Kuap. Ru - Balance sheet with turnover of РОССИЙСКИЙ НАЦИОНАЛЬНЫЙ КОММЕРЧЕСКИЙ БАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	ROSSIYSKIY NACIONALNIY KOMMERCHESKIY BANK	add to comparison
Central Bank of Russia registration number: 1354 CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	865 221 075	895 782 272	1 380 478 286	925 059 863	59 838 788	6,9%
High liquid assets	589 176 701	596 405 403	886 102 320	579 358 788	-9 817 913	-1,7%
Cash and equivalents	498 419 979	443 520 331	690 294 952	428 622 993	-69 796 986	-14,0%
Cash	170 602 209	155 899 837	194 165 892	116 360 819	-54 241 390	-31,8%
in cash and en route	117 354 244	106 226 858	132 265 299	78 709 609	-38 644 635	-32,9%
in ATMs	53 241 191	49 659 131	61 884 760	37 644 546	-15 596 645	-29,3%
precious metals	6 774	13 848	15 833	6 664	-110	-1,6%
Nostro account with Central Bank	327 817 770	287 620 494	496 129 060	312 262 174	-15 555 596	-4,7%
Nostro accounts	24 644 893	30 275 547	40 814 498	23 964 775	-680 118	-2,8%
Non-residents	2 393	5 894	3 035	6 045	3 652	152,6%
Residents	24 642 500	30 269 653	40 811 463	23 958 730	-683 770	-2,8%
Money in transfer	66 100 189	122 596 858	154 987 033	126 767 905	60 667 716	91,8%
Provision for impairment of high-liquid assets	11 640	12 667	5 837	3 115	-8 525	-73,2%
Interest-earning assets	228 179 977	228 690 282	437 160 387	269 075 423	40 895 446	17,9%
Dues from banks	200 283 991	180 103 959	389 450 917	223 267 948	22 983 957	11,5%
Central Bank of Russia	60 157 020	73 900 460	166 500 000	75 880 940	15 723 920	26,1%
Residents	140 015 000	105 786 572	222 901 057	147 199 996	7 184 996	5,1%
up to 30 days	140 000 000	80 286 574	212 901 057	147 199 996	7 199 996	5,1%
up to 180 days	15 000	25 499 998	10 000 000	-	-15 000	-100,0%
Loans past-due	-	-	-	-	-	-
residents	-	-	-	-	-	-
Provision for impairment of loans to banks	111 971	416 927	49 860	187 012	75 041	67,0%
Securities	4 161 019	16 891 608	13 857 392	3 518 522	-642 497	-15,4%
Bonds	4 159 319	16 889 965	13 817 316	3 517 067	-642 252	-15,4%
Federal Loan Bonds (OFZs), OBRs	4 067 190	9 298 887	10 370 996	3 170 404	-896 786	-22,0%
Corporate bonds	2 361	2 283	2 361	2 353	-8	-0,3%
Financial institutions bonds	88 509	340 298	153 982	299 741	211 232	238,7%
Valuation allowance	1 259	4 157	9 858	285	-974	-77,4%
Pledged under REPO	-	7 244 340	3 241 484	-	-	-
Past-due	-	-	38 611	44 284	44 284	-
Provision for impairment of bonds	-	-	24	-	-	-
Promissory notes	1 700	1 643	40 076	1 455	-245	-14,4%
Corporate	1 700	1 643	1 465	1 455	-245	-14,4%
Provision for impairment of promissory notes	-	-	38 611	-	-	-
Stocks	-	-	-	-	-	-
Residents	-	-	-	-	-	-
Valuation allowance	-	-	-	-	-	-
Mutual funds	-	-	-	-	-	-
Loans to corporate clients	13 097 962	20 390 083	21 020 372	29 067 106	15 969 144	121,9%
residents	10 526 613	15 268 446	16 170 260	9 840 298	-686 315	-6,5%
