Kuap. Ru - Balance sheet with turnover of ВЕЛИКИЕ ЛУКИ БАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	VELIKIE LUKI BANK	add to comparison
Central Bank of Russia registration number: 598

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Balance sheet position, thous. rub.	01.01.2022	>> Turnover >>		Turnover / amount	Turnover / assets	Period change
ASSETS	2 116 723	12 671 329	2 109 321	6,0	6,0	-7 402	-0,3%
High liquid assets	86 616	6 978 035	79 592	80,6	3,3	-7 024	-8,1%
Cash and equivalents	47 080	6 949 108	45 790	147,6	3,3	-1 290	-2,7%
Cash	19 583	373 543	31 658	19,1	0,2	12 075	61,7%
in cash and en route	19 583	373 543	31 658	19,1	0,2	12 075	61,7%
Nostro account with Central Bank	27 497	6 587 640	14 132	239,6	3,1	-13 365	-48,6%
Nostro accounts	39 536	28 927	33 802	0,7	0,0	-5 734	-14,5%
Residents	39 536	28 927	33 802	0,7	0,0	-5 734	-14,5%
Interest-earning assets	1 942 531	5 644 816	1 943 822	2,9	2,7	1 291	0,1%
Dues from banks	1 310 000	5 565 000	1 300 000	4,2	2,6	-10 000	-0,8%
Central Bank of Russia	1 310 000	5 565 000	1 300 000	4,2	2,6	-10 000	-0,8%
Securities	51 631	1 899	50 073	0,0	0,0	-1 558	-3,0%
Bonds	51 631	1 899	50 073	0,0	0,0	-1 558	-3,0%
Federal Loan Bonds (OFZs), OBRs	51 631	1 899	50 073	0,0	0,0	-1 558	-3,0%
Loans to corporate clients	308 338	82 416	331 914	0,3	0,0	23 576	7,6%
residents	328 507	80 430	352 197	0,2	0,0	23 690	7,2%
up to 180 days	57 421	47 130	59 951	0,8	0,0	2 530	4,4%
up to 1 year	96 152	8 478	90 974	0,1	0,0	-5 178	-5,4%
up to 3 years	86 406	30 000	113 809	0,3	0,0	27 403	31,7%
more than 3 years	88 528	1 065	87 463	0,0	0,0	-1 065	-1,2%
Past-due	6 790	112	6 851	0,0	0,0	61	0,9%
residents	6 790	112	6 851	0,0	0,0	61	0,9%
Provision for impairment of corporate loans	-26 959	2 089	-27 134	0,1	0,0	-175	0,6%
residents	-26 959	2 089	-27 134	0,1	0,0	-175	0,6%
Loans to private entrepreneurs	241 507	14 627	232 828	0,1	0,0	-8 679	-3,6%
up to 180 days	-	-	-	-	-	-	-
up to 1 year	1 140	30	1 110	0,0	0,0	-30	-2,6%
up to 3 years	120 819	8 314	117 505	0,1	0,0	-3 314	-2,7%
more than 3 years	131 903	5 649	126 254	0,0	0,0	-5 649	-4,3%
Past-due	4 882	1	4 881	0,0	0,0	-1	-0,0%
Provision for impairment of loans to private entrepreneurs	-17 237	887	-16 922	0,1	0,0	315	-1,8%
Loans to individuals	31 055	3 119	29 007	0,1	0,0	-2 048	-6,6%
Standard	36 237	2 900	33 617	0,1	0,0	-2 620	-7,2%
up to 1 year	233	57	176	0,2	0,0	-57	-24,5%
up to 3 years	3 742	206	3 536	0,1	0,0	-206	-5,5%
more than 3 years	32 262	2 637	29 905	0,1	0,0	-2 357	-7,3%
Past-due	2 526	244	2 711	0,1	0,0	185	7,3%
Past-due	2 526	244	2 711	0,1	0,0	185	7,3%
Provision for impairment of loans to individuals	-7 708	648	-7 321	0,1	0,0	387	-5,0%
Provision for impairment of loans past-due	-	-	-	-	-	-	-
Other assets	87 576	49 769	85 907	0,6	0,0	-1 669	-1,9%
