Kuap. Ru - Balance sheet with turnover of УНИВЕРСАЛТРАСТ, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	UNIVERSALTRAST	add to comparison
Central Bank of Russia registration number: 3402

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Turnover by thous. rub.					Period change
ASSETS	274 320	245 606	195 885	143 597	-130 723	-47,7%
High liquid assets	140 279	115 833	100 068	10 967	-129 312	-92,2%
Cash and equivalents	46 254	25 673	9 173	10 415	-35 839	-77,5%
Cash	21 295	12 788	930	6 899	-14 396	-67,6%
in cash and en route	21 295	12 788	930	6 899	-14 396	-67,6%
Nostro account with Central Bank	24 959	12 885	8 243	3 516	-21 443	-85,9%
Nostro accounts	92 002	90 000	90 895	552	-91 450	-99,4%
Residents	92 002	90 000	90 895	552	-91 450	-99,4%
Provision for impairment of high-liquid assets	2 023	160	-	-	-2 023	-100,0%
Interest-earning assets	120 256	126 324	3 524	18 407	-101 849	-84,7%
Dues from banks	90 000	90 000	900	-	-90 000	-100,0%
Residents	90 000	90 000	-	-	-90 000	-100,0%
up to 30 days	90 000	90 000	-	-	-90 000	-100,0%
Provision for impairment of loans to banks	-	-	900	-	-	-
Securities	3 692	10 451	429	460	-3 232	-87,5%
Promissory notes	3 692	10 451	429	460	-3 232	-87,5%
Corporate	511	10 420	429	460	-51	-10,0%
Provision for impairment of promissory notes	3 181	31	-	-	-3 181	-100,0%
Loans to corporate clients	1 015	547	909	96	-919	-90,5%
residents	1 015	547	909	-	-1 015	-100,0%
up to 30 days	1 015	547	909	-	-1 015	-100,0%
up to 1 year	-	-	-	-	-	-
up to 3 years	-	-	-	-	-	-
more than 3 years	-	-	-	-	-	-
Provision for impairment of corporate loans	-	-	-	96	96	-
residents	-	-	-	96	96	-
Loans to individuals	25 549	25 326	1 286	17 851	-7 698	-30,1%
Standard	21 967	23 500	1 000	15 000	-6 967	-31,7%
up to 180 days	15 000	-	-	-	-15 000	-100,0%
up to 1 year	-	-	-	-	-	-
up to 3 years	6 967	23 500	-	15 000	8 033	115,3%
more than 3 years	-	-	1 000	-	-	-
Past-due	87	122	126	171	84	96,6%
Past-due	87	122	126	171	84	96,6%
Provision for impairment of loans to individuals	3 495	1 704	160	2 680	-815	-23,3%
Provision for impairment of loans past-due	-	-	-	-	-	-
Other assets	13 785	3 449	92 293	114 223	100 438	728,6%
Mandatory reserves with Central Bank	369	-	-	-	-369	-100,0%
Premises and equipment	9 974	7	-	1 198	-8 776	-88,0%
Purchase cost	9 974	7	-	1 132	-8 842	-88,7%
Depreciation	-	-	-	66	66	-
Accrued interest not yet received	2 577	2 863	982	2 361	-216	-8,4%
Other assets	665	579	91 301	92 064	91 399	13 744,2%
Provision for impairment of other assets	200	-	10	18 600	18 400	9 200,0%
LIABILITIES	232 431	25 884	83 989	124 191	-108 240	-46,6%
On demand	169 001	25 046	63 148	16 317	-152 684	-90,3%
Corporate clients	169 001	25 046	63 148	16 317	-152 684	-90,3%
Residents	169 001	25 046	63 148	16 317	-152 684	-90,3%
Term	28 500	-	-	-	-28 500	-100,0%
Corporate clients	28 500	-	-	-	-28 500	-100,0%
Residents	28 500	-	-	-	-28 500	-100,0%
up to 180 days	7 000	-	-	-	-7 000	-100,0%
up to 1 year	11 800	-	-	-	-11 800	-100,0%
up to 3 years	9 700	-	-	-	-9 700	-100,0%
Securities issued	31 500	-	12 500	2 500	-29 000	-92,1%
Promissory notes	31 500	-	12 500	2 500	-29 000	-92,1%
on demand	21 500	-	-	2 500	-19 000	-88,4%
up to 180 days	10 000	-	10 500	-	-10 000	-100,0%
up to 1 year	-	-	2 000	-	-	-
Other liabilities	3 430	838	8 341	105 374	101 944	2 972,1%
Other liabilities	2 171	838	6 237	53 212	51 041	2 351,0%
Accrued interest not yet paid	1 259	-	-	215	-1 044	-82,9%
Liabilities past-due	-	-	2 104	51 947	51 947	-
EQUITY	14 689	130 587	97 274	177 538	162 849	1 108,6%
Capital	-	-	90 000	-	-	-
Profit from previous years	-	63 262	-	126 581	126 581	-
Retained earnings from previous years	-	63 262	-	126 581	126 581	-
Current year profit	14 629	67 256	7 274	50 957	36 328	248,3%
Current year retained earnings	14 629	67 256	7 274	50 957	36 328	248,3%
Future expenses	60	69	-	-	-60	-100,0%
OFF-BALANCE SHEET	11 391	1 221	16 509	56 206	44 815	393,4%
Contingent liabilities	11 015	547	1 660	-	-11 015	-100,0%
Guarantees issued	10 000	-	400	-	-10 000	-100,0%
Unused credit limits opened	1 015	547	1 260	-	-1 015	-100,0%
Collateral on loans	-	-	12 610	54 100	54 100	-
goods	-	-	2 110	51 600	51 600	-
securities	-	-	10 500	2 500	2 500	-
Other off-balance sheet accounts	376	674	2 239	2 106	1 730	460,1%
Accrued interest not yet received	376	674	2 239	2 106	1 730	460,1%
Past due ratio, total	-	-	-	-	-	-
Past due ratio, individuals	-	-	-	-	-	-
Past due ratio, corporates	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-