up to 30 days	3 349 903	3 996 703	4 411 661	3 446 261	96 358	2,9%
up to 180 days	2 182 171	2 854 520	4 687 718	2 082 214	-99 957	-4,6%
up to 1 year	2 972 953	4 824 506	2 591 424	2 725 967	-246 986	-8,3%
up to 3 years	1 453 855	2 390 429	2 421 239	1 091 075	-362 780	-25,0%
more than 3 years	567 731	1 202 288	2 058 218	494 781	-72 950	-12,8%
state-owned enterprises	158 661	250 707	240 906	88 583	-70 078	-44,2%
up to 180 days	948	15 674	133 250	38 518	37 570	3 963,1%
up to 1 year	33 942	101 678	101 194	50 065	16 123	47,5%
up to 3 years	123 771	133 355	6 462	-	-123 771	-100,0%
more than 3 years	-	-	-	-	-	-
Past-due	109 031	557 514	70 203	198 253	89 222	81,8%
residents	106 476	546 271	65 169	131 382	24 906	23,4%
non-residents	2 112	8 863	3 840	7 706	5 594	264,9%
state-owned enterprises	443	2 380	1 194	59 165	58 722	13 255,5%
Provision for impairment of corporate loans	2 303 657	4 313 416	4 539 003	18 939 972	16 636 315	722,2%
residents	2 244 965	4 138 126	4 441 518	18 390 220	16 145 255	719,2%
non-residents	1 189	2 998	1 763	135 756	134 567	11 317,7%
state-owned enterprises	57 503	172 292	95 722	413 996	356 493	620,0%
Loans to private entrepreneurs	1 141 284	1 481 962	1 693 385	1 248 719	107 435	9,4%
up to 30 days	603 424	572 310	679 986	472 246	-131 178	-21,7%
up to 180 days	12 969	7 929	18 590	23 856	10 887	83,9%
up to 1 year	25 203	14 455	25 830	5 197	-20 006	-79,4%
up to 3 years	299 826	470 224	576 792	240 937	-58 889	-19,6%
more than 3 years	58 658	76 111	129 377	24 394	-34 264	-58,4%
Past-due	32 819	96 922	55 242	46 658	13 839	42,2%
Provision for impairment of loans to private entrepreneurs	108 385	244 011	207 568	435 431	327 046	301,7%
Loans to individuals	9 495 721	9 822 670	11 138 321	11 973 128	2 477 407	26,1%
Standard	7 282 473	7 099 573	8 474 755	5 747 228	-1 535 245	-21,1%
up to 30 days	2 884 450	3 074 928	3 389 018	3 143 296	258 846	9,0%
up to 180 days	1 651	1 602	2 667	1 038	-613	-37,1%
up to 1 year	57 831	67 701	73 292	56 516	-1 315	-2,3%
up to 3 years	310 380	283 364	327 390	248 843	-61 537	-19,8%
more than 3 years	4 028 161	3 671 978	4 682 388	2 297 535	-1 730 626	-43,0%
Past-due	354 124	724 932	350 790	379 071	24 947	7,0%
Past-due	354 124	724 932	350 790	379 071	24 947	7,0%
Provision for impairment of loans to individuals	1 859 124	1 998 165	2 312 776	5 846 829	3 987 705	214,5%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	47 864 397	70 686 587	57 215 579	76 625 652	28 761 255	60,1%
Mandatory reserves with Central Bank	64 704	370	-	34 016	-30 688	-47,4%
Premises and equipment	16 468 650	27 603 315	18 394 058	42 667 326	26 198 676	159,1%
Purchase cost	16 468 503	27 515 483	18 347 498	42 655 992	26 187 489	159,0%
Depreciation	147	87 832	46 560	11 334	11 187	7 610,2%
Accrued interest not yet received	1 962 741	2 061 199	2 571 843	2 380 310	417 569	21,3%
