Kuap. Ru - Balance sheet with turnover of БАЙКАЛКРЕДОБАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	BAYKALKREDOBANK	add to comparison
Central Bank of Russia registration number: 2990

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	5 277 274	5 499 132	6 937 826	5 924 561	647 287	12,3%
High liquid assets	3 067 617	3 035 485	3 860 489	3 193 863	126 246	4,1%
Cash and equivalents	3 056 763	3 028 186	3 844 675	3 183 309	126 546	4,1%
Cash	204 070	137 729	177 818	157 283	-46 787	-22,9%
in cash and en route	204 070	137 729	177 818	157 283	-46 787	-22,9%
Nostro account with Central Bank	2 852 693	2 890 457	3 666 857	3 026 026	173 333	6,1%
Nostro accounts	4 675	6 631	2 890	9 637	4 962	106,1%
Residents	4 675	6 631	2 890	9 637	4 962	106,1%
Money in transfer	6 179	668	12 924	917	-5 262	-85,2%
Interest-earning assets	2 182 948	2 426 185	3 050 772	2 700 806	517 858	23,7%
Dues from banks	2 041 000	2 271 000	2 780 000	2 577 000	536 000	26,3%
Central Bank of Russia	2 041 000	2 271 000	2 780 000	2 577 000	536 000	26,3%
Loans to corporate clients	132 900	151 842	264 625	121 300	-11 600	-8,7%
residents	120 452	143 441	256 463	111 981	-8 471	-7,0%
up to 30 days	97 370	110 841	189 149	88 740	-8 630	-8,9%
up to 180 days	-	11 153	14 872	23 241	23 241	-
up to 1 year	3 300	3 050	4 543	-	-3 300	-100,0%
up to 3 years	18 882	18 397	47 899	-	-18 882	-100,0%
more than 3 years	900	-	-	-	-900	-100,0%
state-owned enterprises	-	-	-	-	-	-
up to 3 years	-	-	-	-	-	-
Past-due	86	45	43	38	-48	-55,8%
residents	86	45	43	38	-48	-55,8%
Provision for impairment of corporate loans	12 362	8 356	8 119	9 281	-3 081	-24,9%
residents	12 344	8 338	8 102	9 262	-3 082	-25,0%
state-owned enterprises	18	18	17	19	1	5,6%
Loans to private entrepreneurs	6 958	1 492	2 848	114	-6 844	-98,4%
up to 30 days	1 164	827	3	-	-1 164	-100,0%
up to 3 years	-	100	750	-	-	-
more than 3 years	1 927	344	-	-	-1 927	-100,0%
Past-due	1 490	89	783	3	-1 487	-99,8%
Provision for impairment of loans to private entrepreneurs	2 377	132	1 312	111	-2 266	-95,3%
Loans to individuals	2 090	1 851	3 299	2 392	302	14,4%
Standard	1 520	1 708	1 615	1 100	-420	-27,6%
up to 1 year	-	-	-	-	-	-
up to 3 years	935	700	1 600	1 100	165	17,6%
more than 3 years	585	1 008	15	-	-585	-100,0%
Past-due	48	44	44	53	5	10,4%
Past-due	48	44	44	53	5	10,4%
Provision for impairment of loans to individuals	522	99	1 640	1 239	717	137,4%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	26 709	37 462	26 565	29 892	3 183	11,9%
Mandatory reserves with Central Bank	84	-	-	-	-84	-100,0%
Premises and equipment	40	7 200	-	2 091	2 051	5 127,5%
Purchase cost	40	7 100	-	-	-40	-100,0%
Depreciation	-	100	-	2 091	2 091	-
Accrued interest not yet received	8 343	7 668	8 021	8 217	-126	-1,5%
Other assets	7 129	13 631	7 926	14 456	7 327	102,8%
Provision for impairment of other assets	11 113	8 028	10 618	5 128	-5 985	-53,9%
Deferred tax asset	-	935	-	-	-	-
LIABILITIES	1 096 396	971 355	1 346 202	846 752	-249 644	-22,8%
Dues to banks	451	409	802	915	464	102,9%
Other dues to banks	451	409	802	915	464	102,9%
On demand	1 052 593	920 726	1 280 749	721 766	-330 827	-31,4%
Corporate clients	1 036 063	905 018	1 263 062	709 844	-326 219	-31,5%
State-owned enterprises	9 641	9 153	10 639	4 125	-5 516	-57,2%
Residents	1 026 392	895 803	1 252 381	705 719	-320 673	-31,2%
Non-residents	30	62	42	-	-30	-100,0%
Individuals	16 530	15 708	17 687	11 922	-4 608	-27,9%
Residents	16 530	15 708	17 687	11 922	-4 608	-27,9%
Non-residents	-	-	-	-	-	-
Term	29 763	31 176	46 119	94 562	64 799	217,7%
Individuals	29 763	31 176	46 119	94 562	64 799	217,7%
residents	29 763	31 176	46 119	94 562	64 799	217,7%
up to 180 days	2 785	37	1 762	15	-2 770	-99,5%
up to 1 year	545	808	1 273	19	-526	-96,5%
up to 3 years	26 433	30 331	43 084	94 528	68 095	257,6%
Other liabilities	13 589	19 044	18 532	29 509	15 920	117,2%
Other liabilities	13 034	13 025	18 161	23 905	10 871	83,4%
Accrued interest not yet paid	555	5 329	371	5 604	5 049	909,7%
Deferred tax liabilities	-	690	-	-	-	-
EQUITY	25 715	22 989	29 356	942 184	916 469	3 563,9%
Capital	-	-	-	-	-	-
Profit from previous years	-	-	-	459 157	459 157	-
Retained earnings from previous years	-	-	-	459 157	459 157	-
Current year profit	25 715	22 989	29 356	483 027	457 312	1 778,4%
Current year retained earnings	25 715	22 989	29 356	483 027	457 312	1 778,4%
OFF-BALANCE SHEET	274 675	212 978	478 579	177 480	-97 195	-35,4%
Contingent liabilities	235 005	206 481	297 357	151 499	-83 506	-35,5%
Guarantees issued	-	-	-	-	-	-
Unused credit limits opened	235 005	206 481	297 357	151 499	-83 506	-35,5%
Collateral on loans	33 756	5 458	178 338	24 955	-8 801	-26,1%
goods	33 756	5 458	178 338	24 955	-8 801	-26,1%
Unprocessed payments	783	1 039	2 884	1 026	243	31,0%
Due to lack of funds on client accounts	783	1 039	2 884	1 026	243	31,0%
Other off-balance sheet accounts	5 131	-	-	-	-5 131	-100,0%
Written-off interest	704	-	-	-	-704	-100,0%
Written-off loans	4 427	-	-	-	-4 427	-100,0%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, entrepreneurs	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-
Risk-weighted assets	-	-	-	-	-	-