Balance sheet position, thous. rub.
01.04.2014
01.03.2014
01.02.2014
01.01.2014
01.12.2013
01.11.2013
01.10.2013
01.09.2013
01.08.2013
01.07.2013
01.06.2013
01.05.2013
01.04.2013
01.03.2013
01.02.2013
01.01.2013
01.12.2012
01.11.2012
01.10.2012
01.09.2012
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
01.03.2010
01.02.2010
01.01.2010
01.12.2009
01.11.2009
01.10.2009
01.09.2009
01.08.2009
01.07.2009
01.06.2009
01.05.2009
01.04.2009
01.03.2009
01.02.2009
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
in roubles
in foreign crnc.
01.04.2014
01.03.2014
01.02.2014
01.01.2014
01.12.2013
01.11.2013
01.10.2013
01.09.2013
01.08.2013
01.07.2013
01.06.2013
01.05.2013
01.04.2013
01.03.2013
01.02.2013
01.01.2013
01.12.2012
01.11.2012
01.10.2012
01.09.2012
01.08.2012
01.07.2012
01.06.2012
01.05.2012
01.04.2012
01.03.2012
01.02.2012
01.01.2012
01.12.2011
01.11.2011
01.10.2011
01.09.2011
01.08.2011
01.07.2011
01.06.2011
01.05.2011
01.04.2011
01.03.2011
01.02.2011
01.01.2011
01.12.2010
01.11.2010
01.10.2010
01.09.2010
01.08.2010
01.07.2010
01.06.2010
01.05.2010
01.04.2010
01.03.2010
01.02.2010
01.01.2010
01.12.2009
01.11.2009
01.10.2009
01.09.2009
01.08.2009
01.07.2009
01.06.2009
01.05.2009
01.04.2009
01.03.2009
01.02.2009
01.01.2009
01.12.2008
01.11.2008
01.10.2008
01.09.2008
01.08.2008
01.07.2008
01.06.2008
01.05.2008
01.04.2008
01.03.2008
01.02.2008
01.01.2008
in roubles
in foreign crnc.
Change, roubles
Change, foreign currency
ASSETS
63 152 627
52 371 237
10 781 390
65 681 920
57 199 856
8 482 064
4 828 619
-2 299 326
High liquid assets
9 196 002
3 914 791
5 281 211
5 441 015
3 009 575
2 431 440
-905 216
-2 849 771
Cash and equivalents
595 156
365 938
229 218
1 102 372
913 059
189 313
547 121
-39 905
Cash
352 908
123 690
229 218
343 580
154 267
189 313
30 577
-39 905
in cash and en route
352 908
123 690
229 218
343 580
154 267
189 313
30 577
-39 905
Nostro account with Central Bank
242 248
242 248
-
758 792
758 792
-
516 544
-
Nostro accounts
8 386 742
3 432 694
4 954 048
4 215 936
2 037 098
2 178 838
-1 395 596
-2 775 210
Non-residents
3 168 391
-
3 168 391
212 454
-
212 454
-
-2 955 937
Residents
5 218 351
3 432 694
1 785 657
4 003 482
2 037 098
1 966 384
-1 395 596
180 727
Money in transfer
119 533
116 533
3 000
62 785
59 734
3 051
-56 799
51
Exchange accounts
94 945
-
94 945
60 238
-
60 238
-
-34 707
Provision for impairment of high-liquid assets
-374
-374
-
-316
-316
-
58
-
Interest-earning assets
51 709 936
46 293 748
5 416 188
58 035 569
52 115 031
5 920 538
5 821 283
504 350
Dues from banks
1 422 368
1 398 913
23 455
4 630 975
4 630 079
896
3 231 166
-22 559
Central Bank of Russia
422 954
422 954
-
49 134
49 134
-
-373 820
-
Residents
975 959
975 959
-
4 580 945
4 580 945
-
3 604 986
-
up to 30 days
975 959
975 959
-
4 580 945
4 580 945
-
3 604 986
-
Non-residents
23 455
-
23 455
896
-
896
-
-22 559
up to 30 days
23 455
-
23 455
896
-
896
-
-22 559
Securities
25 008 430
24 597 445
410 985
27 395 939
26 329 222
1 066 717
1 731 777
655 732
Bonds
18 296 796
17 982 437
314 359
20 733 643
19 760 729
972 914
1 778 292
658 555
Federal Loan Bonds (OFZs), OBRs
5 460 753
5 460 753
-
3 353 022
2 693 008
660 014
