Kuap. Ru - Balance sheet with turnover of БАНК СБЕРЕЖЕНИЙ И КРЕДИТА, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	BANK SBEREZHENIY I KREDITA	add to comparison
Central Bank of Russia registration number: 2581

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	207 293 195	190 031 873	113 691 792	132 267 839	-75 025 356	-36,2%
High liquid assets	100 753 058	86 459 676	39 744 861	49 586 347	-51 166 711	-50,8%
Cash and equivalents	10 470 712	8 425 233	5 885 567	6 729 391	-3 741 321	-35,7%
Cash	2 185 554	3 596 022	2 010 312	2 390 145	204 591	9,4%
in cash and en route	1 771 956	3 233 474	1 817 868	2 117 789	345 833	19,5%
in ATMs	413 598	362 548	192 444	272 356	-141 242	-34,1%
Nostro account with Central Bank	8 285 158	4 829 211	3 875 255	4 339 246	-3 945 912	-47,6%
Nostro accounts	1 193 721	1 549 212	789 147	702 417	-491 304	-41,2%
Non-residents	740 681	490 147	249 205	489 760	-250 921	-33,9%
Residents	453 040	1 059 065	539 942	212 657	-240 383	-53,1%
Money in transfer	2 295 712	1 828 685	875 493	1 431 263	-864 449	-37,7%
Exchange accounts	86 792 913	74 656 509	32 194 654	40 723 080	-46 069 833	-53,1%
Provision for impairment of high-liquid assets	-	37	-	196	196	-
Interest-earning assets	1 867 327	2 939 154	3 049 669	3 763 323	1 895 996	101,5%
Dues from banks	430 206	330 084	1 350 340	1 345 261	915 055	212,7%
Residents	430 125	330 038	1 350 207	1 345 159	915 034	212,7%
up to 30 days	430 125	330 038	1 350 207	1 345 159	915 034	212,7%
Loans past-due	81	24	133	102	21	25,9%
non-residents	81	24	133	102	21	25,9%
Provision for impairment of loans to banks	-	22	-	-	-	-
Securities	-	1 487	-	-	-	-
Bonds	-	1 487	-	-	-	-
Federal Loan Bonds (OFZs), OBRs	-	1 486	-	-	-	-
Valuation allowance	-	1	-	-	-	-
Loans to corporate clients	1 351 622	2 258 641	1 577 003	2 300 244	948 622	70,2%
residents	1 268 847	1 733 304	1 419 372	2 164 227	895 380	70,6%
up to 30 days	98 996	45 295	9 918	889	-98 107	-99,1%
up to 180 days	8 000	-	-	23 750	15 750	196,9%
up to 1 year	352 451	441 546	209 912	299 660	-52 791	-15,0%
up to 3 years	809 400	1 106 463	1 117 262	1 485 363	675 963	83,5%
more than 3 years	-	140 000	82 280	354 565	354 565	-
Past-due	5 407	18 759	3 851	17	-5 390	-99,7%
residents	5 407	18 759	3 851	17	-5 390	-99,7%
Provision for impairment of corporate loans	77 368	506 578	153 780	136 000	58 632	75,8%
residents	77 368	506 578	153 780	136 000	58 632	75,8%
Loans to private entrepreneurs	1 340	34	13	-	-1 340	-100,0%
up to 3 years	670	34	13	-	-670	-100,0%
Provision for impairment of loans to private entrepreneurs	670	-	-	-	-670	-100,0%
Loans to individuals	84 159	348 908	122 313	117 818	33 659	40,0%
Standard	30 716	263 113	47 189	61 066	30 350	98,8%
up to 30 days	3 666	4 072	3 064	3 851	185	5,0%
up to 180 days	-	-	-	-	-	-
up to 1 year	19 727	257 815	41 945	53 432	33 705	170,9%
up to 3 years	1 709	1 190	1 699	2 748	1 039	60,8%
more than 3 years	5 614	36	481	1 035	-4 579	-81,6%
Past-due	12 010	19 939	7 571	15 475	3 465	28,9%
Past-due	12 010	19 939	7 571	15 475	3 465	28,9%
Provision for impairment of loans to individuals	41 433	65 856	67 553	41 277	-156	-0,4%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	104 672 810	100 633 043	70 897 262	78 918 169	-25 754 641	-24,6%
Mandatory reserves with Central Bank	1 882	486	-	-	-1 882	-100,0%
Premises and equipment	25 333	29 438	11 623	45 544	20 211	79,8%
Purchase cost	23 490	29 431	8 751	32 216	8 726	37,1%
Depreciation	1 843	7	2 872	13 328	11 485	623,2%
Accrued interest not yet received	37 944	4 290	67 828	72 844	34 900	92,0%
Non-current assets	-	-	-	-	-	-
Other assets	104 540 564	100 447 293	70 718 593	78 723 405	-25 817 159	-24,7%
Provision for impairment of other assets	67 087	151 536	99 218	76 376	9 289	13,8%
LIABILITIES	118 299 065	119 205 801	78 820 782	90 449 483	-27 849 582	-23,5%
Dues to banks	12 160 362	9 870 357	8 479 291	10 434 995	-1 725 367	-14,2%
On demand	6 853 258	6 664 477	3 402 914	4 587 343	-2 265 915	-33,1%
Residents	6 853 254	6 664 472	3 402 912	4 587 336	-2 265 918	-33,1%