Other assets	27 426 799	36 925 464	31 738 570	30 179 088	2 752 289	10,0%
Investments in subsidiaries	-	-	-	-	-	-
Provision for impairment of other assets	1 941 503	4 096 239	4 511 108	1 260 555	-680 948	-35,1%
Deferred tax asset	-	-	-	104 357	104 357	-
LIABILITIES	658 045 424	727 652 602	914 702 498	595 024 580	-63 020 844	-9,6%
Dues to banks	15 803 914	14 136 912	8 791 714	12 149	-15 791 765	-99,9%
On demand	1	16 205	-	-	-1	-100,0%
Residents	1	16 205	-	-	-1	-100,0%
Term	15 803 913	14 116 801	8 791 714	12 149	-15 791 764	-99,9%
Central Bank of Russia	3 913	3 953	20 221	12 149	8 236	210,5%
more than 180 days	3 913	3 953	20 221	12 149	8 236	210,5%
Residents	15 800 000	14 112 848	8 771 493	-	-15 800 000	-100,0%
up to 30 days	15 800 000	14 112 358	8 764 283	-	-15 800 000	-100,0%
more than 180 days	-	490	7 210	-	-	-
Other dues to banks	-	3 906	-	-	-	-
On demand	286 220 067	290 024 131	366 714 174	249 129 493	-37 090 574	-13,0%
Corporate clients	183 895 035	187 726 180	240 843 542	158 557 742	-25 337 293	-13,8%
State-owned enterprises	14 580 286	15 333 266	18 150 915	12 465 725	-2 114 561	-14,5%
Residents	166 038 414	169 163 015	218 615 199	144 140 680	-21 897 734	-13,2%
Non-residents	3 276 335	3 229 899	4 077 428	1 951 337	-1 324 998	-40,4%
Individuals	101 854 013	101 788 169	124 371 356	89 511 319	-12 342 694	-12,1%
Residents	99 645 082	99 886 903	122 187 078	88 133 152	-11 511 930	-11,6%
Non-residents	2 208 931	1 901 266	2 184 278	1 378 167	-830 764	-37,6%
Brokerage accounts	471 019	509 782	1 499 276	1 060 432	589 413	125,1%
Residents	471 019	509 782	1 499 276	1 060 432	589 413	125,1%
Term	24 308 972	31 873 223	38 391 253	39 065 050	14 756 078	60,7%
Corporate clients	15 863 872	23 495 043	26 000 208	29 041 534	13 177 662	83,1%
Residents	13 311 372	20 604 349	21 274 291	26 686 784	13 375 412	100,5%
up to 30 days	9 469 728	11 530 836	15 781 318	16 302 285	6 832 557	72,2%
up to 180 days	3 427 917	8 995 272	5 187 260	9 872 037	6 444 120	188,0%
up to 1 year	405 877	69 274	215 250	441 309	35 432	8,7%
up to 3 years	7 850	8 967	90 463	71 130	63 280	806,1%
more than 3 years	-	-	-	23	23	-
Non-residents	-	-	200 000	187 500	187 500	-
up to 180 days	-	-	200 000	187 500	187 500	-
State-owned enterprises	2 552 500	2 890 694	4 525 917	2 167 250	-385 250	-15,1%
up to 30 days	2 234 600	2 189 000	2 486 000	2 038 750	-195 850	-8,8%
up to 180 days	317 900	701 694	23 100	128 500	-189 400	-59,6%
up to 1 year	-	-	2 000	-	-	-
more than 3 years	-	-	2 014 817	-	-	-
Individuals	8 445 100	8 378 180	12 391 045	10 023 516	1 578 416	18,7%
residents	8 317 978	8 290 053	12 233 349	9 958 315	1 640 337	19,7%
up to 180 days	1 154 436	1 295 623	1 530 988	1 241 248	86 812	7,5%
up to 1 year	1 682 252	2 046 948	2 452 867	2 095 824	413 572	24,6%
up to 3 years	4 679 016	4 209 260	6 967 319	5 643 820	964 804	20,6%