-2 767 745
660 014
Corporate bonds
5 790 342
5 790 342
-
3 747 136
3 747 136
-
-2 043 206
-
Financial institutions bonds
2 695 621
2 695 621
-
930 512
930 512
-
-1 765 109
-
Corporate foreign bonds
266 481
176 737
89 744
713 897
624 276
89 621
447 539
-123
Valuation allowance
-483 319
-483 319
-
-583 989
-583 989
-
-100 670
-
Pledged under REPO
4 569 255
4 569 255
-
12 573 319
12 573 319
-
8 004 064
-
Past-due
224 615
-
224 615
223 279
-
223 279
-
-1 336
Provision for impairment of bonds
-226 952
-226 952
-
-223 533
-223 533
-
3 419
-
Stocks
6 711 634
6 615 008
96 626
6 662 296
6 568 493
93 803
-46 515
-2 823
Residents
6 794 080
6 787 139
6 941
6 768 996
6 763 974
5 022
-23 165
-1 919
Non-residents
89 685
-
89 685
88 781
-
88 781
-
-904
Valuation allowance
-165 641
-165 641
-
-188 931
-188 931
-
-23 290
-
Provision for impairment of stocks
-6 490
-6 490
-
-6 550
-6 550
-
-60
-
Loans to corporate clients
24 618 501
20 213 441
4 405 060
25 385 631
21 104 267
4 281 364
890 826
-123 696
residents
26 269 700
22 182 766
4 086 934
24 577 256
20 612 125
3 965 131
-1 570 641
-121 803
up to 30 days
2 254 100
2 254 100
-
1 722 628
1 722 628
-
-531 472
-
up to 180 days
7 058 114
6 737 906
320 208
7 034 405
6 631 782
402 623
-106 124
82 415
up to 1 year
6 260 898
5 859 066
401 832
7 560 236
7 255 194
305 042
1 396 128
-96 790
up to 3 years
6 056 293
3 080 305
2 975 988
6 318 083
3 435 748
2 882 335
355 443
-93 653
more than 3 years
4 640 295
4 251 389
388 906
1 941 904
1 566 773
375 131
-2 684 616
-13 775
Past-due
4 887 279
4 569 153
318 126
7 531 038
7 214 805
316 233
2 645 652
-1 893
residents
4 692 517
4 569 153
123 364
7 337 435
7 214 805
122 630
2 645 652
-734
non-residents
194 762
-
194 762
193 603
-
193 603
-
-1 159
Provision for impairment of corporate loans
-6 538 478
-6 538 478
-
-6 722 663
-6 722 663
-
-184 185
-
residents
-6 416 283
-6 416 283
-
-6 575 815
-6 575 815
-
-159 532
-
non-residents
-122 195
-122 195
-
-146 848
-146 848
-
-24 653
-
Loans to private entrepreneurs
2 333
2 333
-
1 512
1 512
-
-821
-
Past-due
6 261
6 261
-
6 261
6 261
-
-
-
Provision for impairment of loans to private entrepreneurs
-3 928
-3 928
-
-4 749
-4 749
-
-821
-
Loans to individuals
658 304
81 616
576 688
621 512
49 951
571 561
-31 665
-5 127
Standard
807 735
293 675
514 060
786 943
277 412
509 531
-16 263
-4 529
up to 30 days
174
144
30
59
59
-
-85
-30
up to 1 year
2 787
2 787
-
1 780
1 780
-
-1 007
-
up to 3 years
487 123
28 825
458 298
483 821
28 918
454 903
93
-3 395
more than 3 years
317 651
261 919
55 732
301 283
246 655
54 628
-15 264
-1 104
Past-due
167 705
105 077
62 628
166 683
104 653
62 030
-424
-598
Past-due
167 705
105 077
62 628
166 683
104 653
62 030
-424
-598
Provision for impairment of loans to individuals
-317 136
-317 136
-
-332 114
-332 114
-
-14 978
-
Other assets
2 246 689
2 162 698
83 991
2 205 336
2 075 250
130 086
-87 448
46 095
Mandatory reserves with Central Bank
1 618 317
1 618 317
-
1 491 661
1 491 661
-
-126 656
-
Premises and equipment
49 197
49 197
-
45 901
45 901
-
-3 296
-
Purchase cost
550 710
550 710
-
532 153
532 153
-
-18 557
-
Depreciation
-501 513
-501 513
-
-486 252
-486 252
-
15 261
-