Mandatory reserves with Central Bank	2 331	32	2 299	0,0	0,0	-32	-1,4%
Premises and equipment	50 473	5 360	51 137	0,1	0,0	664	1,3%
Purchase cost	75 057	5 360	76 587	0,1	0,0	1 530	2,0%
Depreciation	-24 584	866	-25 450	0,0	0,0	-866	3,5%
Accrued interest not yet received	2 182	14 185	3 065	6,5	0,0	883	40,5%
Other assets	44 816	30 270	41 391	0,7	0,0	-3 425	-7,6%
Provision for impairment of other assets	-12 250	1 710	-12 009	0,1	0,0	241	-2,0%
Deferred tax asset	24	-	24	0,0	0,0	-	0,0%
LIABILITIES	1 246 988	1 549 873	1 235 212	1,2	0,7	-11 776	-0,9%
On demand	430 064	1 443 926	453 279	3,4	0,7	23 215	5,4%
Corporate clients	426 652	1 437 761	450 193	3,4	0,7	23 541	5,5%
State-owned enterprises	3 589	23 062	16 945	6,4	0,0	13 356	372,1%
Residents	423 063	1 414 699	433 248	3,3	0,7	10 185	2,4%
Individuals	3 412	6 491	3 086	1,9	0,0	-326	-9,6%
Residents	3 411	6 491	3 085	1,9	0,0	-326	-9,6%
Non-residents	1	-	1	0,0	0,0	-	0,0%
Term	794 962	90 648	759 327	0,1	0,0	-35 635	-4,5%
Individuals	794 962	90 648	759 327	0,1	0,0	-35 635	-4,5%
residents	794 962	90 648	759 327	0,1	0,0	-35 635	-4,5%
up to 180 days	5 240	21	5 248	0,0	0,0	8	0,2%
up to 1 year	789 707	90 635	754 064	0,1	0,0	-35 643	-4,5%
up to 3 years	15	-	15	0,0	0,0	-	0,0%
Other liabilities	21 962	39 158	22 606	1,8	0,0	644	2,9%
Other liabilities	16 851	33 612	18 905	2,0	0,0	2 054	12,2%
Accrued interest not yet paid	5 111	6 956	3 701	1,4	0,0	-1 410	-27,6%
EQUITY	869 735	766 709	874 109	0,9	0,4	4 374	0,5%
Capital	819 254	-	819 254	0,0	0,0	-	0,0%
Profit from previous years	29 063	381 559	49 905	13,1	0,2	20 842	71,7%
Retained earnings from previous years	29 063	381 559	49 905	13,1	0,2	20 842	71,7%
Current year profit	21 418	401 618	4 950	18,8	0,2	-16 468	-76,9%
Current year retained earnings	21 418	401 618	4 950	18,8	0,2	-16 468	-76,9%
OFF-BALANCE SHEET	827 552	112 687	854 777	0,1	0,1	27 225	3,3%
Contingent liabilities	-5 579	47 130	-3 049	8,4	0,0	2 530	-45,3%
Unused credit limits opened	-5 579	47 130	-3 049	8,4	0,0	2 530	-45,3%
Collateral on loans	871 706	67 667	896 560	0,1	0,0	24 854	2,9%
goods	871 706	67 667	896 560	0,1	0,0	24 854	2,9%
Unprocessed payments	20 861	420	20 702	0,0	0,0	-159	-0,8%
Due to lack of funds on client accounts	20 861	420	20 702	0,0	0,0	-159	-0,8%
Other off-balance sheet accounts	-59 436	-	-59 436	0,0	0,0	-	0,0%
Written-off interest	-959	-	-959	0,0	0,0	-	0,0%
Written-off loans	-58 477	-	-58 477	0,0	0,0	-	0,0%
Past due ratio, total	224	-	224	0,0	0,0	-	0,0%
Past due ratio, individuals	652	-	746	0,0	0,0	94	14,4%
Past due ratio, corporates	203	-	191	0,0	0,0	-12	-5,9%
Past due ratio, entrepreneurs	189	-	195	0,0	0,0	6	3,2%
Past due ratio, corporates + entrepreneurs	196	-	193	0,0	0,0	-3	-1,5%
Risk-weighted assets	867 732	-	869 391	0,0	0,0	1 659	0,2%