Kuap. Ru - Balance sheet with turnover of ГАЗБАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	GAZBANK	add to comparison
Central Bank of Russia registration number: 2316 CB RF representative, complies with 214-FZ (equity construction)

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	77 175 759	161 548 054	103 869 713	82 698 632	5 522 873	7,2%
High liquid assets	33 881 723	49 991 857	44 805 869	36 732 810	2 851 087	8,4%
Cash and equivalents	15 916 162	16 368 283	15 053 478	13 757 225	-2 158 937	-13,6%
Cash	8 217 744	9 128 495	7 888 559	7 597 720	-620 024	-7,5%
in cash and en route	7 204 432	8 155 652	7 000 495	6 722 491	-481 941	-6,7%
in ATMs	1 013 312	972 843	888 064	875 229	-138 083	-13,6%
Nostro account with Central Bank	7 698 418	7 239 788	7 164 919	6 159 505	-1 538 913	-20,0%
Nostro accounts	1 350 717	1 150 901	1 660 600	1 580 469	229 752	17,0%
Non-residents	265 909	279 355	589 595	525 024	259 115	97,4%
Residents	1 084 808	871 546	1 071 005	1 055 445	-29 363	-2,7%
Money in transfer	8 847 980	24 350 421	9 664 796	6 353 459	-2 494 521	-28,2%
Exchange accounts	7 766 855	8 122 234	18 426 527	15 041 283	7 274 428	93,7%
Provision for impairment of high-liquid assets	9	18	468	374	365	4 055,6%
Interest-earning assets	29 461 449	61 788 810	41 318 325	33 247 053	3 785 604	12,8%
Dues from banks	-	-	-	408	408	-
Residents	-	-	-	-	-	-
up to 30 days	-	-	-	-	-	-
Loans past-due	-	-	-	-	-	-
residents	-	-	-	-	-	-
Provision for impairment of loans to banks	-	-	-	408	408	-
Securities	27 016 106	60 225 594	40 255 326	31 340 915	4 324 809	16,0%
Bonds	7 998 344	41 654 172	29 786 658	28 258 136	20 259 792	253,3%
Federal Loan Bonds (OFZs), OBRs	3 742 353	8 816 193	497 068	-	-3 742 353	-100,0%
Corporate foreign bonds	53 857	11 615 097	14 686 696	14 035 218	13 981 361	25 960,2%
Valuation allowance	13 217	27 603	11 990	6 185	-7 032	-53,2%
Pledged under REPO	4 188 917	21 195 279	14 590 904	14 216 733	10 027 816	239,4%
Stocks	19 017 762	18 571 422	10 468 668	3 082 779	-15 934 983	-83,8%
Residents	9 392 547	9 238 847	5 398 465	1 513 542	-7 879 005	-83,9%
Valuation allowance	35 211	79 997	31 177	7 433	-27 778	-78,9%
Pledged under REPO	9 590 004	9 252 578	5 039 026	1 561 804	-8 028 200	-83,7%
Loans to corporate clients	2 047 995	1 149 670	850 087	1 716 860	-331 135	-16,2%
residents	1 912 084	984 908	757 488	1 134 353	-777 731	-40,7%
up to 30 days	173 179	164 034	233 035	406 471	233 292	134,7%
up to 180 days	239 308	166 064	151 609	347 452	108 144	45,2%
up to 1 year	141 865	106 003	76 632	193 626	51 761	36,5%
up to 3 years	1 166 651	344 058	219 545	155 844	-1 010 807	-86,6%
more than 3 years	191 081	204 749	76 667	30 960	-160 121	-83,8%
state-owned enterprises	29 539	93 213	4 978	3 354	-26 185	-88,6%
up to 30 days	7 789	904	-	-	-7 789	-100,0%
up to 1 year	-	1 081	4 289	-	-	-
up to 3 years	-	91 038	-	-	-	-
more than 3 years	21 750	190	689	3 354	-18 396	-84,6%
Past-due	2 951	27 152	4 702	13 003	10 052	340,6%
residents	2 951	27 152	4 702	13 003	10 052	340,6%
Provision for impairment of corporate loans	103 421	44 397	82 919	566 150	462 729	447,4%
