Kuap. Ru - Financial analysis of the bank СПУТНИК, key financial ratios, bank's reports analysis

Support our website!



Руб.:

Our subscriptions

Mailing list archive

Our statistics

  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

SPUTNIK

add to comparison
Central Bank of Russia registration number: 1071  retail funding

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA0,00%-14,36%-5,35%0,00%-6,19%-7,20%-9,42%-20,85%-2,20%-2,94%-3,94%-1,30%
RoE0,00%-81,97%-27,55%0,00%-31,65%-40,13%-53,50%-134,78%-11,56%-14,95%-20,28%-6,74%
Leverage
cap. adequacy
10,1 / 9,9%5,7 / 17,5%5,1 / 19,4%4,7 / 21,3%5,1 / 19,6%5,6 / 18,0%5,7 / 17,6%6,5 / 15,5%5,3 / 19,0%5,1 / 19,7%5,1 / 19,4%5,2 / 19,4%
NIM0,00%4,66%3,99%0,00%4,89%4,39%4,83%4,84%5,72%6,01%5,80%5,55%
Return on
assets
0,00%6,61%6,08%0,00%7,77%7,01%7,78%7,72%9,11%9,65%9,47%9,21%
Cost of
liabilities
0,00%1,53%1,68%0,00%2,16%2,01%1,97%2,19%2,59%2,79%2,89%3,01%
Net
spread
0,00%5,08%4,40%0,00%5,61%5,00%5,81%5,53%6,52%6,86%6,58%6,20%
Cost /
income
0,00%127,55%191,67%0,00%254,01%430,93%0,00%0,00%140,63%157,98%161,89%129,58%
Cost of
assets
0,00%21,19%20,31%0,00%21,28%16,80%18,85%19,82%15,16%17,18%16,59%15,04%
Net
assets
1 772 8821 839 0351 835 8601 774 7361 848 4842 044 0462 133 1891 908 2831 736 4871 661 3341 700 5691 758 467
Average
equity
176 296322 170356 595377 197361 725367 022375 919295 214330 560327 060330 639340 510
Average
% assets
1 091 9701 020 3791 033 077977 9661 019 7661 184 7731 097 8471 183 1931 011 455975 5511 022 3451 111 171
Average
% liabilities
1 260 3831 440 2891 436 0001 355 9661 449 8151 641 6421 720 4971 576 9211 364 1241 286 4641 317 9661 366 471
NII035 71820 6569 72549 95439 00926 53414 32157 91444 01329 69315 431
NCI019 83312 7984 26613 2798 2764 7713 43118 56613 7019 1154 468
NCI / NII-55,5%62,0%43,9%26,6%21,2%18,0%24,0%32,1%31,1%30,7%29,0%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA44,68%-32,39%-11,01%0,00%-0,87%-1,93%-0,20%-20,85%-0,35%-0,75%-6,53%-1,30%
RoE449,40%-184,91%-56,68%0,00%-4,48%-10,79%-1,15%-134,78%-1,88%-3,85%-33,63%-6,74%
Leverage
cap. adequacy
10,1 / 9,9%5,7 / 17,5%5,1 / 19,4%4,7 / 21,3%5,1 / 19,6%5,6 / 18,0%5,7 / 17,6%6,5 / 15,5%5,3 / 19,0%5,1 / 19,7%5,1 / 19,4%5,2 / 19,4%
NIM0,00%5,90%4,23%0,00%4,29%4,21%4,44%4,84%5,49%5,87%5,58%5,55%
Return on
assets
0,00%7,51%6,19%0,00%6,63%6,60%7,25%7,72%8,51%9,10%8,94%9,21%
Cost of
liabilities
0,00%1,23%1,77%0,00%1,84%1,89%1,93%2,19%2,44%2,47%2,65%3,01%
Net
spread
0,00%6,28%4,42%0,00%4,79%4,71%5,32%5,53%6,07%6,63%6,29%6,20%
Cost /
income
127,55%78,71%401,19%0,00%133,95%114,90%99,98%0,00%94,84%150,39%214,60%129,58%
Cost of
assets
-59,63%22,27%26,84%0,00%26,74%15,48%16,36%19,82%11,23%16,71%16,72%15,04%
Net
assets
1 772 8821 839 0351 835 8601 774 7361 848 4842 044 0462 133 1891 908 2831 736 4871 661 3341 700 5691 758 467
Average
equity
176 296322 170356 595377 197361 725367 022375 919295 214330 560327 060330 639340 510
Average
% assets
1 091 9701 020 3791 033 077977 9661 019 7661 184 7731 097 8471 183 1931 011 455975 5511 022 3451 111 171
Average
% liabilities
1 260 3831 440 2891 436 0001 355 9661 449 8151 641 6421 720 4971 576 9211 364 1241 286 4641 317 9661 366 471
NII015 06210 9319 72510 94512 47512 21314 32113 90114 32014 26215 431
NCI07 0358 5324 2665 0033 5051 3403 4314 8654 5864 6474 468
NCI / NII-46,7%78,1%43,9%45,7%28,1%11,0%24,0%35,0%32,0%32,6%29,0%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.