Kuap. Ru - Balance sheet of the bank РАМ БАНК, analysis of f.101

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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

RAM BANK

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Central Bank of Russia registration number: 3480

On this page you can see detailed breakdown of aggregated balance sheet (analogue of f. 101 reported to Cenbtal Bank of Russia but with aggregated balance sheet item added). You can also get acquainted with balance sheet aggregation methodics.

Show data on: 
Balance
account
Incoming amount Turnover by  Outgoing amount
in roubles in foreign crnc.,
precious metals
total in roubles in foreign crnc.,
precious metals
total in roubles in foreign crnc.,
precious metals
total
ASSETS
    High liquid assets
        Cash and equivalents
            Cash
                in cash and en route
20202 3 192 10 751 13 943 43 553 29 994 73 547 3 910 2 296 6 206
20209 0 0 0 7 000 0 7 000 0 0 0
                in exchange offices
                in operational cash offices
                in ATMs
20208 20 0 20 1 000 63 1 063 662 63 725
                precious metals
                gems
                Cash on hand
            Nostro account with Central Bank
30102 8 053 0 8 053 1 510 847 0 1 510 847 21 592 0 21 592
            Cash and equivalents
            Other demand deposit
        Nostro accounts
            Non-residents
30114 0 23 270 23 270 0 32 278 32 278 0 467 467
            Residents
30110 1 379 10 411 11 790 2 075 36 054 38 129 1 396 6 228 7 624
        Money in transfer
30215 0 455 455 0 9 9 0 442 442
30221 0 0 0 0 6 004 6 004 0 0 0
30233 22 0 22 2 039 1 383 3 422 84 53 137
30413 64 0 64 100 0 100 61 0 61
30424 183 0 183 64 926 0 64 926 256 0 256
30425 3 000 8 691 11 691 0 235 235 3 000 8 618 11 618
        Exchange accounts
47404 0 24 611 24 611 0 68 436 68 436 0 7 182 7 182
        Provision for impairment of high-liquid assets
30126 -91 0 -91 -8 0 -8 -89 0 -89
30243 -84 0 -84 0 0 0 -84 0 -84
    Interest-earning assets
        Dues from banks
            Central Bank of Russia
            Residents
                up to 30 days
32002 0 0 0 560 000 0 560 000 0 0 0
32003 230 000 0 230 000 105 000 0 105 000 0 0 0
32201 2 501 976 3 477 0 19 19 2 501 946 3 447
                up to 180 days
                more than 180 days
            Non-residents
                up to 30 days
                up to 180 days
                more than 180 days
            Loans past-due
                residents
                non-residents
            Provision for impairment of loans to banks
32027 0 0 0 25 508 0 25 508 0 0 0
32028 -6 555 0 -6 555 -25 508 0 -25 508 0 0 0
32211 -205 0 -205 -10 0 -10 -199 0 -199
32212 0 0 0 1 0 1 0 0 0
32213 -18 0 -18 -1 0 -1 -17 0 -17
            Loans to banks
        Securities
            Bonds
                Federal Loan Bonds (OFZs), OBRs
                Corporate bonds
                Financial institutions bonds
                Foreign sovereign bonds
                Corporate foreign bonds
                Foreign financial institutions bonds
                Valuation allowance
                Pledged under REPO
                Past-due
                Provision for impairment of bonds
                Debt securities
            Promissory notes
                Sovereign
                Corporate
                Banks
                Foreign sovereign
                Corporate foreign
                Foreign banks
                Provision for impairment of promissory notes
                Promissory notes
            Stocks
                Residents
                Non-residents
                Valuation allowance
                Pledged under REPO
