Kuap. Ru - Balance sheet of РОЗНИЧНЫЕ БАНКИ, analysis of f.101

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IFRS reports

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	2 977 971 407	2 977 971 407
High liquid assets	222 708 183	222 708 183
Cash and equivalents	140 451 444	140 451 444
Cash	53 380 313	53 380 313
in cash and en route	21 566 893	21 566 893
in ATMs	17 580 773	17 580 773
precious metals	14 232 647	14 232 647
Nostro account with Central Bank	87 071 131	87 071 131
Nostro accounts	29 349 504	29 349 504
Non-residents	5 138 202	5 138 202
Residents	24 211 302	24 211 302
Money in transfer	38 645 847	38 645 847
Exchange accounts	15 447 143	15 447 143
Provision for impairment of high-liquid assets	-1 185 755	-1 185 755
Interest-earning assets	2 583 948 448	2 583 948 448
Dues from banks	306 741 245	306 741 245
Central Bank of Russia	44 477 510	44 477 510
Residents	224 569 050	224 569 050
up to 30 days	107 702 457	107 702 457
up to 180 days	73 076 558	73 076 558
more than 180 days	43 790 035	43 790 035
Non-residents	37 890 999	37 890 999
up to 30 days	1 687 599	1 687 599
up to 180 days	3 261 679	3 261 679
more than 180 days	32 941 721	32 941 721
Loans past-due	370 305	370 305
residents	370 305	370 305
Provision for impairment of loans to banks	-566 619	-566 619
Securities	602 922 706	602 922 706
Bonds	596 894 945	596 894 945
Federal Loan Bonds (OFZs), OBRs	130 372 306	130 372 306
Corporate bonds	182 505 424	182 505 424
Financial institutions bonds	12 464 136	12 464 136
Foreign sovereign bonds	288 200	288 200
Corporate foreign bonds	116 478 128	116 478 128
Foreign financial institutions bonds	301 319	301 319
Valuation allowance	12 689 753	12 689 753
Pledged under REPO	142 214 064	142 214 064
Past-due	573 546	573 546
Provision for impairment of bonds	-991 931	-991 931
Promissory notes	469 919	469 919
Corporate	920 938	920 938
Banks	-48 425	-48 425
Provision for impairment of promissory notes	-402 594	-402 594
Stocks	4 429 304	4 429 304
Residents	4 551 646	4 551 646
Non-residents	3 737 411	3 737 411
Valuation allowance	-3 859 753	-3 859 753
Mutual funds	1 128 538	1 128 538
Loans to corporate clients	304 142 978	304 142 978
residents	270 426 438	270 426 438
up to 30 days	18 183 581	18 183 581
up to 180 days	32 883 602	32 883 602
up to 1 year	79 119 367	79 119 367
up to 3 years	45 505 688	45 505 688
more than 3 years	94 734 200	94 734 200
non-residents	38 769 121	38 769 121
up to 30 days	17 716 314	17 716 314
up to 180 days	198 753	198 753
up to 1 year	2 724 430	2 724 430
up to 3 years	6 928 803	6 928 803
more than 3 years	11 200 821	11 200 821
state-owned enterprises	11 204 892	11 204 892
up to 180 days	324 586	324 586
up to 1 year	2 774 291	2 774 291
up to 3 years	6 953 959	6 953 959
more than 3 years	1 152 056	1 152 056
Past-due	27 346 638	27 346 638
residents	26 500 329	26 500 329
non-residents	417 204	417 204
state-owned enterprises	429 105	429 105
Provision for impairment of corporate loans	-43 604 111	-43 604 111
residents	-42 160 567	-42 160 567
non-residents	-935 201	-935 201
state-owned enterprises	-508 343	-508 343
Loans to private entrepreneurs	8 957 897	8 957 897
up to 30 days	258 046	258 046
up to 180 days	113 123	113 123
up to 1 year	497 623	497 623
up to 3 years	3 539 133	3 539 133
more than 3 years	4 396 351	4 396 351
Past-due	1 971 972	1 971 972
Provision for impairment of loans to private entrepreneurs	-1 818 351	-1 818 351
Loans to individuals	1 361 183 622	1 361 183 622
Standard	1 425 348 252	1 425 348 252
up to 30 days	390 420 321	390 420 321
up to 180 days	1 867 716	1 867 716
up to 1 year	46 494 630	46 494 630
up to 3 years	256 188 604	256 188 604
more than 3 years	730 376 981	730 376 981
Past-due	158 736 367	158 736 367
Past-due	158 736 367	158 736 367
Provision for impairment of loans to individuals	-222 900 997	-222 900 997
Other assets	171 314 776	171 314 776
Mandatory reserves with Central Bank	19 061 418	19 061 418
Premises and equipment	50 681 836	50 681 836
Purchase cost	81 269 886	81 269 886
Depreciation	-30 588 050	-30 588 050
Accrued interest not yet received	39 301 301	39 301 301
Factoring	4 686 569	4 686 569
Assets under management	635 542	635 542
Other assets	56 258 977	56 258 977
Investments in subsidiaries	17 037 930	17 037 930