Non-residents	4	5	2	7	3	75,0%
Term	4 662 505	2 877 729	4 863 018	5 359 652	697 147	15,0%
Residents	4 662 505	2 877 729	4 863 018	5 359 652	697 147	15,0%
up to 30 days	584 000	1 109 000	3 902 000	4 291 361	3 707 361	634,8%
up to 180 days	4 078 505	1 768 729	961 018	1 068 291	-3 010 214	-73,8%
Other dues to banks	644 599	328 151	213 359	488 000	-156 599	-24,3%
On demand	8 962 627	7 654 380	2 765 081	3 187 588	-5 775 039	-64,4%
Corporate clients	7 795 950	5 421 487	1 691 987	2 127 555	-5 668 395	-72,7%
State-owned enterprises	67 858	31 981	6 905	402	-67 456	-99,4%
Residents	7 530 182	5 347 074	1 666 921	2 105 393	-5 424 789	-72,0%
Non-residents	197 910	42 432	18 161	21 760	-176 150	-89,0%
Individuals	1 166 677	2 232 893	1 073 094	1 060 033	-106 644	-9,1%
Residents	1 123 673	2 225 898	1 069 519	1 055 619	-68 054	-6,1%
Non-residents	43 004	6 995	3 575	4 414	-38 590	-89,7%
Brokerage accounts	-	-	-	-	-	-
Residents	-	-	-	-	-	-
Term	1 321 208	2 084 448	1 199 922	1 121 398	-199 810	-15,1%
Corporate clients	277 090	192 309	233 552	78 648	-198 442	-71,6%
Residents	267 090	192 309	233 552	78 648	-188 442	-70,6%
up to 30 days	79 959	31 830	48 800	48 120	-31 839	-39,8%
up to 180 days	135 000	45 000	137 000	14 400	-120 600	-89,3%
up to 1 year	1 940	32 163	20 356	15 627	13 687	705,5%
up to 3 years	50 191	83 316	27 396	501	-49 690	-99,0%
Non-residents	10 000	-	-	-	-10 000	-100,0%
up to 3 years	10 000	-	-	-	-10 000	-100,0%
more than 3 years	-	-	-	-	-	-
Individuals	1 044 118	1 892 139	966 370	1 042 750	-1 368	-0,1%
residents	1 008 800	1 888 413	960 429	1 037 620	28 820	2,9%
up to 180 days	115 569	164 293	147 411	112 074	-3 495	-3,0%
up to 1 year	158 671	318 939	124 608	191 512	32 841	20,7%
up to 3 years	726 455	1 352 011	666 176	692 999	-33 456	-4,6%
more than 3 years	8 105	53 170	22 234	41 035	32 930	406,3%
non-residents	35 318	3 726	5 941	5 130	-30 188	-85,5%
up to 180 days	1 448	346	103	8	-1 440	-99,4%
up to 1 year	31 307	727	2 349	847	-30 460	-97,3%
up to 3 years	2 561	2 450	3 485	4 275	1 714	66,9%
more than 3 years	2	203	4	-	-2	-100,0%
Securities issued	274 285	317 721	215 584	218 709	-55 576	-20,3%
Promissory notes	274 285	317 721	215 584	218 709	-55 576	-20,3%
on demand	75 688	200 440	160 711	60 293	-15 395	-20,3%
up to 30 days	120 005	50 120	-	110 271	-9 734	-8,1%
up to 180 days	78 319	10 066	54 602	40 000	-38 319	-48,9%
up to 1 year	-	31 400	-	-	-	-
up to 3 years	-	25 000	-	-	-	-
Discount accrued	273	695	271	8 145	7 872	2 883,5%
Other liabilities	95 580 583	99 278 895	66 160 904	75 486 793	-20 093 790	-21,0%
Other liabilities	95 480 902	99 181 985	66 081 033	75 400 628	-20 080 274	-21,0%
Accrued interest not yet paid	99 681	96 910	79 871	86 165	-13 516	-13,6%
EQUITY	909 461	948 073	30 176 811	1 173 749	264 288	29,1%
Capital	4	-	-	-	-4	-100,0%
Profit from previous years	-	-	14 243 595	155	155	-
Retained earnings from previous years	-	-	14 243 595	155	155	-
Current year profit	905 374	941 831	15 927 203	1 170 248	264 874	29,3%
Current year retained earnings	905 374	941 831	15 927 203	1 170 248	264 874	29,3%
Future expenses	4 083	6 242	6 013	3 346	-737	-18,1%
OFF-BALANCE SHEET	643 909	3 640 565	945 312	380 272	-263 637	-40,9%
Contingent liabilities	628 826	1 486 074	932 238	275 440	-353 386	-56,2%
Guarantees issued	48 768	1 134 121	698 166	72 580	23 812	48,8%
Unused credit limits opened	580 058	351 953	234 072	202 860	-377 198	-65,0%
Collateral on loans	4 978	2 144 558	2 290	98 463	93 485	1 878,0%
goods	4 978	1 699 145	2 290	88 265	83 287	1 673,1%
securities	-	445 413	-	10 198	10 198	-
Other off-balance sheet accounts	10 105	9 933	10 784	6 369	-3 736	-37,0%
Accrued interest not yet received	9 502	9 468	10 645	6 262	-3 240	-34,1%
Written-off interest	61	26	3	3	-58	-95,1%
Written-off loans	542	439	136	104	-438	-80,8%
Credit card balances	3 666	4 072	3 064	3 851	185	5,0%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, entrepreneurs	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-