Kuap. Ru - Balance sheet with turnover of ЗАМОСКВОРЕЦКИЙ, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	ZAMOSKVORECKIY	add to comparison
Central Bank of Russia registration number: 1640

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Balance sheet position, thous. rub.	01.05.2014	>> Turnover >>		Turnover / amount	Turnover / assets	Period change
ASSETS	4 533 547	4 652 902	3 677 316	1,0	1,3	-856 231	-18,9%
High liquid assets	1 035 942	2 459 099	899 185	2,4	0,7	-136 757	-13,2%
Cash and equivalents	1 004 418	2 051 799	892 770	2,0	0,6	-111 648	-11,1%
Cash	969 452	1 180 877	854 076	1,2	0,3	-115 376	-11,9%
in cash and en route	960 963	1 172 300	854 076	1,2	0,3	-106 887	-11,1%
in ATMs	8 489	8 577	-	1,0	0,0	-8 489	-100,0%
Nostro account with Central Bank	34 966	874 650	38 694	25,0	0,2	3 728	10,7%
Nostro accounts	29 247	121 306	6 214	4,1	0,0	-23 033	-78,8%
Non-residents	2 834	6 781	667	2,4	0,0	-2 167	-76,5%
Residents	26 413	114 525	5 547	4,3	0,0	-20 866	-79,0%
Money in transfer	2 572	210 028	490	81,7	0,1	-2 082	-80,9%
Exchange accounts	-	75 963	-	-	-	-	-
Provision for impairment of high-liquid assets	-295	9	-289	0,0	0,0	6	-2,0%
Interest-earning assets	2 644 511	864 706	1 843 894	0,3	0,2	-800 617	-30,3%
Dues from banks	535	31	521	0,1	0,0	-14	-2,6%
Residents	535	31	521	0,1	0,0	-14	-2,6%
up to 30 days	535	31	521	0,1	0,0	-14	-2,6%
Securities	77 441	87 939	-	1,1	0,0	-77 441	-100,0%
Bonds	77 441	87 939	-	1,1	0,0	-77 441	-100,0%
Federal Loan Bonds (OFZs), OBRs	87 014	87 201	-	1,0	0,0	-87 014	-100,0%
Valuation allowance	-9 573	10 311	-	1,1	0,0	9 573	-100,0%
Loans to corporate clients	1 780 647	406 316	1 404 474	0,2	0,1	-376 173	-21,1%
residents	1 817 913	403 101	1 428 698	0,2	0,1	-389 215	-21,4%
up to 30 days	248 021	58 364	199 756	0,2	0,0	-48 265	-19,5%
up to 180 days	13 048	10 050	2 998	0,8	0,0	-10 050	-77,0%
up to 1 year	485 662	177 026	308 636	0,4	0,0	-177 026	-36,5%
up to 3 years	1 053 818	156 396	900 895	0,1	0,0	-152 923	-14,5%
more than 3 years	17 364	1 265	16 413	0,1	0,0	-951	-5,5%
Past-due	128 425	3 660	129 678	0,0	0,0	1 253	1,0%
residents	128 425	3 660	129 678	0,0	0,0	1 253	1,0%
Provision for impairment of corporate loans	-165 691	13 899	-153 902	0,1	0,0	11 789	-7,1%
residents	-165 691	13 899	-153 902	0,1	0,0	11 789	-7,1%
Loans to private entrepreneurs	57 420	58 000	-	1,0	0,0	-57 420	-100,0%
up to 3 years	58 000	58 000	-	1,0	0,0	-58 000	-100,0%
Provision for impairment of loans to private entrepreneurs	-580	580	-	1,0	0,0	580	-100,0%
Loans to individuals	728 468	312 420	438 899	0,4	0,1	-289 569	-39,8%
Standard	748 942	300 979	449 836	0,4	0,1	-299 106	-39,9%
up to 30 days	1 244	747	1 725	0,6	0,0	481	38,7%
up to 180 days	2 500	2 500	-	1,0	0,0	-2 500	-100,0%
up to 1 year	20 128	533	19 595	0,0	0,0	-533	-2,6%
up to 3 years	417 681	132 588	286 219	0,3	0,0	-131 462	-31,5%
more than 3 years	307 389	165 092	142 297	0,5	0,0	-165 092	-53,7%
Past-due	111 881	10 784	110 209	0,1	0,0	-1 672	-1,5%
Past-due	111 881	10 784	110 209	0,1	0,0	-1 672	-1,5%
Provision for impairment of loans to individuals	-132 355	10 564	-121 146	0,1	0,0	11 209	-8,5%
Provision for impairment of loans past-due	-	-	-	-	-	-	-
Other assets	853 094	1 410 240	934 237	1,7	0,4	81 143	9,5%
Mandatory reserves with Central Bank	37 017	85 721	118 694	2,3	0,0	81 677	220,6%
Premises and equipment	631 447	376 909	629 942	0,6	0,1	-1 505	-0,2%
Purchase cost	950 736	375 404	950 820	0,4	0,1	84	0,0%
Depreciation	-319 289	1 589	-320 878	0,0	0,0	-1 589	0,5%
Accrued interest not yet received	12 556	28 572	10 901	2,3	0,0	-1 655	-13,2%
Factoring	81 102	-	81 102	0,0	0,0	-	0,0%
Non-current assets	113 527	9 475	121 373	0,1	0,0	7 846	6,9%
Other assets	33 616	913 585	24 885	27,2	0,2	-8 731	-26,0%
Provision for impairment of other assets	-56 171	6 867	-53 662	0,1	0,0	2 509	-4,5%
Deferred tax asset	-	1 002	1 002	-	-	1 002	-
