Kuap. Ru - Balance sheet with turnover of ГРАНД ИНВЕСТ БАНК, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	GRAND INVEST BANK	add to comparison
Central Bank of Russia registration number: 3053 complies with 214-FZ (equity construction)

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Balance sheet position, thous. rub.	01.08.2018	>> Turnover >>		Turnover / amount	Turnover / assets	Period change
ASSETS	4 440 683	122 779 864	2 465 910	27,6	49,8	-1 974 773	-44,5%
High liquid assets	752 170	65 485 244	1 174 889	87,1	26,6	422 719	56,2%
Cash and equivalents	168 503	2 894 747	178 877	17,2	1,2	10 374	6,2%
Cash	46 102	269 908	58 066	5,9	0,1	11 964	26,0%
in cash and en route	46 102	269 908	58 066	5,9	0,1	11 964	26,0%
Nostro account with Central Bank	122 401	2 626 429	120 811	21,5	1,1	-1 590	-1,3%
Nostro accounts	92 368	4 535 025	29 495	49,1	1,8	-62 873	-68,1%
Non-residents	90 490	3 634 556	21 172	40,2	1,5	-69 318	-76,6%
Residents	1 878	906 914	8 323	482,9	0,4	6 445	343,2%
Money in transfer	137 154	30 391 375	10 554	221,6	12,3	-126 600	-92,3%
Exchange accounts	354 162	27 853 560	955 970	78,6	11,3	601 808	169,9%
Provision for impairment of high-liquid assets	-17	10	-7	0,6	0,0	10	-58,8%
Interest-earning assets	3 144 321	10 279 832	749 796	3,3	4,2	-2 394 525	-76,2%
Dues from banks	631 363	8 429 009	3 752	13,4	3,4	-627 611	-99,4%
Central Bank of Russia	-	470 000	-	-	-	-	-
Residents	631 363	7 959 009	3 752	12,6	3,2	-627 611	-99,4%
up to 30 days	631 363	7 959 009	3 752	12,6	3,2	-627 611	-99,4%
Provision for impairment of loans to banks	-	-	-	-	-	-	-
Securities	1 600 132	1 626 807	-	1,0	0,7	-1 600 132	-100,0%
Bonds	1 600 132	1 626 807	-	1,0	0,7	-1 600 132	-100,0%
Federal Loan Bonds (OFZs), OBRs	1 612 759	1 616 916	-	1,0	0,7	-1 612 759	-100,0%
Corporate foreign bonds	-	-	-	-	-	-	-
Valuation allowance	-12 627	22 518	-	1,8	0,0	12 627	-100,0%
Loans to corporate clients	149 148	166 641	17 890	1,1	0,1	-131 258	-88,0%
residents	173 831	160 199	38 499	0,9	0,1	-135 332	-77,9%
up to 30 days	-	-	-	-	-	-	-
up to 1 year	105 598	102 953	2 645	1,0	0,0	-102 953	-97,5%
up to 3 years	68 233	57 246	13 295	0,8	0,0	-54 938	-80,5%
more than 3 years	-	22 559	22 559	-	-	22 559	-
Past-due	141 046	5 176	144 166	0,0	0,0	3 120	2,2%
residents	141 046	5 176	144 166	0,0	0,0	3 120	2,2%
Provision for impairment of corporate loans	-165 729	5 325	-164 775	0,0	0,0	954	-0,6%
residents	-165 729	5 325	-164 775	0,0	0,0	954	-0,6%
Loans to private entrepreneurs	320	23	297	0,1	0,0	-23	-7,2%
more than 3 years	320	23	297	0,1	0,0	-23	-7,2%
Loans to individuals	763 358	57 352	727 857	0,1	0,0	-35 501	-4,7%
Standard	832 870	49 537	792 737	0,1	0,0	-40 133	-4,8%
up to 3 years	43 444	314	43 130	0,0	0,0	-314	-0,7%
more than 3 years	789 426	49 223	749 607	0,1	0,0	-39 819	-5,0%
Memo: mortgage loans	883 078	-	845 140	0,0	0,0	-37 938	-4,3%
Past-due	49 491	6 951	50 606	0,1	0,0	1 115	2,3%
Past-due	49 491	6 951	50 606	0,1	0,0	1 115	2,3%
Memo: mortgage loans past-due	45 046	-	46 216	0,0	0,0	1 170	2,6%
Provision for impairment of loans to individuals	-119 003	5 511	-115 486	0,0	0,0	3 517	-3,0%
Provision for impairment of loans past-due	-	-	-	-	-	-	-
Other assets	544 192	47 437 507	541 225	87,2	19,2	-2 967	-0,5%
Mandatory reserves with Central Bank	30 181	1 899	28 282	0,1	0,0	-1 899	-6,3%
Premises and equipment	101 042	1 610 339	100 590	15,9	0,7	-452	-0,4%
Purchase cost	170 158	1 609 886	168 832	9,5	0,7	-1 326	-0,8%
Depreciation	-69 116	1 327	-68 242	0,0	0,0	874	-1,3%
Accrued interest not yet received	6 087	14 399	5 750	2,4	0,0	-337	-5,5%
Other assets	492 215	45 808 440	486 832	93,1	18,6	-5 383	-1,1%
