RUSFINANS BANK |
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Central Bank of Russia registration number: 1792 retail lending, car loans, CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies) |
On this page information on bank's violations of mandatory ratios (required by the CBR's Instruction 180-i) values is shown. Usually violation of one or more of these ratios evidences possible flaws in bank's risk management.
Ratio | Value | Required value | Violation | Date of violation |
Н2 | 14,15 | >= 15% | -0,85 | 5 November 2014 |
Н2 | 14,78 | >= 15% | -0,22 | 17 May 2012 |
Н2 | 12,23 | >= 15% | -2,77 | 5 May 2012 |
Н2 | 14,11 | >= 15% | -0,89 | 4 May 2012 |
Н3 | 49,73 | >= 50% | -0,27 | 22 May 2012 |
N1 - capital adequacy ratio, no less than 10(11)% depending on capital size; N2 - quick liquidity ratio, no less than 15%; N3 - current liquidity ratio, no less than 50%; N4 - long-term liquidity ratio, no greater than 120%; N6 - maximum risk on single borrower group, no greater than 25%; N7 - maximum size of large credit risks, no greater than 800%; N9.1 - maximum size of loans and guarantees to shareholders, no greater then 50%; N10.1 - total risk on bank's insiders, no greater than 3%; N12 - ratio of using own capital to purchase shares in other legal entities, no greater than 25%; |