                Provision for impairment of stocks
            Trade securities
            Securities held for sale
            Provision for impairment of securities held for sale
            Securities held to maturity
            Provision for impairment of securities held to maturity
            Mutual funds
            Equity instruments
        Loans to corporate clients
            residents
                up to 30 days
45203 30 200 0 30 200 30 200 0 30 200 30 200 0 30 200
                up to 180 days
45205 135 031 0 135 031 4 000 0 4 000 139 031 0 139 031
                up to 1 year
45107 1 440 0 1 440 0 0 0 1 234 0 1 234
45108 49 146 0 49 146 0 0 0 49 146 0 49 146
45206 1 695 611 0 1 695 611 115 501 0 115 501 1 677 068 0 1 677 068
                up to 3 years
45207 861 471 0 861 471 2 469 0 2 469 863 940 0 863 940
                more than 3 years
            non-residents
                up to 30 days
                up to 180 days
                up to 1 year
                up to 3 years
                more than 3 years
            state-owned enterprises
                up to 30 days
                up to 180 days
                up to 1 year
                up to 3 years
                more than 3 years
            Past-due
                residents
45811 1 0 1 183 0 183 1 0 1
45812 85 0 85 13 996 0 13 996 94 0 94
45911 0 0 0 452 0 452 0 0 0
                non-residents
                state-owned enterprises
            Provision for impairment of corporate loans
                residents
45115 -10 623 0 -10 623 -43 0 -43 -10 580 0 -10 580
45116 6 490 0 6 490 0 0 0 6 464 0 6 464
45215 -424 808 0 -424 808 -9 433 0 -9 433 -430 776 0 -430 776
45216 266 858 0 266 858 1 270 0 1 270 266 865 0 266 865
45217 -45 542 0 -45 542 -16 776 0 -16 776 -38 174 0 -38 174
                non-residents
                state-owned enterprises
            Loans to corporate clients
            Provision for impairment of corporate loans
        Loans to private entrepreneurs
            up to 30 days
            up to 180 days
            up to 1 year
            up to 3 years
45407 6 000 0 6 000 0 0 0 6 000 0 6 000
            more than 3 years
            Past-due
45814 1 0 1 0 0 0 1 0 1
            Provision for impairment of loans to private entrepreneurs
45415 -1 260 0 -1 260 0 0 0 -1 260 0 -1 260
45416 770 0 770 0 0 0 770 0 770
        Loans to individuals
            Standard
                up to 30 days
                up to 180 days
                up to 1 year
                up to 3 years
                more than 3 years
                Memo: mortgage loans
            Past-due
                Memo: mortgage loans past-due
            Provision for impairment of loans to individuals
            Loans to individuals
            Provision for impairment of loans to individuals
        Provision for impairment of loans past-due
45818 -85 0 -85 -948 0 -948 -91 0 -91
45820 0 0 0 24 0 24 0 0 0
45821 0 0 0 -517 0 -517 0 0 0
45918 0 0 0 -95 0 -95 0 0 0
45920 0 0 0 58 0 58 0 0 0
        Provision for impairment of loans
        Loans and advances
            Provision for impairment of loans
            Past-due loans
    Other assets
        Mandatory reserves with Central Bank
30202 30 045 0 30 045 1 268 0 1 268 31 313 0 31 313
        Premises and equipment
            Purchase cost
60401 269 332 0 269 332 0 0 0 269 332 0 269 332
60901 14 770 0 14 770 0 0 0 14 770 0 14 770
61008 718 0 718 259 0 259 721 0 721
61009 0 0 0 174 0 174 0 0 0
61010 0 0 0 27 0 27 0 0 0
            Depreciation
60414 -104 158 0 -104 158 0 0 0 -104 937 0 -104 937
60903 -7 728 0 -7 728 0 0 0 -7 852 0 -7 852
            Property, plant and equipment
            Investment properties
