Mailing list archive

	BBR BANKI want to buy a report	add to comparison
Central Bank of Russia registration number: 2929  CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies)

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.

Key financial ratios of the bank since the beginning of each year

	12 mon. 2021	9 mon. 2021	6 mon. 2021	3 mon. 2021	12 mon. 2020	9 mon. 2020	6 mon. 2020	3 mon. 2020	12 mon. 2019	9 mon. 2019	6 mon. 2019	3 mon. 2019
RoA	0,84%	0,41%	0,29%	0,00%	1,41%	0,42%	0,68%	-1,87%	0,83%	1,08%	0,84%	-3,48%
RoE	11,35%	5,86%	4,05%	0,00%	21,27%	6,26%	10,16%	-20,30%	7,87%	9,43%	7,58%	-32,64%
Leverage cap. adequacy	13,5 / 7,4%	14,0 / 7,1%	13,7 / 7,3%	14,1 / 7,1%	15,1 / 6,6%	14,7 / 6,8%	14,7 / 6,8%	10,9 / 9,2%	9,4 / 10,7%	8,7 / 11,5%	9,0 / 11,1%	9,4 / 10,7%
NIM	3,80%	3,76%	3,71%	0,00%	3,56%	3,73%	4,03%	5,43%	7,14%	7,92%	8,87%	8,99%
Return on assets	6,73%	6,72%	6,84%	0,00%	6,46%	6,95%	7,45%	9,53%	11,09%	12,10%	12,68%	13,16%
Cost of liabilities	3,47%	3,48%	3,61%	0,00%	3,50%	3,82%	3,79%	4,55%	4,62%	4,91%	5,26%	5,08%
Net spread	3,26%	3,24%	3,23%	0,00%	2,96%	3,13%	3,66%	4,98%	6,47%	7,19%	7,42%	8,08%
Cost / income	37,79%	39,58%	41,80%	0,00%	45,84%	47,09%	49,90%	45,85%	44,31%	39,63%	42,45%	49,45%
Cost of assets	2,65%	2,66%	2,67%	0,00%	2,18%	2,31%	2,62%	3,52%	4,42%	4,62%	4,62%	4,06%
Net assets	116 872 447	114 353 275	110 002 530	112 869 702	111 275 717	101 654 383	92 865 406	70 008 021	57 571 114	54 875 535	50 627 075	52 899 573
Average equity	8 651 795	8 159 663	8 041 460	8 032 362	7 376 457	6 907 470	6 300 710	6 447 184	6 136 088	6 320 086	5 631 600	5 645 543
Average % assets	98 506 467	96 868 735	94 448 280	95 556 018	95 887 350	87 315 478	78 184 005	58 016 280	45 858 325	42 006 607	40 996 458	42 185 771
Average % liabilities	106 622 926	104 705 163	100 719 024	103 889 499	102 541 537	93 185 471	85 058 578	62 302 426	50 566 317	47 588 176	43 912 936	46 178 270
NII	3 744 496	2 737 982	1 756 699	839 147	3 420 495	2 444 123	1 578 739	789 001	3 278 432	2 496 448	1 819 544	949 111
NCI	915 109	630 460	390 197	185 668	945 776	547 249	379 067	275 359	658 636	471 069	282 484	119 375
NCI / NII	24,4%	23,0%	22,2%	22,1%	27,7%	22,4%	24,0%	34,9%	20,1%	18,9%	15,5%	12,6%

Key financial ratios of the bank for the quarter specified

	4 Q 2021	3 Q 2021	2 Q 2021	1 Q 2021	4 Q 2020	3 Q 2020	2 Q 2020	1 Q 2020	4 Q 2019	3 Q 2019	2 Q 2019	1 Q 2019
RoA	2,13%	0,68%	-0,13%	0,00%	4,47%	0,01%	2,78%	-1,87%	0,24%	1,70%	5,32%	-3,48%
RoE	28,83%	9,61%	-1,83%	0,00%	67,48%	0,26%	41,09%	-20,30%	2,33%	14,78%	47,88%	-32,64%
Leverage cap. adequacy	13,5 / 7,4%	14,0 / 7,1%	13,7 / 7,3%	14,1 / 7,1%	15,1 / 6,6%	14,7 / 6,8%	14,7 / 6,8%	10,9 / 9,2%	9,4 / 10,7%	8,7 / 11,5%	9,0 / 11,1%	9,4 / 10,7%
NIM	4,08%	4,05%	3,88%	0,00%	4,07%	3,96%	4,04%	5,43%	6,82%	6,44%	8,49%	8,99%
Return on assets	7,09%	6,82%	6,79%	0,00%	6,89%	7,50%	7,83%	9,53%	11,13%	11,53%	11,83%	13,16%
Cost of liabilities	3,62%	3,51%	3,53%	0,00%	3,59%	4,55%	4,24%	4,55%	4,62%	5,02%	5,18%	5,08%
Net spread	3,47%	3,31%	3,26%	0,00%	3,30%	2,95%	3,59%	4,98%	6,51%	6,51%	6,65%	8,08%
Cost / income	33,45%	36,00%	44,92%	0,00%	42,92%	42,26%	54,51%	45,85%	63,02%	35,35%	37,86%	49,45%
Cost of assets	2,75%	2,78%	2,64%	0,00%	2,45%	2,28%	2,68%	3,52%	5,03%	4,91%	4,98%	4,06%
Net assets	116 872 447	114 353 275	110 002 530	112 869 702	111 275 717	101 654 383	92 865 406	70 008 021	57 571 114	54 875 535	50 627 075	52 899 573
Average equity	8 651 795	8 159 663	8 041 460	8 032 362	7 376 457	6 907 470	6 300 710	6 447 184	6 136 088	6 320 086	5 631 600	5 645 543
Average % assets	98 506 467	96 868 735	94 448 280	95 556 018	95 887 350	87 315 478	78 184 005	58 016 280	45 858 325	42 006 607	40 996 458	42 185 771
Average % liabilities	106 622 926	104 705 163	100 719 024	103 889 499	102 541 537	93 185 471	85 058 578	62 302 426	50 566 317	47 588 176	43 912 936	46 178 270
NII	1 006 514	981 283	917 552	839 147	976 372	865 384	789 738	789 001	781 984	676 904	870 433	949 111
NCI	284 649	240 263	204 529	185 668	398 527	168 182	103 708	275 359	187 567	188 585	163 109	119 375
NCI / NII	28,3%	24,5%	22,3%	22,1%	40,8%	19,4%	13,1%	34,9%	24,0%	27,9%	18,7%	12,6%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.