more than 3 years	802 274	738 222	1 282 175	977 423	175 149	21,8%
non-residents	127 122	88 127	157 696	65 201	-61 921	-48,7%
up to 180 days	19 706	18 067	57 072	17 646	-2 060	-10,5%
up to 1 year	22 025	16 972	28 551	14 710	-7 315	-33,2%
up to 3 years	60 643	41 789	57 442	25 433	-35 210	-58,1%
more than 3 years	24 748	11 299	14 631	7 412	-17 336	-70,1%
Securities issued	51 424	69 705	220 259	327 339	275 915	536,5%
Bonds	124	121	124	124	-	0,0%
Promissory notes	51 300	69 584	220 135	327 215	275 915	537,8%
on demand	-	41 345	29 897	275 855	275 855	-
up to 180 days	-	15 000	-	-	-	-
up to 1 year	3 500	-	-	-	-3 500	-100,0%
up to 3 years	10 910	-	167 800	37 589	26 679	244,5%
more than 3 years	36 890	13 239	22 438	13 771	-23 119	-62,7%
Depositary certificates	-	-	-	-	-	-
up to 30 days	-	-	-	-	-	-
Other liabilities	331 661 047	391 548 631	500 585 098	306 490 549	-25 170 498	-7,6%
Other liabilities	331 147 038	390 957 727	499 940 427	305 768 708	-25 378 330	-7,7%
Accrued interest not yet paid	514 009	590 904	644 651	639 508	125 499	24,4%
Liabilities past-due	-	-	20	-	-	-
Deferred tax liabilities	-	-	-	82 333	82 333	-
EQUITY	7 920 827	12 465 540	12 746 791	548 119 204	540 198 377	6 820,0%
Capital	37 296	993	2 554	151	-37 145	-99,6%
Profit from previous years	-	110 374	-	385 664 652	385 664 652	-
Retained earnings from previous years	-	110 374	-	385 664 652	385 664 652	-
Current year profit	7 883 531	12 354 173	12 744 237	162 454 401	154 570 870	1 960,7%
Current year retained earnings	7 883 531	12 354 173	12 744 237	162 454 401	154 570 870	1 960,7%
OFF-BALANCE SHEET	28 737 356	30 639 964	53 246 833	41 596 381	12 859 025	44,7%
Unused credit limits available	-	-	-	-	-	-
Contingent liabilities	21 232 710	23 135 126	33 499 262	18 279 748	-2 952 962	-13,9%
Guarantees issued	2 811 850	1 898 712	2 425 081	1 890 342	-921 508	-32,8%
Unused credit limits opened	16 593 954	20 015 601	24 292 885	15 251 216	-1 342 738	-8,1%
Unused guarantee limits	1 826 906	1 220 813	6 781 296	1 138 190	-688 716	-37,7%
Collateral on loans	4 989 357	4 407 774	8 625 781	19 583 048	14 593 691	292,5%
goods	4 162 626	3 629 108	7 446 556	18 701 389	14 538 763	349,3%
securities	826 731	778 666	1 179 225	881 659	54 928	6,6%
Unprocessed payments	2 515 275	2 476 443	11 117 195	3 724 524	1 209 249	48,1%
Due to lack of funds on client accounts	2 515 275	2 476 443	11 117 195	3 724 524	1 209 249	48,1%
Other off-balance sheet accounts	14	620 621	4 595	9 061	9 047	64 621,4%
Written-off interest	-	26 975	205	381	381	-
Written-off loans to banks	-	56 679	-	-	-	-
Written-off loans	14	536 967	4 390	8 680	8 666	61 900,0%
Credit card balances	2 884 450	3 074 928	3 389 018	3 143 296	258 846	9,0%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, entrepreneurs	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-
Risk-weighted assets	-	-	-	-	-	-