Accrued interest not yet received
336 276
315 449
20 827
270 536
243 992
26 544
-71 457
5 717
Non-current assets
197 460
197 460
-
193 799
193 799
-
-3 661
-
Other assets
416 882
353 718
63 164
450 295
346 753
103 542
-6 965
40 378
Provision for impairment of other assets
-433 783
-433 783
-
-308 308
-308 308
-
125 475
-
Derivatives - assets
62 340
62 340
-
61 452
61 452
-
-888
-
LIABILITIES
54 617 147
44 273 959
10 343 188
57 469 081
49 270 978
8 198 103
4 997 019
-2 145 085
Dues to banks
5 899 363
5 440 859
458 504
12 443 166
12 004 613
438 553
6 563 754
-19 951
On demand
41 565
1 432
40 133
43 934
4 129
39 805
2 697
-328
Residents
40 133
-
40 133
39 805
-
39 805
-
-328
Non-residents
1 432
1 432
-
4 129
4 129
-
2 697
-
Term
5 813 907
5 417 356
396 551
12 381 658
11 989 100
392 558
6 571 744
-3 993
Central Bank of Russia
4 417 356
4 417 356
-
10 895 010
10 895 010
-
6 477 654
-
other
4 417 356
4 417 356
-
10 895 010
10 895 010
-
6 477 654
-
Residents
1 000 000
1 000 000
-
1 094 090
1 094 090
-
94 090
-
up to 30 days
-
-
-
94 090
94 090
-
94 090
-
more than 180 days
1 000 000
1 000 000
-
1 000 000
1 000 000
-
-
-
Non-residents
396 551
-
396 551
392 558
-
392 558
-
-3 993
more than 180 days
396 551
-
396 551
392 558
-
392 558
-
-3 993
Other dues to banks
43 891
22 071
21 820
17 574
11 384
6 190
-10 687
-15 630
On demand
7 663 787
6 679 296
984 491
11 019 638
10 235 021
784 617
3 555 725
-199 874
Corporate clients
7 239 907
6 482 408
757 499
10 685 259
10 078 568
606 691
3 596 160
-150 808
State-owned enterprises
1 902
1 792
110
1 056
1 056
-
-736
-110
Residents
6 682 628
6 421 944
260 684
10 163 431
10 038 304
125 127
3 616 360
-135 557
Non-residents
555 377
58 672
496 705
520 772
39 208
481 564
-19 464
-15 141
Individuals
423 880
196 888
226 992
334 379
156 453
177 926
-40 435
-49 066
Residents
410 245
195 799
214 446
334 026
156 338
177 688
-39 461
-36 758
Non-residents
13 635
1 089
12 546
353
115
238
-974
-12 308
Term
35 978 270
27 276 635
8 701 635
30 808 184
23 999 966
6 808 218
-3 276 669
-1 893 417
Corporate clients
26 229 462
22 894 842
3 334 620
20 569 094
19 730 447
838 647
-3 164 395
-2 495 973
Residents
25 801 384
22 466 764
3 334 620
20 428 094
19 589 447
838 647
-2 877 317
-2 495 973
up to 30 days
1 882 454
1 882 454
-
731 250
731 250
-
-1 151 204
-
up to 180 days
608 818
608 818
-
422 264
422 264
-
-186 554
-
up to 1 year
185 150
185 150
-
184 150
184 150
-
-1 000
-
up to 3 years
9 795 255
8 263 140
1 532 115
7 553 612
6 714 965
838 647
-1 548 175
-693 468
more than 3 years
13 329 707
11 527 202
1 802 505
11 536 818
11 536 818
-
9 616
-1 802 505
Non-residents
428 078
428 078
-
141 000
141 000
-
-287 078
-
more than 3 years
428 078
428 078
-
141 000
141 000
-
-287 078
-
Individuals
9 748 808
4 381 793
5 367 015
10 239 090
4 269 519
5 969 571
-112 274
602 556
residents
9 684 110
4 353 462
5 330 648
10 168 126
4 225 764
5 942 362
-127 698
611 714
up to 180 days
68 541
49 278
19 263
51 783
44 542
7 241
-4 736
-12 022
up to 1 year
200 161
106 012
94 149
179 796
90 994
88 802
-15 018
-5 347
up to 3 years
9 415 408
4 198 172
5 217 236
9 936 547
4 090 228
5 846 319
-107 944
629 083
non-residents
64 698
28 331
36 367