residents	103 421	44 297	82 819	566 150	462 729	447,4%
state-owned enterprises	-	100	100	-	-	-
Loans to private entrepreneurs	5 289	63 653	18 550	3 632	-1 657	-31,3%
up to 3 years	5 000	11 500	17 950	3 000	-2 000	-40,0%
more than 3 years	-	-	-	-	-	-
Past-due	1	49 000	-	8	7	700,0%
Provision for impairment of loans to private entrepreneurs	288	3 153	600	624	336	116,7%
Loans to individuals	392 059	349 893	194 362	185 238	-206 821	-52,8%
Standard	192 740	212 388	144 115	152 144	-40 596	-21,1%
up to 30 days	21 381	25 486	26 350	35 198	13 817	64,6%
up to 180 days	2 500	9 696	6 533	8 500	6 000	240,0%
up to 1 year	17 450	80 359	59 700	23 946	6 496	37,2%
up to 3 years	88 592	52 711	30 828	72 636	-15 956	-18,0%
more than 3 years	62 817	44 136	20 704	11 864	-50 953	-81,1%
Memo: mortgage loans	-	-	-	-	-	-
Past-due	128 091	89 401	19 074	12 199	-115 892	-90,5%
Past-due	128 091	89 401	19 074	12 199	-115 892	-90,5%
Memo: mortgage loans past-due	-	-	-	-	-	-
Provision for impairment of loans to individuals	71 228	48 104	31 173	20 895	-50 333	-70,7%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	13 832 587	49 767 387	17 745 519	12 718 769	-1 113 818	-8,1%
Mandatory reserves with Central Bank	-	649	-	206	206	-
Premises and equipment	29 453	66 313	740 855	41 493	12 040	40,9%
Purchase cost	29 453	63 331	738 930	38 254	8 801	29,9%
Depreciation	-	2 982	1 925	3 239	3 239	-
Accrued interest not yet received	199 996	183 531	172 869	163 111	-36 885	-18,4%
Other assets	13 552 559	49 395 274	16 550 675	12 403 670	-1 148 889	-8,5%
Provision for impairment of other assets	50 579	65 584	281 120	110 289	59 710	118,1%
Deferred tax asset	-	56 036	-	-	-	-
LIABILITIES	50 496 468	102 838 861	71 856 799	57 244 374	6 747 906	13,4%
Dues to banks	11 374 853	26 264 356	19 589 567	14 740 562	3 365 709	29,6%
On demand	449	930	431	703	254	56,6%
Residents	449	930	431	703	254	56,6%
Term	10 628 600	25 466 532	18 676 525	13 847 773	3 219 173	30,3%
Central Bank of Russia	3 750 000	18 405 292	3 882 938	3 371 043	-378 957	-10,1%
other	3 750 000	18 405 292	3 882 938	3 371 043	-378 957	-10,1%
Residents	6 878 600	7 061 240	14 793 587	10 476 730	3 598 130	52,3%
up to 30 days	6 878 600	7 061 240	14 793 587	10 476 730	3 598 130	52,3%
Other dues to banks	745 804	796 894	912 611	892 086	146 282	19,6%
On demand	12 401 253	13 004 006	11 053 062	10 040 833	-2 360 420	-19,0%
Corporate clients	9 382 209	8 629 806	8 906 252	8 287 717	-1 094 492	-11,7%
State-owned enterprises	313 231	144 351	186 923	86 550	-226 681	-72,4%
Residents	9 056 291	8 474 419	8 712 934	8 192 958	-863 333	-9,5%
Non-residents	12 687	11 036	6 395	8 209	-4 478	-35,3%
Individuals	2 184 095	1 975 151	1 743 901	1 733 457	-450 638	-20,6%
Residents	2 172 105	1 941 735	1 737 156	1 730 653	-441 452	-20,3%
Non-residents	11 990	33 416	6 745	2 804	-9 186	-76,6%
Brokerage accounts	834 949	2 399 049	402 909	19 659	-815 290	-97,6%
Residents	834 949	2 399 049	402 909	19 659	-815 290	-97,6%
Term	4 798 189	5 314 400	5 100 962	5 000 657	202 468	4,2%
Corporate clients	97 300	97 716	153 260	52 800	-44 500	-45,7%
