Kuap. Ru - Balance sheet with turnover of МИРАФ-БАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	MIRAF-BANK	add to comparison
Central Bank of Russia registration number: 2244

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	13 087 631	11 553 616	11 790 396	4 698 283	-8 389 348	-64,1%
High liquid assets	6 870 724	5 718 710	4 558 447	2 359 763	-4 510 961	-65,7%
Cash and equivalents	6 050 668	5 055 513	4 230 229	2 232 475	-3 818 193	-63,1%
Cash	1 911 493	1 633 919	881 800	755 652	-1 155 841	-60,5%
in cash and en route	1 895 518	1 625 646	875 081	754 283	-1 141 235	-60,2%
in ATMs	15 975	8 273	6 719	1 369	-14 606	-91,4%
Nostro account with Central Bank	4 139 175	3 421 594	3 348 429	1 476 823	-2 662 352	-64,3%
Nostro accounts	639 949	469 591	157 540	60 365	-579 584	-90,6%
Residents	639 949	469 591	157 540	60 365	-579 584	-90,6%
Money in transfer	180 106	193 603	170 616	66 888	-113 218	-62,9%
Provision for impairment of high-liquid assets	1	3	62	35	34	3 400,0%
Interest-earning assets	757 891	697 033	2 234 058	614 082	-143 809	-19,0%
Dues from banks	119 834	115 262	8 871	146 264	26 430	22,1%
Non-residents	119 834	115 262	8 871	146 264	26 430	22,1%
up to 180 days	119 834	115 262	8 871	146 264	26 430	22,1%
Securities	156 325	277 122	1 848 275	263 386	107 061	68,5%
Bonds	20 739	108 156	1 059 238	134 417	113 678	548,1%
Federal Loan Bonds (OFZs), OBRs	278	47 239	625 594	108 047	107 769	38 765,8%
Corporate bonds	19 960	52 626	51 461	1 493	-18 467	-92,5%
Valuation allowance	501	8 291	1 420	3 107	2 606	520,2%
Pledged under REPO	-	-	380 763	21 770	21 770	-
Promissory notes	135 586	168 966	639 037	128 969	-6 617	-4,9%
Corporate	22 502	168 966	222 037	8 969	-13 533	-60,1%
Banks	106 000	-	417 000	120 000	14 000	13,2%
Provision for impairment of promissory notes	7 084	-	-	-	-7 084	-100,0%
Stocks	-	-	150 000	-	-	-
Residents	-	-	150 000	-	-	-
Loans to corporate clients	440 405	252 276	342 413	175 734	-264 671	-60,1%
residents	406 910	227 968	290 068	151 494	-255 416	-62,8%
up to 30 days	45 774	21 419	-	54 821	9 047	19,8%
up to 180 days	27 987	11 378	14 078	607	-27 380	-97,8%
up to 1 year	222 360	129 958	175 248	19 668	-202 692	-91,2%
up to 3 years	95 666	57 933	100 742	64 398	-31 268	-32,7%
more than 3 years	15 123	7 280	-	12 000	-3 123	-20,7%
Past-due	21 604	11 474	7 366	8 290	-13 314	-61,6%
residents	21 604	11 474	7 366	8 290	-13 314	-61,6%
Provision for impairment of corporate loans	11 891	12 834	44 979	15 950	4 059	34,1%
residents	11 891	12 834	44 979	15 950	4 059	34,1%
Loans to private entrepreneurs	9 829	2 246	1 525	803	-9 026	-91,8%
up to 30 days	1 705	2 132	1 122	368	-1 337	-78,4%
up to 1 year	8 000	-	-	-	-8 000	-100,0%
up to 3 years	-	-	-	-	-	-
more than 3 years	-	-	-	-	-	-
Past-due	62	26	75	189	127	204,8%
Provision for impairment of loans to private entrepreneurs	62	88	328	246	184	296,8%
Loans to individuals	31 498	50 127	32 974	27 895	-3 603	-11,4%
Standard	25 357	36 425	24 554	11 701	-13 656	-53,9%
up to 30 days	2 417	1 804	1 788	1 529	-888	-36,7%
up to 180 days	1	1	11	-	-1	-100,0%
up to 1 year	18 405	26 497	7 191	4 883	-13 522	-73,5%
up to 3 years	1 324	1 920	5 924	286	-1 038	-78,4%
more than 3 years	3 210	6 203	9 640	5 003	1 793	55,9%
Past-due	2 160	8 397	3 157	5 770	3 610	167,1%
Past-due	2 160	8 397	3 157	5 770	3 610	167,1%
Provision for impairment of loans to individuals	3 981	5 305	5 263	10 424	6 443	161,8%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	5 459 016	5 137 873	4 997 891	1 724 438	-3 734 578	-68,4%
Mandatory reserves with Central Bank	-	588	51 009	105 806	105 806	-
Premises and equipment	115 091	83 733	785 448	197 358	82 267	71,5%
Purchase cost	115 091	83 729	785 242	197 358	82 267	71,5%
Depreciation	-	4	206	-	-	-
Accrued interest not yet received	60 438	62 055	60 626	57 046	-3 392	-5,6%
Non-current assets	-	-	1 200	-	-	-
Other assets	5 269 949	4 986 873	4 094 385	1 359 219	-3 910 730	-74,2%