Provision for impairment of other assets	-85 333	7 534	-80 229	0,1	0,0	5 104	-6,0%
LIABILITIES	2 274 597	60 294 270	296 075	26,5	24,5	-1 978 522	-87,0%
Dues to banks	-	399 999	-	-	-	-	-
Term	-	399 999	-	-	-	-	-
Residents	-	399 999	-	-	-	-	-
up to 30 days	-	399 999	-	-	-	-	-
On demand	1 202 719	4 691 044	208 388	3,9	1,9	-994 331	-82,7%
Corporate clients	520 208	3 027 603	92 678	5,8	1,2	-427 530	-82,2%
Residents	347 662	2 817 690	90 025	8,1	1,1	-257 637	-74,1%
Non-residents	172 546	209 913	2 653	1,2	0,1	-169 893	-98,5%
Individuals	682 511	1 663 441	115 710	2,4	0,7	-566 801	-83,0%
Residents	653 108	1 604 196	113 844	2,5	0,7	-539 264	-82,6%
Non-residents	29 403	59 245	1 866	2,0	0,0	-27 537	-93,7%
Term	1 049 821	1 511 430	66 950	1,4	0,6	-982 871	-93,6%
Corporate clients	526 883	1 040 555	-	2,0	0,4	-526 883	-100,0%
Residents	526 883	1 040 555	-	2,0	0,4	-526 883	-100,0%
up to 30 days	126 000	630 500	-	5,0	0,3	-126 000	-100,0%
up to 180 days	400 883	410 055	-	1,0	0,2	-400 883	-100,0%
up to 1 year	-	-	-	-	-	-	-
Individuals	522 938	470 875	66 950	0,9	0,2	-455 988	-87,2%
residents	494 938	442 702	66 950	0,9	0,2	-427 988	-86,5%
up to 180 days	436 688	382 845	65 296	0,9	0,2	-371 392	-85,0%
up to 1 year	22 995	23 828	459	1,0	0,0	-22 536	-98,0%
up to 3 years	35 255	36 029	1 195	1,0	0,0	-34 060	-96,6%
non-residents	28 000	28 173	-	1,0	0,0	-28 000	-100,0%
up to 180 days	28 000	28 173	-	1,0	0,0	-28 000	-100,0%
Securities issued	3 033	3 280	-	1,1	0,0	-3 033	-100,0%
Promissory notes	3 033	3 280	-	1,1	0,0	-3 033	-100,0%
up to 3 years	-	-	-	-	-	-	-
more than 3 years	3 280	3 280	-	1,0	0,0	-3 280	-100,0%
Discount accrued	-247	247	-	1,0	0,0	247	-100,0%
Other liabilities	19 024	53 690 230	20 737	2 822,2	21,8	1 713	9,0%
Other liabilities	13 580	53 688 558	17 675	3 953,5	21,8	4 095	30,2%
Accrued interest not yet paid	2 619	4 054	237	1,5	0,0	-2 382	-91,0%
Deferred tax liabilities	2 825	-	2 825	0,0	0,0	-	0,0%
EQUITY	2 166 086	492 943	2 169 835	0,2	0,2	3 749	0,2%
Capital	1 268 980	23 173	1 281 607	0,0	0,0	12 627	1,0%
Profit from previous years	821 132	-	821 132	0,0	0,0	-	0,0%
Retained earnings from previous years	821 132	-	821 132	0,0	0,0	-	0,0%
Current year profit	76 779	478 646	67 887	6,2	0,2	-8 892	-11,6%
Current year retained earnings	76 779	478 646	67 887	6,2	0,2	-8 892	-11,6%
Future expenses	-805	16	-791	0,0	0,0	14	-1,7%
OFF-BALANCE SHEET	3 704 076	1 219 358	2 623 531	0,3	0,5	-1 080 545	-29,2%
Unused credit limits available	15 000	-	15 000	0,0	0,0	-	0,0%
Contingent liabilities	-1 000	-	-1 000	0,0	0,0	-	0,0%
Guarantees issued	-1 000	-	-1 000	0,0	0,0	-	0,0%
Unused credit limits opened	-	-	-	-	-	-	-
Collateral on loans	3 601 910	1 172 172	2 489 100	0,3	0,5	-1 112 810	-30,9%
goods	1 660 666	1 077 203	612 422	0,6	0,4	-1 048 244	-63,1%
securities	1 941 244	94 969	1 876 678	0,0	0,0	-64 566	-3,3%
Unprocessed payments	63 146	41 774	93 152	0,7	0,0	30 006	47,5%
Due to lack of funds on client accounts	63 146	41 774	93 152	0,7	0,0	30 006	47,5%
Other off-balance sheet accounts	25 020	5 412	27 279	0,2	0,0	2 259	9,0%
Accrued interest not yet received	60 020	5 412	62 279	0,1	0,0	2 259	3,8%
Written-off interest	-25 870	-	-25 870	0,0	0,0	-	0,0%
Written-off loans	-9 130	-	-9 130	0,0	0,0	-	0,0%
Past due ratio, total	1 591	-	1 898	0,0	0,0	307	19,3%
Past due ratio, individuals	561	-	600	0,0	0,0	39	7,0%
Past due ratio, corporates	4 479	-	7 892	0,0	0,0	3 413	76,2%
Past due ratio, entrepreneurs	-	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	4 475	-	7 880	0,0	0,0	3 405	76,1%
Risk-weighted assets	3 202 506	-	2 879 367	0,0	0,0	-323 139	-10,1%