On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player ). You can also get acquainted with balance sheet aggregation methodics .
This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101): br>- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.
Balance sheet position, thous. rub.
01.08.2016
01.07.2016
01.06.2016
01.05.2016
01.04.2016
01.03.2016
01.02.2016
01.01.2016
01.12.2015
01.11.2015
01.10.2015
01.09.2015
01.08.2015
01.07.2015
01.06.2015
01.05.2015
01.04.2015
01.03.2015
01.02.2015
01.01.2015
01.12.2014
01.11.2014
01.10.2014
01.09.2014
01.08.2014
01.07.2014
01.06.2014
01.05.2014
01.04.2014
01.03.2014
01.02.2014
01.01.2014
01.12.2013
01.11.2013
01.10.2013
01.09.2013
01.08.2013
01.07.2013
01.06.2013
01.05.2013
01.04.2013
01.03.2013
01.02.2013
01.01.2013
01.12.2012
01.11.2012
01.10.2012
01.09.2012
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
01.03.2010
01.02.2010
01.01.2010
01.12.2009
01.11.2009
01.10.2009
01.09.2009
01.08.2009
01.07.2009
01.06.2009
01.05.2009
01.04.2009
01.03.2009
01.02.2009
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
01.12.2007
01.11.2007
01.10.2007
01.09.2007
01.08.2007
01.07.2007
01.06.2007
01.05.2007
01.04.2007
01.03.2007
01.02.2007
01.08.2016
01.07.2016
01.06.2016
01.05.2016
01.04.2016
01.03.2016
01.02.2016
01.01.2016
01.12.2015
01.11.2015
01.10.2015
01.09.2015
01.08.2015
01.07.2015
01.06.2015
01.05.2015
01.04.2015
01.03.2015
01.02.2015
01.01.2015
01.12.2014
01.11.2014
01.10.2014
01.09.2014
01.08.2014
01.07.2014
01.06.2014
01.05.2014
01.04.2014
01.03.2014
01.02.2014
01.01.2014
01.12.2013
01.11.2013
01.10.2013
01.09.2013
01.08.2013
01.07.2013
01.06.2013
01.05.2013
01.04.2013
01.03.2013
01.02.2013
01.01.2013
01.12.2012
01.11.2012
01.10.2012
01.09.2012
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
01.03.2010
01.02.2010
01.01.2010
01.12.2009
01.11.2009
01.10.2009
01.09.2009
01.08.2009
01.07.2009
01.06.2009
01.05.2009
01.04.2009
01.03.2009
01.02.2009
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
01.12.2007
01.11.2007
01.10.2007
01.09.2007
01.08.2007
01.07.2007
01.06.2007
01.05.2007
01.04.2007
01.03.2007
01.02.2007
Period change
ASSETS
474 537 086
474 537 086
High liquid assets
37 529 605
37 529 605
Cash and equivalents
29 060 059
29 060 059
Cash
15 554 114
15 554 114
in cash and en route
12 137 490
12 137 490
in ATMs
3 249 007
3 249 007
precious metals
167 617
167 617
Nostro account with Central Bank
13 505 945
13 505 945
Nostro accounts
4 102 167
4 102 167
Non-residents
3 196 571
3 196 571
Residents
905 596
905 596
Money in transfer
3 415 212
3 415 212
Exchange accounts
968 575
968 575
Provision for impairment of high-liquid assets
-16 408
-16 408
Interest-earning assets
383 270 949
383 270 949
Dues from banks
169 346 622
169 346 622
Residents
159 072 682
159 072 682
up to 30 days
46 021 598
46 021 598
up to 180 days
113 051 084
113 051 084
Non-residents
10 273 953
10 273 953
up to 30 days
6 664 889
6 664 889
up to 180 days
3 609 064
3 609 064
Loans past-due
2 008
2 008
residents
2 008
2 008
Provision for impairment of loans to banks
-2 021
-2 021
Securities
40 278 740
40 278 740