        Accrued interest not yet received
47427 5 035 0 5 035 25 579 0 25 579 4 205 0 4 205
        Acquired claims
        Acquired claims secured by real estate
        Factoring
        Assets under management
        Non-current assets
        Other assets
47408 0 0 0 1 247 063 1 217 338 2 464 401 0 0 0
47421 0 0 0 890 0 890 0 0 0
47423 4 293 0 4 293 17 7 309 7 326 4 293 0 4 293
60302 28 101 0 28 101 12 0 12 28 113 0 28 113
60308 4 303 0 4 303 2 997 0 2 997 765 0 765
60310 138 0 138 235 0 235 139 0 139
60312 6 303 0 6 303 3 353 0 3 353 5 542 0 5 542
60314 437 327 764 0 0 0 437 163 600
60323 17 738 9 870 27 608 92 205 297 17 734 9 595 27 329
62001 33 196 0 33 196 0 0 0 33 196 0 33 196
        Investments in subsidiaries
        Provision for impairment of other assets
47425 -9 953 0 -9 953 -2 386 0 -2 386 -11 314 0 -11 314
47465 631 0 631 1 686 0 1 686 1 171 0 1 171
47466 -80 0 -80 -4 673 0 -4 673 -2 044 0 -2 044
60324 -29 184 0 -29 184 -1 087 0 -1 087 -28 233 0 -28 233
62002 -2 361 0 -2 361 0 0 0 -2 361 0 -2 361
        Other financial assets
        Provision for impairment of other financial assets
        Tax assets
            Current tax assets
            Deferred tax assets
        Premises, equipment and intangible assets
        Investment properties
        Derivatives - assets
        Deferred tax asset
        Intangible assets
LIABILITIES
    Dues to banks
        On demand
            Residents
            Non-residents
30111 297 930 0 297 930 280 001 0 280 001 17 989 0 17 989
        Term
            Central Bank of Russia
                up to 30 days
                up to 180 days
                more than 180 days
                past-due
                other
            Residents
                up to 30 days
                up to 180 days
                more than 180 days
                Past-due
            Non-residents
                up to 30 days
                up to 180 days
                more than 180 days
                Past-due
        Other dues to banks
        Dues to banks
    On demand
        Corporate clients
            State-owned enterprises
            Residents
407 81 299 3 152 84 451 1 122 965 27 761 1 150 726 69 770 1 033 70 803
408.1 3 346 0 3 346 7 486 0 7 486 5 103 0 5 103
40909 0 0 0 105 1 253 1 358 0 0 0
40911 0 0 0 11 0 11 0 0 0
40912 0 0 0 336 671 1 007 0 0 0
            Non-residents
40807 333 37 370 0 1 1 333 37 370
40910 0 0 0 55 126 181 0 0 0
40913 0 0 0 22 445 467 0 0 0
            Corporate clients
        Individuals
            Residents
40817 8 396 8 909 17 305 9 131 2 332 11 463 9 318 8 869 18 187
            Non-residents
40820 614 317 931 989 81 1 070 79 278 357
            Individuals
        Brokerage accounts
            Residents
            Non-residents
    Term
        Corporate clients
            Residents
                up to 30 days
                up to 180 days
                up to 1 year
                up to 3 years
                more than 3 years
42107 1 715 584 0 1 715 584 0 0 0 1 715 584 0 1 715 584
            Non-residents
                up to 30 days
                up to 180 days
                up to 1 year
                up to 3 years
                more than 3 years
            State-owned enterprises
                up to 30 days
                up to 180 days
                up to 1 year
                up to 3 years
                more than 3 years
            corporate clients
        Individuals
            residents
                up to 30 days
                up to 180 days
42304 0 6 721 6 721 0 347 347 0 7 665 7 665
                up to 1 year
42305 10 953 4 627 15 580 1 390 233 1 623 10 863 4 486 15 349
                up to 3 years
42306 380 578 90 682 471 260 3 587 6 117 9 704 380 438 88 375 468 813
