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	SIBIRGAZBANKI want to buy a report	add to comparison
Central Bank of Russia registration number: 3042

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Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Aggregated balance
• Balance sheets w/o corrections
• Balance turnover
• Turnover dynamics
• Currency balance
• Form 101
• Profitability

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.

Balance sheet position, thous. rub.	01.06.2011	>> Turnover >>	01.07.2011 01.06.2011 01.05.2011 01.04.2011 01.03.2011 01.02.2011 01.01.2011 01.12.2010 01.11.2010 01.10.2010 01.09.2010 01.08.2010 01.07.2010 01.06.2010 01.05.2010 01.04.2010 01.03.2010 01.02.2010 01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009 01.08.2009 01.07.2009 01.06.2009 01.05.2009 01.04.2009 01.03.2009 01.02.2009 01.01.2009 01.12.2008 01.11.2008 01.10.2008 01.09.2008 01.08.2008 01.07.2008 01.06.2008 01.05.2008 01.04.2008 01.03.2008 01.02.2008 01.01.2008	Turnover / amount	Turnover / assets	Period change
ASSETS	961 159	11 669 356	668 345	12,1	17,5	-292 814	-30,5%
High liquid assets	193 654	8 767 848	51 569	45,3	13,1	-142 085	-73,4%
Cash and equivalents	134 570	3 270 253	44 564	24,3	4,9	-90 006	-66,9%
Cash	70 567	342 972	22 207	4,9	0,5	-48 360	-68,5%
in cash and en route	56 903	320 558	22 207	5,6	0,5	-34 696	-61,0%
in ATMs	13 664	22 414	-	1,6	0,0	-13 664	-100,0%
Nostro account with Central Bank	64 003	2 927 281	22 357	45,7	4,4	-41 646	-65,1%
Nostro accounts	39 715	2 827 933	6 318	71,2	4,2	-33 397	-84,1%
Residents	39 715	2 827 933	6 318	71,2	4,2	-33 397	-84,1%
Money in transfer	19 369	2 669 662	687	137,8	4,0	-18 682	-96,5%
Interest-earning assets	390 929	2 774 226	271 841	7,1	4,2	-119 088	-30,5%
Dues from banks	350 000	2 725 000	260 000	7,8	4,1	-90 000	-25,7%
Residents	350 000	2 725 000	260 000	7,8	4,1	-90 000	-25,7%
up to 30 days	200 000	2 725 000	110 000	13,6	4,1	-90 000	-45,0%
more than 180 days	150 000	-	150 000	0,0	0,0	-	0,0%
Loans to corporate clients	5 752	303	5 449	0,1	0,0	-303	-5,3%
Past-due	5 752	303	5 449	0,1	0,0	-303	-5,3%
residents	5 752	303	5 449	0,1	0,0	-303	-5,3%
Loans to private entrepreneurs	11 557	17 040	-	1,5	0,0	-11 557	-100,0%
Past-due	11 557	17 040	-	1,5	0,0	-11 557	-100,0%
Loans to individuals	42 883	31 141	13 467	0,7	0,0	-29 416	-68,6%
Standard	43 302	30 000	13 302	0,7	0,0	-30 000	-69,3%
up to 180 days	5 500	5 500	-	1,0	0,0	-5 500	-100,0%
up to 1 year	21 012	10 246	10 766	0,5	0,0	-10 246	-48,8%
up to 3 years	10 283	10 283	-	1,0	0,0	-10 283	-100,0%
more than 3 years	6 507	3 971	2 536	0,6	0,0	-3 971	-61,0%
Past-due	2 163	1 139	1 804	0,5	0,0	-359	-16,6%
Past-due	2 163	1 139	1 804	0,5	0,0	-359	-16,6%
Provision for impairment of loans to individuals	-2 582	945	-1 639	0,4	0,0	943	-36,5%
Provision for impairment of loans past-due	-19 263	12 930	-7 075	0,7	0,0	12 188	-63,3%
Other assets	376 576	127 282	344 935	0,3	0,2	-31 641	-8,4%
Mandatory reserves with Central Bank	19 454	12 042	7 412	0,6	0,0	-12 042	-61,9%
Premises and equipment	293 997	66 366	285 981	0,2	0,1	-8 016	-2,7%
Purchase cost	443 581	64 506	427 320	0,1	0,1	-16 261	-3,7%
Depreciation	-149 584	10 105	-141 339	0,1	0,0	8 245	-5,5%
Accrued interest not yet received	439	1 915	225	4,4	0,0	-214	-48,7%
Non-current assets	53 201	12 154	42 220	0,2	0,0	-10 981	-20,6%