Residents	97 300	97 716	153 260	52 800	-44 500	-45,7%
up to 30 days	38 800	-	65 000	-	-38 800	-100,0%
up to 180 days	58 500	94 000	88 260	52 800	-5 700	-9,7%
up to 1 year	-	300	-	-	-	-
up to 3 years	-	3 416	-	-	-	-
more than 3 years	-	-	-	-	-	-
Individuals	4 700 889	5 216 684	4 947 702	4 947 857	246 968	5,3%
residents	4 700 862	5 216 628	4 945 450	4 946 609	245 747	5,2%
up to 30 days	3	6	8 927	46 800	46 797	1 559 900,0%
up to 180 days	693 412	612 895	796 364	810 599	117 187	16,9%
up to 1 year	847 804	902 255	786 260	833 544	-14 260	-1,7%
up to 3 years	778 884	1 056 500	804 869	693 081	-85 803	-11,0%
more than 3 years	2 380 759	2 644 972	2 549 030	2 562 585	181 826	7,6%
non-residents	27	56	2 252	1 248	1 221	4 522,2%
up to 180 days	-	-	100	-	-	-
up to 1 year	11	28	20	576	565	5 136,4%
up to 3 years	7	17	1 029	13	6	85,7%
more than 3 years	9	11	1 103	659	650	7 222,2%
Securities issued	270 865	42 168	6 896	-	-270 865	-100,0%
Promissory notes	4 633	1 935	6 896	-	-4 633	-100,0%
on demand	4 633	1 000	6 896	-	-4 633	-100,0%
up to 1 year	-	935	-	-	-	-
Depositary certificates	266 232	40 233	-	-	-266 232	-100,0%
up to 30 days	193 150	34 163	-	-	-193 150	-100,0%
up to 180 days	73 082	3 680	-	-	-73 082	-100,0%
more than 180 days	-	2 390	-	-	-	-
Other liabilities	21 651 308	58 213 931	36 106 312	27 462 322	5 811 014	26,8%
Other liabilities	21 519 016	58 071 084	35 987 876	27 338 414	5 819 398	27,0%
Accrued interest not yet paid	132 292	117 888	118 436	123 908	-8 384	-6,3%
Derivatives - liabilities	-	423	-	-	-	-
Deferred tax liabilities	-	24 536	-	-	-	-
EQUITY	1 278 075	23 555 763	1 614 703	2 017 928	739 853	57,9%
Capital	57 752	100 732	54 763	13 590	-44 162	-76,5%
Profit from previous years	-	22 396 474	-	349 123	349 123	-
Retained earnings from previous years	-	22 396 474	-	349 123	349 123	-
Current year profit	1 195 249	1 035 839	1 544 333	1 637 821	442 572	37,0%
Current year retained earnings	1 195 249	1 035 839	1 544 333	1 637 821	442 572	37,0%
Future expenses	25 074	22 718	15 607	17 394	-7 680	-30,6%
OFF-BALANCE SHEET	3 569 780	2 184 812	2 954 355	2 044 121	-1 525 659	-42,7%
Contingent liabilities	2 204 976	1 421 656	2 132 124	1 121 728	-1 083 248	-49,1%
Guarantees issued	6 083	110 486	18 544	36 487	30 404	499,8%
Unused credit limits opened	2 198 893	1 311 170	2 113 580	1 085 241	-1 113 652	-50,6%
Collateral on loans	809 642	415 752	591 103	567 468	-242 174	-29,9%
goods	807 642	412 162	590 303	562 763	-244 879	-30,3%
securities	2 000	3 590	800	4 705	2 705	135,3%
Unprocessed payments	482 762	263 610	130 125	263 754	-219 008	-45,4%
Due to lack of funds on client accounts	482 762	263 610	130 125	263 754	-219 008	-45,4%
Other off-balance sheet accounts	72 400	83 794	101 003	91 171	18 771	25,9%
Accrued interest not yet received	71 806	83 793	101 003	91 171	19 365	27,0%
Written-off interest	436	1	-	-	-436	-100,0%
Written-off loans	158	-	-	-	-158	-100,0%
Credit card balances	21 381	25 486	26 350	35 198	13 817	64,6%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, entrepreneurs	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-
Risk-weighted assets	-	-	-	-	-	-