                more than 3 years
            non-residents
                up to 30 days
                up to 180 days
                up to 1 year
                up to 3 years
42606 201 0 201 65 0 65 136 0 136
                more than 3 years
            individuals
    Securities issued
        Bonds
        Promissory notes
            on demand
            up to 30 days
            up to 180 days
            more than 180 days
            up to 1 year
            up to 3 years
            more than 3 years
            Discount accrued
        Depositary certificates
            up to 30 days
            up to 180 days
            more than 180 days
        Securities issued
    Other liabilities
30232 1 139 140 2 057 1 954 4 011 20 1 21
30236 0 0 0 1 4 5 0 0 0
47407 0 0 0 1 214 500 1 250 843 2 465 343 0 0 0
47416 227 0 227 28 821 0 28 821 2 0 2
47424 0 0 0 1 992 0 1 992 0 0 0
60301 0 0 0 692 0 692 1 153 0 1 153
60305 9 425 0 9 425 8 699 0 8 699 9 372 0 9 372
60307 0 0 0 54 0 54 0 0 0
60309 85 0 85 0 0 0 121 0 121
60311 0 0 0 40 0 40 0 0 0
60313 0 0 0 0 12 12 0 0 0
60322 157 0 157 0 0 0 157 0 157
60335 3 610 0 3 610 2 052 0 2 052 3 508 0 3 508
        Accrued interest not yet paid
47411 985 172 1 157 2 565 179 2 744 944 157 1 101
47426 6 879 0 6 879 0 0 0 7 584 0 7 584
        Liabilities under accreditives
        Liabilities past-due
        Tax liabilities
            Current tax liabilities
            Deferred tax liabilities
        Other financial liabilities
        Provision for other liabilities
        Subordinated debt
        Non-current liabilities
        Derivatives - liabilities
        Deferred tax liabilities
    Deposits
    Private clients deposits
    Corporate accounts
EQUITY
        Capital
10208 1 293 680 0 1 293 680 0 0 0 1 293 680 0 1 293 680
        Profit from previous years
            Retained earnings from previous years
10901 -948 455 0 -948 455 0 0 0 -948 455 0 -948 455
            Distribution of previous years profit
        Current year profit
            Current year retained earnings
70601 1 177 675 0 1 177 675 121 0 121 1 272 045 0 1 272 045
70603 30 644 0 30 644 0 0 0 36 922 0 36 922
70606 -995 170 0 -995 170 -82 939 0 -82 939 -1 078 109 0 -1 078 109
70608 -29 768 0 -29 768 -4 861 0 -4 861 -34 629 0 -34 629
70611 -587 0 -587 0 0 0 -587 0 -587
70614 -193 0 -193 0 0 0 -193 0 -193
            Distribution of current year profit
        Future expenses
        Other capital sources
OFF-BALANCE SHEET
    Unused credit limits available
91417 500 000 0 500 000 0 0 0 500 000 0 500 000
    Contingent liabilities
        Guarantees issued
91315 0 0 0 0 0 0 -5 000 0 -5 000
        Unused credit limits opened
91317 -2 469 0 -2 469 -182 170 0 -182 170 -24 654 0 -24 654
        Unused guarantee limits
    Collateral on loans
        goods
91312 3 325 132 0 3 325 132 7 899 0 7 899 3 322 233 0 3 322 233
        securities
        precious metals
    Unprocessed payments
        Due to lack of funds in bank
        Due to lack of funds on client accounts
90902 87 498 0 87 498 579 0 579 84 263 0 84 263
    Other off-balance sheet accounts
        Accrued interest not yet received
        Written-off interest
91704 -13 157 0 -13 157 0 0 0 -13 157 0 -13 157
        Written-off loans to banks
        Written-off loans
91802 -13 449 0 -13 449 0 0 0 -13 449 0 -13 449
91803 -5 590 0 -5 590 0 0 0 -5 590 0 -5 590
CALCULATED RATIOS
    Credit card balances
    Past due ratio, total
    Past due ratio, individuals
    Past due ratio, corporates
    Past due ratio, entrepreneurs
    Past due ratio, corporates + entrepreneurs
    Risk-weighted assets

You can also get acquainted with balance sheet aggregation methodics.