Bonds
35 570 401
35 570 401
Federal Loan Bonds (OFZs), OBRs
18 136 422
18 136 422
Corporate bonds
132 572
132 572
Financial institutions bonds
5 926 994
5 926 994
Corporate foreign bonds
11 358 154
11 358 154
Valuation allowance
16 259
16 259
Past-due
35 356
35 356
Provision for impairment of bonds
-35 356
-35 356
Stocks
1 567 497
1 567 497
Residents
1 089 205
1 089 205
Non-residents
163 750
163 750
Valuation allowance
402 944
402 944
Provision for impairment of stocks
-88 402
-88 402
Mutual funds
3 140 842
3 140 842
Loans to corporate clients
86 731 686
86 731 686
residents
82 161 499
82 161 499
up to 30 days
542 974
542 974
up to 180 days
6 888 327
6 888 327
up to 1 year
18 263 926
18 263 926
up to 3 years
11 165 936
11 165 936
more than 3 years
45 300 336
45 300 336
non-residents
5 560 603
5 560 603
up to 30 days
1 994 075
1 994 075
up to 3 years
3 556 502
3 556 502
more than 3 years
10 026
10 026
state-owned enterprises
2 300 220
2 300 220
up to 30 days
53
53
up to 180 days
249 000
249 000
up to 1 year
399 000
399 000
up to 3 years
422 167
422 167
more than 3 years
1 230 000
1 230 000
Past-due
25 622 580
25 622 580
residents
25 622 580
25 622 580
Provision for impairment of corporate loans
-28 913 216
-28 913 216
residents
-28 877 225
-28 877 225
non-residents
-35 791
-35 791
state-owned enterprises
-200
-200
Loans to private entrepreneurs
3 724 392
3 724 392
up to 30 days
59 253
59 253
up to 180 days
69 675
69 675
up to 1 year
52 371
52 371
up to 3 years
562 575
562 575
more than 3 years
3 290 423
3 290 423
Past-due
1 428 508
1 428 508
Provision for impairment of loans to private entrepreneurs
-1 738 413
-1 738 413
Loans to individuals
83 189 509
83 189 509
Standard
88 486 518
88 486 518
up to 30 days
5 710 604
5 710 604
up to 180 days
151 144
151 144
up to 1 year
212 226
212 226
up to 3 years
3 062 357
3 062 357
more than 3 years
79 350 187
79 350 187
Memo: mortgage loans
57 645 325
57 645 325
Past-due
24 571 964
24 571 964
Past-due
24 571 964
24 571 964
Memo: mortgage loans past-due
952 038
952 038
Provision for impairment of loans to individuals
-29 868 973
-29 868 973
Other assets
53 736 532
53 736 532
Mandatory reserves with Central Bank
2 294 668
2 294 668
Premises and equipment
7 436 171
7 436 171
Purchase cost
11 839 990
11 839 990
Depreciation
-4 403 819
-4 403 819
Accrued interest not yet received
5 114 670
5 114 670
Factoring
43 272
43 272
Assets under management
141 675
141 675
Other assets
24 124 243
24 124 243
Investments in subsidiaries
420 148
420 148
Provision for impairment of other assets
-9 328 207
-9 328 207
Derivatives - assets
17 045 290
17 045 290
Deferred tax asset
6 444 602
6 444 602
LIABILITIES
448 543 729
448 543 729
Dues to banks
41 533 189
41 533 189
On demand
1 679 125
1 679 125
Residents
1 517 027
1 517 027
Non-residents
162 098
162 098
Term
31 144 194
31 144 194
Residents
26 744 194
26 744 194
up to 30 days
17 124 513
17 124 513
more than 180 days
9 619 681
9 619 681
Non-residents
4 400 000
4 400 000
up to 30 days
4 400 000
4 400 000
Other dues to banks
8 709 870
8 709 870
On demand
112 664 910
112 664 910
