Standard	346 121	346 121
up to 3 years	3 441	3 441
more than 3 years	342 680	342 680
Past-due	6 034	6 034
Past-due	6 034	6 034
Provision for impairment of loans to individuals	-4 927	-4 927
Other assets	48 268	48 268
Mandatory reserves with Central Bank	12 844	12 844
Premises and equipment	26 773	26 773
Purchase cost	34 843	34 843
Depreciation	-8 070	-8 070
Accrued interest not yet received	3 135	3 135
Other assets	6 438	6 438
Provision for impairment of other assets	-2 067	-2 067
Deferred tax asset	1 145	1 145
LIABILITIES	1 625 824	1 625 824
On demand	570 129	570 129
Corporate clients	458 084	458 084
Residents	458 084	458 084
Individuals	108 915	108 915
Residents	108 905	108 905
Non-residents	10	10
Brokerage accounts	3 130	3 130
Residents	3 130	3 130
Term	1 046 155	1 046 155
Corporate clients	816 795	816 795
Residents	816 795	816 795
up to 180 days	26 500	26 500
up to 1 year	1 750	1 750
up to 3 years	64 686	64 686
more than 3 years	723 859	723 859
Individuals	229 360	229 360
residents	229 360	229 360
up to 1 year	3 924	3 924
up to 3 years	225 434	225 434
more than 3 years	2	2
Other liabilities	9 540	9 540
Other liabilities	7 570	7 570
Accrued interest not yet paid	1 970	1 970
EQUITY	406 860	406 860
Capital	271 113	271 113
Profit from previous years	136 283	136 283
Retained earnings from previous years	136 283	136 283
Current year profit	-536	-536
Current year retained earnings	-536	-536
OFF-BALANCE SHEET	2 079 234	2 079 234
Contingent liabilities	-89 404	-89 404
Unused credit limits opened	-89 404	-89 404
Collateral on loans	2 151 272	2 151 272
goods	1 923 838	1 923 838
securities	227 434	227 434
Unprocessed payments	28 934	28 934
Due to lack of funds on client accounts	28 934	28 934
Other off-balance sheet accounts	-11 568	-11 568
Written-off interest	-6 655	-6 655
Written-off loans	-4 913	-4 913
Risk-weighted assets	2 386 156	2 386 156
Reserve rates:
Loans to banks:	-0,00%	-100,0%
Customer loans, total:	-1,95%	-100,0%
including corporate loans:	-2,41%	-100,0%
including individual loans:	-1,40%	-100,0%
Past-due rate:	-1,62%	-100,0%
corporate clients:	-1,59%	-100,0%
individuals:	-1,71%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

RSS-канал. Telegram: http://t.me/kuapru
If you have proposals or questions on using our site materials, please write us letters.