70 964
43 755
27 209
15 424
-9 158
up to 180 days
1 333
-
1 333
1 082
-
1 082
-
-251
up to 1 year
793
-
793
785
-
785
-
-8
up to 3 years
62 572
28 331
34 241
69 097
43 755
25 342
15 424
-8 899
Securities issued
4 102 036
4 102 036
-
2 146 361
2 146 361
-
-1 955 675
-
Promissory notes
4 102 036
4 102 036
-
2 146 361
2 146 361
-
-1 955 675
-
on demand
671 513
671 513
-
620 669
620 669
-
-50 844
-
up to 30 days
657
657
-
-
-
-
-657
-
up to 180 days
11 711
11 711
-
11 711
11 711
-
-
-
up to 1 year
3 002 823
3 002 823
-
1 080 073
1 080 073
-
-1 922 750
-
up to 3 years
96 657
96 657
-
100 247
100 247
-
3 590
-
more than 3 years
441 234
441 234
-
441 234
441 234
-
-
-
Discount accrued
-122 559
-122 559
-
-107 573
-107 573
-
14 986
-
Other liabilities
973 691
775 133
198 558
1 051 732
885 017
166 715
109 884
-31 843
Other liabilities
61 568
61 496
72
74 711
74 641
70
13 145
-2
Accrued interest not yet paid
849 039
650 553
198 486
914 828
748 183
166 645
97 630
-31 841
Derivatives - liabilities
63 084
63 084
-
62 193
62 193
-
-891
-
EQUITY
8 535 480
8 535 480
-
8 212 839
8 212 839
-
-322 641
-
Capital
7 120 136
7 120 136
-
7 015 058
7 015 058
-
-105 078
-
Profit from previous years
1 394 948
1 394 948
-
1 394 948
1 394 948
-
-
-
Retained earnings from previous years
1 394 948
1 394 948
-
1 394 948
1 394 948
-
-
-
Current year profit
103 975
103 975
-
-116 959
-116 959
-
-220 934
-
Current year retained earnings
103 975
103 975
-
-116 959
-116 959
-
-220 934
-
Future expenses
-83 579
-83 579
-
-80 208
-80 208
-
3 371
-
OFF-BALANCE SHEET
56 774 794
56 247 325
527 469
57 825 859
57 294 152
531 707
1 046 827
4 238
Contingent liabilities
-6 453 545
-6 266 091
-187 454
-5 329 739
-5 151 991
-177 748
1 114 100
9 706
Guarantees issued
-3 595 282
-3 595 282
-
-2 092 086
-2 092 086
-
1 503 196
-
Unused credit limits opened
-2 811 089
-2 623 635
-187 454
-3 237 653
-3 059 905
-177 748
-436 270
9 706
Unused guarantee limits
-47 174
-47 174
-
-
-
-
47 174
-
Collateral on loans
63 122 603
62 472 584
650 019
63 035 210
62 391 736
643 474
-80 848
-6 545
goods
59 654 546
59 414 266
240 280
59 475 035
59 237 174
237 861
-177 092
-2 419
securities
3 468 057
3 058 318
409 739
3 560 175
3 154 562
405 613
96 244
-4 126
Other off-balance sheet accounts
105 736
40 832
64 904
120 388
54 407
65 981
13 575
1 077
Accrued interest not yet received
2 336 072
2 270 802
65 270
2 350 683
2 284 340
66 343
13 538
1 073
Written-off interest
-142 053
-141 959
-94
-142 052
-141 959
-93
-
1
Written-off loans
-2 088 283
-2 088 011
-272
-2 088 243
-2 087 974
-269
37
3
Credit card balances
174
144
30
59
59
-
-85
-30
Past due ratio, total
1 575
1 723
-148
2 330
2 596
-266
873
-118
Past due ratio, individuals
1 719
2 635
-916
1 748
2 739
-991
104
-75
Past due ratio, corporates
1 569
1 708
-139
2 346
2 593
-247
885
-108
Past due ratio, entrepreneurs
10 000
10 000
-
10 000
10 000
-
-
-
Past due ratio, corporates + entrepreneurs
1 570
1 710
-140
2 347
2 594
-247
884
-107
Past-due rate:
15,75%
17,23%
7,64%
23,30%
25,96%
7,79%
8,73%
0,15%
corporate clients:
15,70%
17,10%
7,22%
23,47%
25,94%
7,39%
8,84%
0,16%
individuals:
17,19%
26,35%
10,86%
17,48%
27,39%
10,85%
1,04%
-0,01%