Provision for impairment of other assets	13 538	4 624	5 028	5 009	-8 529	-63,0%
Deferred tax asset	-	-	195	-	-	-
LIABILITIES	8 334 319	8 366 315	8 283 292	3 441 739	-4 892 580	-58,7%
Dues to banks	363 890	194 428	34 947	39 401	-324 489	-89,2%
On demand	363 890	175 742	1 275	30 698	-333 192	-91,6%
Non-residents	363 890	175 742	1 275	30 698	-333 192	-91,6%
Other dues to banks	-	18 686	33 672	8 703	8 703	-
On demand	4 737 434	5 169 266	5 052 129	2 027 826	-2 709 608	-57,2%
Corporate clients	4 293 716	4 626 452	4 681 211	1 611 240	-2 682 476	-62,5%
State-owned enterprises	13 720	12 901	13 985	11 538	-2 182	-15,9%
Residents	4 133 086	4 033 292	4 554 973	1 572 807	-2 560 279	-61,9%
Non-residents	146 910	580 259	112 253	26 895	-120 015	-81,7%
Individuals	443 718	542 814	370 918	416 586	-27 132	-6,1%
Residents	319 796	245 122	218 146	416 164	96 368	30,1%
Non-residents	123 922	297 692	152 772	422	-123 500	-99,7%
Term	516 431	496 349	596 021	823 669	307 238	59,5%
Corporate clients	35 904	12 620	396 062	301 991	266 087	741,1%
Residents	6 404	12 620	89 942	301 991	295 587	4 615,7%
up to 30 days	6 404	3 500	72 485	285 991	279 587	4 365,8%
up to 180 days	-	4 120	17 457	15 000	15 000	-
up to 1 year	-	-	-	1 000	1 000	-
up to 3 years	-	5 000	-	-	-	-
more than 3 years	-	-	-	-	-	-
Non-residents	29 500	-	306 120	-	-29 500	-100,0%
up to 180 days	29 500	-	202 401	-	-29 500	-100,0%
up to 1 year	-	-	103 719	-	-	-
Individuals	480 527	483 729	199 959	521 678	41 151	8,6%
residents	475 466	480 666	197 031	517 191	41 725	8,8%
up to 180 days	156 147	194 948	59 770	108 217	-47 930	-30,7%
up to 1 year	171 251	112 725	14 658	7 397	-163 854	-95,7%
up to 3 years	148 068	172 993	122 603	401 577	253 509	171,2%
more than 3 years	-	-	-	-	-	-
non-residents	5 061	3 063	2 928	4 487	-574	-11,3%
up to 180 days	3 034	1 656	1 480	4 422	1 388	45,7%
up to 1 year	7	506	-	-	-7	-100,0%
up to 3 years	2 020	901	1 448	65	-1 955	-96,8%
Securities issued	220	220	7 449	93 278	93 058	42 299,1%
Promissory notes	220	220	7 449	93 278	93 058	42 299,1%
on demand	-	-	-	-	-	-
up to 30 days	-	-	220	-	-	-
up to 180 days	220	220	-	220	-	0,0%
up to 3 years	-	-	272	92 030	92 030	-
more than 3 years	-	-	-	-	-	-
Discount accrued	-	-	6 957	1 028	1 028	-
Other liabilities	2 716 344	2 506 052	2 592 746	457 565	-2 258 779	-83,2%
Other liabilities	2 676 787	2 469 511	2 546 576	414 224	-2 262 563	-84,5%
Accrued interest not yet paid	39 557	36 541	45 615	43 341	3 784	9,6%
Deferred tax liabilities	-	-	555	-	-	-
EQUITY	273 121	324 792	231 964	354 462	81 341	29,8%
Capital	-	3 965	2 406	4 764	4 764	-
Profit from previous years	-	-	-	-	-	-
Retained earnings from previous years	-	-	-	-	-	-
Current year profit	271 334	320 278	229 187	349 338	78 004	28,7%
Current year retained earnings	271 334	320 278	229 187	349 338	78 004	28,7%
Future expenses	1 787	549	371	360	-1 427	-79,9%
OFF-BALANCE SHEET	733 217	503 276	568 197	1 177 576	444 359	60,6%
Contingent liabilities	386 977	197 929	28 336	194 177	-192 800	-49,8%
Guarantees issued	10 847	5 000	2 480	17 722	6 875	63,4%
Unused credit limits opened	376 130	192 929	25 856	176 455	-199 675	-53,1%
Collateral on loans	333 425	206 580	493 758	882 001	548 576	164,5%
goods	332 681	206 360	489 617	623 353	290 672	87,4%
securities	744	220	4 141	258 648	257 904	34 664,5%
Unprocessed payments	11 135	96 917	44 660	97 238	86 103	773,3%
Due to lack of funds on client accounts	11 135	96 917	44 660	97 238	86 103	773,3%
Other off-balance sheet accounts	1 680	1 850	1 443	4 160	2 480	147,6%
Accrued interest not yet received	1 652	1 850	1 443	4 160	2 508	151,8%
Written-off interest	-	-	-	-	-	-
Written-off loans	28	-	-	-	-28	-100,0%
Credit card balances	2 417	1 804	1 788	1 529	-888	-36,7%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, entrepreneurs	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-
Risk-weighted assets	-	-	-	-	-	-