Other assets	14 833	34 755	12 725	2,3	0,1	-2 108	-14,2%
Provision for impairment of other assets	-5 348	1 770	-3 628	0,3	0,0	1 720	-32,2%
LIABILITIES	393 811	744 752	129 506	1,9	1,1	-264 305	-67,1%
Dues to banks	12 433	45 198	-	3,6	0,1	-12 433	-100,0%
On demand	-	-	-	-	-	-	-
Residents	-	-	-	-	-	-	-
Term	5 774	28 238	-	4,9	0,0	-5 774	-100,0%
Residents	5 774	28 238	-	4,9	0,0	-5 774	-100,0%
up to 30 days	5 774	27 221	-	4,7	0,0	-5 774	-100,0%
up to 180 days	-	1 017	-	-	-	-	-
Other dues to banks	6 659	16 960	-	2,5	0,0	-6 659	-100,0%
On demand	266 626	383 946	103 363	1,4	0,6	-163 263	-61,2%
Corporate clients	90 770	291 562	3 844	3,2	0,4	-86 926	-95,8%
Residents	90 766	291 562	3 840	3,2	0,4	-86 926	-95,8%
Non-residents	4	-	4	0,0	0,0	-	0,0%
Individuals	175 292	91 332	99 483	0,5	0,1	-75 809	-43,2%
Residents	174 215	90 981	98 690	0,5	0,1	-75 525	-43,4%
Non-residents	1 077	351	793	0,3	0,0	-284	-26,4%
Brokerage accounts	564	1 052	36	1,9	0,0	-528	-93,6%
Residents	564	1 052	36	1,9	0,0	-528	-93,6%
Term	20 512	15 668	6 197	0,8	0,0	-14 315	-69,8%
Corporate clients	14	11	3	0,8	0,0	-11	-78,6%
Residents	14	11	3	0,8	0,0	-11	-78,6%
up to 30 days	14	11	3	0,8	0,0	-11	-78,6%
Individuals	20 498	15 657	6 194	0,8	0,0	-14 304	-69,8%
residents	20 097	15 656	5 794	0,8	0,0	-14 303	-71,2%
up to 30 days	402	338	82	0,8	0,0	-320	-79,6%
up to 3 years	19 695	15 318	5 712	0,8	0,0	-13 983	-71,0%
non-residents	401	1	400	0,0	0,0	-1	-0,2%
up to 30 days	1	1	-	1,0	0,0	-1	-100,0%
up to 3 years	400	-	400	0,0	0,0	-	0,0%
Securities issued	6 451	6 455	-	1,0	0,0	-6 451	-100,0%
Promissory notes	6 451	6 455	-	1,0	0,0	-6 451	-100,0%
more than 180 days	6 455	6 455	-	1,0	0,0	-6 455	-100,0%
Discount accrued	-4	4	-	1,0	0,0	4	-100,0%
Other liabilities	87 789	293 485	19 946	3,3	0,4	-67 843	-77,3%
Other liabilities	87 693	293 398	19 919	3,3	0,4	-67 774	-77,3%
Accrued interest not yet paid	96	87	27	0,9	0,0	-69	-71,9%
EQUITY	567 348	60 896	538 839	0,1	0,1	-28 509	-5,0%
Capital	282 043	3 382	278 661	0,0	0,0	-3 382	-1,2%
Profit from previous years	273 406	3 382	276 788	0,0	0,0	3 382	1,2%
Retained earnings from previous years	273 406	3 382	276 788	0,0	0,0	3 382	1,2%
Current year profit	14 223	57 504	-14 552	4,0	0,1	-28 775	-202,3%
Current year retained earnings	14 223	57 504	-14 552	4,0	0,1	-28 775	-202,3%
Future expenses	-2 324	276	-2 058	0,1	0,0	266	-11,4%
OFF-BALANCE SHEET	96 240	55 874	44 724	0,6	0,1	-51 516	-53,5%
Contingent liabilities	-9 188	25	-9 188	0,0	0,0	-	0,0%
Guarantees issued	-9 188	-	-9 188	0,0	0,0	-	0,0%
Unused credit limits opened	-	25	-	-	-	-	-
Collateral on loans	128 629	50 793	77 836	0,4	0,1	-50 793	-39,5%
goods	44 770	23 194	21 576	0,5	0,0	-23 194	-51,8%
securities	83 859	27 599	56 260	0,3	0,0	-27 599	-32,9%
Other off-balance sheet accounts	-23 201	5 779	-23 924	0,2	0,0	-723	3,1%
Accrued interest not yet received	1 918	5 779	1 195	3,0	0,0	-723	-37,7%
Written-off interest	-10 311	-	-10 311	0,0	0,0	-	0,0%
Written-off loans	-14 808	-	-14 808	0,0	0,0	-	0,0%
Past due ratio, total	3 102	-	3 529	0,0	0,0	427	13,8%
Past due ratio, individuals	476	-	1 194	0,0	0,0	718	150,8%
Past due ratio, corporates	10 000	-	10 000	0,0	0,0	-	0,0%
Past due ratio, entrepreneurs	10 000	-	-	0,0	0,0	-10 000	-100,0%
Past due ratio, corporates + entrepreneurs	10 000	-	10 000	0,0	0,0	-	0,0%

You can also get acquainted with balance sheet aggregation methodics.