LIABILITIES	3 490 723	3 773 169	2 717 545	1,1	1,0	-773 178	-22,1%
Dues to banks	6 517	49 447	380	7,6	0,0	-6 137	-94,2%
On demand	3	3	-	1,0	0,0	-3	-100,0%
Residents	3	3	-	1,0	0,0	-3	-100,0%
Other dues to banks	6 514	49 444	380	7,6	0,0	-6 134	-94,2%
On demand	1 847 202	2 716 010	1 482 357	1,5	0,7	-364 845	-19,8%
Corporate clients	1 690 163	1 966 088	1 121 213	1,2	0,5	-568 950	-33,7%
State-owned enterprises	512	2 069	848	4,0	0,0	336	65,6%
Residents	1 688 971	1 960 860	1 119 798	1,2	0,5	-569 173	-33,7%
Non-residents	680	3 495	567	5,1	0,0	-113	-16,6%
Individuals	157 039	954 027	361 144	6,1	0,3	204 105	130,0%
Residents	148 033	947 706	354 583	6,4	0,3	206 550	139,5%
Non-residents	9 006	8 766	6 561	1,0	0,0	-2 445	-27,1%
Term	1 604 745	788 663	1 197 423	0,5	0,2	-407 322	-25,4%
Corporate clients	783 870	165 593	618 861	0,2	0,0	-165 009	-21,1%
Residents	783 870	165 593	618 861	0,2	0,0	-165 009	-21,1%
up to 1 year	275 840	164 490	111 350	0,6	0,0	-164 490	-59,6%
up to 3 years	181 530	1 103	181 011	0,0	0,0	-519	-0,3%
more than 3 years	326 500	-	326 500	0,0	0,0	-	0,0%
Individuals	820 875	623 070	578 562	0,8	0,2	-242 313	-29,5%
residents	815 899	620 154	575 758	0,8	0,2	-240 141	-29,4%
up to 180 days	6 506	137 580	138 268	21,1	0,0	131 762	2 025,2%
up to 1 year	63 796	73 368	110 269	1,2	0,0	46 473	72,8%
up to 3 years	332 600	193 430	235 444	0,6	0,1	-97 156	-29,2%
more than 3 years	412 997	394 011	91 777	1,0	0,1	-321 220	-77,8%
non-residents	4 976	2 916	2 804	0,6	0,0	-2 172	-43,6%
up to 1 year	2 846	2 861	10	1,0	0,0	-2 836	-99,6%
up to 3 years	2 130	719	2 794	0,3	0,0	664	31,2%
Securities issued	25 879	50 879	-	2,0	0,0	-25 879	-100,0%
Promissory notes	25 879	50 879	-	2,0	0,0	-25 879	-100,0%
up to 180 days	-	25 000	-	-	-	-	-
up to 1 year	25 879	25 879	-	1,0	0,0	-25 879	-100,0%
Other liabilities	6 380	199 175	37 385	31,2	0,1	31 005	486,0%
Other liabilities	760	188 196	31 427	247,6	0,1	30 667	4 035,1%
Accrued interest not yet paid	5 620	10 641	4 084	1,9	0,0	-1 536	-27,3%
Deferred tax liabilities	-	1 874	1 874	-	-	1 874	-
EQUITY	1 042 824	209 384	959 771	0,2	0,1	-83 053	-8,0%
Capital	901 283	1 874	899 409	0,0	0,0	-1 874	-0,2%
Profit from previous years	141 964	-	141 964	0,0	0,0	-	0,0%
Retained earnings from previous years	141 964	-	141 964	0,0	0,0	-	0,0%
Current year profit	395	206 764	-80 712	523,5	0,1	-81 107	-20 533,4%
Current year retained earnings	395	206 764	-80 712	523,5	0,1	-81 107	-20 533,4%
Future expenses	-818	746	-890	0,9	0,0	-72	8,8%
OFF-BALANCE SHEET	4 286 663	2 091 125	3 955 140	0,5	0,6	-331 523	-7,7%
Unused credit limits available	100 000	-	100 000	0,0	0,0	-	0,0%
Contingent liabilities	-801 065	439 999	-620 118	0,5	0,1	180 947	-22,6%
Guarantees issued	-715 622	152 087	-592 540	0,2	0,0	123 082	-17,2%
Unused credit limits opened	-85 443	287 912	-27 578	3,4	0,1	57 865	-67,7%
Collateral on loans	4 267 115	1 119 770	3 242 656	0,3	0,3	-1 024 459	-24,0%
goods	4 050 140	1 050 258	3 095 193	0,3	0,3	-954 947	-23,6%
securities	204 975	69 512	135 463	0,3	0,0	-69 512	-33,9%
precious metals	12 000	-	12 000	0,0	0,0	-	0,0%
Unprocessed payments	1 003 859	528 102	1 514 658	0,5	0,1	510 799	50,9%
Due to lack of funds on client accounts	1 003 859	528 102	1 514 658	0,5	0,1	510 799	50,9%
Other off-balance sheet accounts	-283 246	3 254	-282 056	0,0	0,0	1 190	-0,4%
Accrued interest not yet received	44 698	3 024	45 685	0,1	0,0	987	2,2%
Written-off interest	-41 343	23	-41 333	0,0	0,0	10	-0,0%
Written-off loans	-286 601	410	-286 408	0,0	0,0	193	-0,1%
Credit card balances	1 244	747	1 725	0,6	0,0	481	38,7%
Past due ratio, total	839	-	1 132	0,0	0,0	293	34,9%
Past due ratio, individuals	1 300	-	1 968	0,0	0,0	668	51,4%
Past due ratio, corporates	660	-	832	0,0	0,0	172	26,1%
Past due ratio, entrepreneurs	-	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	641	-	832	0,0	0,0	191	29,8%
Risk-weighted assets	5 902 146	-	5 008 411	0,0	0,0	-893 735	-15,1%