Kuap. Ru - Financial analysis of the bank СОБИНБАНК, key financial ratios, bank's reports analysis

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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

SOBINBANK

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Central Bank of Russia registration number: 1317  under US sanctionsCB RF representativecomplies with 214-FZ (equity construction)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA0,00%0,63%1,67%3,66%-5,52%2,63%3,35%4,04%
RoE0,00%1,87%6,04%13,63%-18,06%8,98%12,01%19,96%
Leverage
cap. adequacy
2,6 / 38,1%3,0 / 33,7%3,6 / 27,6%3,7 / 26,9%3,3 / 30,6%3,4 / 29,3%3,6 / 27,9%4,9 / 20,3%
NIM0,00%3,18%3,96%3,42%4,97%5,95%6,41%5,74%
Return on
assets
0,00%3,70%3,63%3,69%5,91%5,79%6,18%5,49%
Cost of
liabilities
0,00%0,97%0,04%0,07%2,08%0,36%0,37%0,22%
Net
spread
0,00%2,73%3,59%3,62%3,83%5,43%5,81%5,27%
Cost /
income
0,00%94,89%75,30%59,77%133,96%77,46%63,32%53,88%
Cost of
assets
0,00%7,55%6,23%5,91%6,27%5,34%5,20%3,42%
Net
assets
6 562 4077 469 5069 249 6659 273 74710 531 29211 780 47412 216 71916 958 721
Average
equity
2 501 5732 516 4172 557 4862 494 0533 218 5903 452 4673 409 1203 438 024
Average
% assets
5 743 5817 511 0499 047 0309 551 74010 178 93811 416 81511 769 61316 200 419
Average
% liabilities
3 917 2804 812 9836 546 3626 541 5876 974 5357 970 2248 424 82212 941 204
NII0179 664179 35481 827506 784509 854377 404232 522
NCI056 65744 44127 25829 6647 9265 3852 799
NCI / NII-31,5%24,8%33,3%5,9%1,6%1,4%1,2%

Key financial ratios of the bank for the quarter specified
  4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA-2,15%-2,24%-0,33%3,66%-30,93%0,94%1,09%4,04%
RoE-5,64%-6,67%-1,20%13,63%-101,20%3,23%3,90%19,96%
Leverage
cap. adequacy
2,6 / 38,1%3,0 / 33,7%3,6 / 27,6%3,7 / 26,9%3,3 / 30,6%3,4 / 29,3%3,6 / 27,9%4,9 / 20,3%
NIM0,00%0,01%4,31%3,42%0,00%4,64%4,92%5,74%
Return on
assets
0,00%2,36%3,35%3,69%4,12%4,63%4,81%5,49%
Cost of
liabilities
0,00%2,78%0,02%0,07%7,07%0,31%0,40%0,22%
Net
spread
0,00%-0,42%3,33%3,62%-2,95%4,32%4,41%5,27%
Cost /
income
94,89%213,27%103,68%59,77%0,00%143,48%76,94%53,88%
Cost of
assets
-27,68%7,23%6,07%5,91%6,77%5,24%5,17%3,42%
Net
assets
6 562 4077 469 5069 249 6659 273 74710 531 29211 780 47412 216 71916 958 721
Average
equity
2 501 5732 516 4172 557 4862 494 0533 218 5903 452 4673 409 1203 438 024
Average
% assets
5 743 5817 511 0499 047 0309 551 74010 178 93811 416 81511 769 61316 200 419
Average
% liabilities
3 917 2804 812 9836 546 3626 541 5876 974 5357 970 2248 424 82212 941 204
NII031097 52781 8270132 450144 882232 522
NCI012 21617 18327 25821 7382 5412 5862 799
NCI / NII-3 940,6%17,6%33,3%-1,9%1,8%1,2%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.