Provision for impairment of other assets	-39 749 476	-39 749 476
Derivatives - assets	3 759 893	3 759 893
Deferred tax asset	19 640 786	19 640 786
LIABILITIES	2 532 125 910	2 532 125 910
Dues to banks	232 868 062	232 868 062
On demand	1 520 032	1 520 032
Residents	554 238	554 238
Non-residents	965 794	965 794
Term	231 055 976	231 055 976
Central Bank of Russia	1 358 083	1 358 083
more than 180 days	1 358 083	1 358 083
Residents	187 468 158	187 468 158
up to 30 days	88 817 166	88 817 166
up to 180 days	4 100 000	4 100 000
more than 180 days	94 550 992	94 550 992
Non-residents	42 229 735	42 229 735
up to 30 days	6 444 790	6 444 790
up to 180 days	25 134 322	25 134 322
more than 180 days	10 650 623	10 650 623
Other dues to banks	292 054	292 054
On demand	679 389 464	679 389 464
Corporate clients	279 524 822	279 524 822
State-owned enterprises	7 732 156	7 732 156
Residents	262 869 840	262 869 840
Non-residents	8 922 826	8 922 826
Individuals	377 481 506	377 481 506
Residents	371 533 088	371 533 088
Non-residents	5 948 418	5 948 418
Brokerage accounts	22 383 136	22 383 136
Residents	13 175 075	13 175 075
Non-residents	9 208 061	9 208 061
Term	1 490 902 594	1 490 902 594
Corporate clients	375 361 723	375 361 723
Residents	154 422 687	154 422 687
up to 30 days	44 640 491	44 640 491
up to 180 days	48 841 835	48 841 835
up to 1 year	42 870 200	42 870 200
up to 3 years	14 959 216	14 959 216
more than 3 years	3 110 945	3 110 945
Non-residents	140 684 004	140 684 004
up to 30 days	2 241 923	2 241 923
up to 180 days	26 385 578	26 385 578
up to 1 year	3 783 826	3 783 826
up to 3 years	5 889 615	5 889 615
more than 3 years	102 383 062	102 383 062
State-owned enterprises	80 255 032	80 255 032
up to 30 days	2 084 000	2 084 000
up to 180 days	20 713 769	20 713 769
up to 1 year	10 257 385	10 257 385
up to 3 years	34 090	34 090
more than 3 years	47 165 788	47 165 788
Individuals	1 115 540 871	1 115 540 871
residents	1 110 809 154	1 110 809 154
up to 30 days	3 565	3 565
up to 180 days	90 179 544	90 179 544
up to 1 year	518 665 676	518 665 676
up to 3 years	466 289 415	466 289 415
more than 3 years	35 670 954	35 670 954
non-residents	4 731 717	4 731 717
up to 30 days	2	2
up to 180 days	385 037	385 037
up to 1 year	2 348 465	2 348 465
up to 3 years	1 879 019	1 879 019
more than 3 years	119 194	119 194
Securities issued	74 548 164	74 548 164
Bonds	71 217 599	71 217 599
Promissory notes	3 198 711	3 198 711
on demand	136 082	136 082
up to 180 days	554 000	554 000
up to 1 year	359 817	359 817
up to 3 years	2 038 676	2 038 676
more than 3 years	110 136	110 136
Depositary certificates	131 854	131 854
up to 30 days	30	30
more than 180 days	131 824	131 824
Other liabilities	54 417 626	54 417 626
Other liabilities	8 361 568	8 361 568
Accrued interest not yet paid	36 115 639	36 115 639
Derivatives - liabilities	8 191 128	8 191 128
Deferred tax liabilities	1 749 291	1 749 291
EQUITY	445 845 496	445 845 496
Capital	124 602 258	124 602 258
Profit from previous years	212 694 738	212 694 738
Retained earnings from previous years	212 694 738	212 694 738
Current year profit	108 548 500	108 548 500
Current year retained earnings	108 548 500	108 548 500
OFF-BALANCE SHEET	193 846 570	193 846 570
Unused credit limits available	26 054 410	26 054 410
Contingent liabilities	-947 792 345	-947 792 345
Guarantees issued	-208 635 442	-208 635 442
Unused credit limits opened	-614 904 170	-614 904 170
Unused guarantee limits	-124 252 733	-124 252 733
Collateral on loans	1 276 022 117	1 276 022 117
goods	1 150 749 384	1 150 749 384
securities	125 272 733	125 272 733
Unprocessed payments	113 709 299	113 709 299
Due to lack of funds on client accounts	113 709 299	113 709 299
Other off-balance sheet accounts	-274 146 911	-274 146 911
Written-off interest	-54 205 279	-54 205 279
Written-off loans to banks	-122	-122
Written-off loans	-219 941 510	-219 941 510
Reserve rates:
Loans to banks:	-0,18%	-100,0%
Customer loans, total:	-13,75%	-100,0%
including corporate loans:	-12,67%	-100,0%
including individual loans:	-14,07%	-100,0%
Past-due rate:	-9,68%	-100,0%
corporate clients:	-8,18%	-100,0%
individuals:	-10,02%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

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