Corporate clients
66 643 980
66 643 980
State-owned enterprises
1 552 658
1 552 658
Residents
59 867 785
59 867 785
Non-residents
5 223 537
5 223 537
Individuals
45 774 502
45 774 502
Residents
45 404 951
45 404 951
Non-residents
369 551
369 551
Brokerage accounts
246 428
246 428
Residents
240
240
Non-residents
246 188
246 188
Term
248 833 234
248 833 234
Corporate clients
42 483 394
42 483 394
Residents
20 802 721
20 802 721
up to 30 days
2 220 654
2 220 654
up to 180 days
7 294 441
7 294 441
up to 1 year
6 813 314
6 813 314
up to 3 years
1 812 629
1 812 629
more than 3 years
2 661 683
2 661 683
Non-residents
20 248 886
20 248 886
up to 3 years
33 526
33 526
more than 3 years
20 215 360
20 215 360
State-owned enterprises
1 431 787
1 431 787
up to 30 days
538 173
538 173
up to 180 days
700 199
700 199
up to 1 year
192 000
192 000
up to 3 years
352
352
more than 3 years
1 063
1 063
Individuals
206 349 840
206 349 840
residents
205 531 551
205 531 551
up to 30 days
211
211
up to 180 days
10 244 134
10 244 134
up to 1 year
45 134 453
45 134 453
up to 3 years
132 993 767
132 993 767
more than 3 years
17 158 986
17 158 986
non-residents
818 289
818 289
up to 180 days
94 618
94 618
up to 1 year
212 002
212 002
up to 3 years
471 768
471 768
more than 3 years
39 901
39 901
Securities issued
30 179 957
30 179 957
Bonds
30 006 079
30 006 079
Promissory notes
173 878
173 878
on demand
18 659
18 659
up to 1 year
149 883
149 883
up to 3 years
9 916
9 916
more than 3 years
3 596
3 596
Discount accrued
-8 176
-8 176
Other liabilities
15 332 439
15 332 439
Other liabilities
2 926 670
2 926 670
Accrued interest not yet paid
4 963 045
4 963 045
Derivatives - liabilities
6 929 103
6 929 103
Deferred tax liabilities
513 621
513 621
EQUITY
25 993 356
25 993 356
Capital
30 629 547
30 629 547
Profit from previous years
705 509
705 509
Retained earnings from previous years
705 509
705 509
Current year profit
-5 252 426
-5 252 426
Current year retained earnings
-5 252 426
-5 252 426
Future expenses
-89 274
-89 274
OFF-BALANCE SHEET
155 150 069
155 150 069
Contingent liabilities
-74 688 780
-74 688 780
Guarantees issued
-44 435 341
-44 435 341
Unused credit limits opened
-25 532 519
-25 532 519
Unused guarantee limits
-4 720 920
-4 720 920
Collateral on loans
209 325 438
209 325 438
goods
179 482 241
179 482 241
securities
29 843 197
29 843 197
Unprocessed payments
20 276 986
20 276 986
Due to lack of funds on client accounts
20 276 986
20 276 986
Other off-balance sheet accounts
236 425
236 425
Accrued interest not yet received
4 576 662
4 576 662
Written-off interest
-629 246
-629 246
Written-off loans
-3 710 991
-3 710 991
Credit card balances
5 710 604
5 710 604
Risk-weighted assets
396 306 710
396 306 710
Reserve rates:
Loans to banks: -0,00%
-100,0%
Customer loans, total: -25,44%
-100,0%
including corporate loans: -25,31%
-100,0%
including individual loans: -26,42%
-100,0%
Past-due rate:
-22,05%
-100,0%
corporate clients:
-22,34%
-100,0%
individuals:
-21,73%
-100,0%
o/w mortgages:
-1,65%
-100,0%
You can also get acquainted with balance sheet aggregation methodics .