Kuap. Ru - Balance sheet of КЕМСОЦИНБАНК, analysis of f.101

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	KEMSOTSINBANK	add to comparison
Central Bank of Russia registration number: 96 retail funding

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	2 324 190	2 324 190
High liquid assets	304 927	304 927
Cash and equivalents	304 771	304 771
Cash	31 459	31 459
in cash and en route	31 459	31 459
Nostro account with Central Bank	273 312	273 312
Nostro accounts	513	513
Residents	513	513
Provision for impairment of high-liquid assets	-357	-357
Interest-earning assets	1 265 966	1 265 966
Dues from banks	359 700	359 700
Central Bank of Russia	300 000	300 000
Residents	60 152	60 152
up to 30 days	60 152	60 152
Provision for impairment of loans to banks	-452	-452
Loans to corporate clients	768 905	768 905
residents	680 822	680 822
up to 30 days	161 686	161 686
up to 180 days	25 400	25 400
up to 1 year	155 441	155 441
up to 3 years	329 764	329 764
more than 3 years	8 531	8 531
Past-due	220 862	220 862
residents	220 862	220 862
Provision for impairment of corporate loans	-132 779	-132 779
residents	-132 779	-132 779
Loans to private entrepreneurs	14 680	14 680
up to 3 years	13 200	13 200
Past-due	2 070	2 070
Provision for impairment of loans to private entrepreneurs	-590	-590
Loans to individuals	122 681	122 681
Standard	132 767	132 767
up to 1 year	61	61
up to 3 years	20 990	20 990
more than 3 years	111 716	111 716
Past-due	14 882	14 882
Past-due	14 882	14 882
Provision for impairment of loans to individuals	-24 968	-24 968
Other assets	753 297	753 297
Mandatory reserves with Central Bank	2 768	2 768
Premises and equipment	496 474	496 474
Purchase cost	508 443	508 443
Depreciation	-11 969	-11 969
Accrued interest not yet received	10 374	10 374
Other assets	336 875	336 875
Provision for impairment of other assets	-105 792	-105 792
Deferred tax asset	12 598	12 598
LIABILITIES	2 004 189	2 004 189
On demand	123 152	123 152
Corporate clients	101 402	101 402
State-owned enterprises	41	41
Residents	101 361	101 361
Individuals	21 750	21 750
Residents	21 750	21 750
Term	1 798 539	1 798 539
Corporate clients	103 000	103 000
Residents	103 000	103 000
up to 180 days	33 000	33 000
more than 3 years	70 000	70 000
Individuals	1 695 539	1 695 539
residents	1 695 539	1 695 539
up to 1 year	104 297	104 297
up to 3 years	1 459 104	1 459 104
more than 3 years	132 138	132 138
Securities issued	2 500	2 500
Promissory notes	2 500	2 500
on demand	2 500	2 500
Other liabilities	79 998	79 998
Other liabilities	22 068	22 068
Accrued interest not yet paid	16 071	16 071
Liabilities past-due	1 478	1 478
Deferred tax liabilities	40 381	40 381
EQUITY	320 001	320 001
Capital	99 458	99 458
Profit from previous years	459 728	459 728
Retained earnings from previous years	459 728	459 728
Current year profit	-239 185	-239 185
Current year retained earnings	-239 185	-239 185
OFF-BALANCE SHEET	2 756 960	2 756 960
Contingent liabilities	-34 407	-34 407
Unused credit limits opened	-34 407	-34 407
Collateral on loans	2 469 479	2 469 479
goods	2 469 479	2 469 479
Unprocessed payments	357 564	357 564
Due to lack of funds on client accounts	357 564	357 564
Other off-balance sheet accounts	-35 676	-35 676
Written-off interest	-5 255	-5 255
Written-off loans	-30 421	-30 421
Risk-weighted assets	2 553 152	2 553 152
Reserve rates:
Loans to banks:	-0,13%	-100,0%
Customer loans, total:	-14,67%	-100,0%
including corporate loans:	-14,54%	-100,0%
including individual loans:	-16,91%	-100,0%
Past-due rate:	-22,34%	-100,0%
corporate clients:	-24,31%	-100,0%
individuals:	-10,08%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

RSS-канал. Telegram: http://t.me/kuapru
If you have proposals or questions on using our site materials, please write us letters.