Kuap. Ru - Balance sheet with turnover of ЭКОНОМИЧЕСКИЙ СОЮЗ, analysis of turnover of bank's accounts

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	EKONOMICHESKIY SOYUZ	add to comparison
Central Bank of Russia registration number: 2798

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.


Balance sheet position, thous. rub.	01.02.2017	>> Turnover >>		Turnover / amount	Turnover / assets	Period change
ASSETS	3 027 371	2 749 054	2 487 081	0,9	1,1	-540 290	-17,8%
High liquid assets	87 100	611 229	15 638	7,0	0,2	-71 462	-82,0%
Cash and equivalents	61 106	515 990	4 275	8,4	0,2	-56 831	-93,0%
Cash	57 204	389 862	4 275	6,8	0,2	-52 929	-92,5%
in cash and en route	55 236	387 432	4 275	7,0	0,2	-50 961	-92,3%
in ATMs	1 968	2 430	-	1,2	0,0	-1 968	-100,0%
Nostro account with Central Bank	3 902	126 128	-	32,3	0,1	-3 902	-100,0%
Nostro accounts	9 858	41 254	7 290	4,2	0,0	-2 568	-26,0%
Residents	9 858	41 254	7 290	4,2	0,0	-2 568	-26,0%
Money in transfer	13 295	41 427	4 720	3,1	0,0	-8 575	-64,5%
Exchange accounts	3 489	12 558	-	3,6	0,0	-3 489	-100,0%
Provision for impairment of high-liquid assets	-648	1	-647	0,0	0,0	1	-0,2%
Interest-earning assets	2 681 711	1 229 613	2 199 138	0,5	0,5	-482 573	-18,0%
Dues from banks	6 197	480	5 967	0,1	0,0	-230	-3,7%
Residents	6 197	480	5 967	0,1	0,0	-230	-3,7%
up to 30 days	6 197	480	5 967	0,1	0,0	-230	-3,7%
Loans to corporate clients	2 001 455	1 010 671	1 511 172	0,5	0,4	-490 283	-24,5%
residents	2 285 352	725 408	1 560 592	0,3	0,3	-724 760	-31,7%
up to 180 days	186 590	182 000	4 590	1,0	0,1	-182 000	-97,5%
up to 1 year	691 392	250 183	441 857	0,4	0,1	-249 535	-36,1%
up to 3 years	750 314	217 638	532 676	0,3	0,1	-217 638	-29,0%
more than 3 years	657 056	75 587	581 469	0,1	0,0	-75 587	-11,5%
Past-due	33 720	414 896	321 740	12,3	0,2	288 020	854,2%
residents	33 720	414 896	321 740	12,3	0,2	288 020	854,2%
Provision for impairment of corporate loans	-317 617	158 387	-371 160	0,5	0,1	-53 543	16,9%
residents	-317 617	158 387	-371 160	0,5	0,1	-53 543	16,9%
Loans to private entrepreneurs	81 890	657	83 357	0,0	0,0	1 467	1,8%
up to 180 days	-	-	-	-	-	-	-
up to 1 year	165 000	-	165 000	0,0	0,0	-	0,0%
up to 3 years	250	-	250	0,0	0,0	-	0,0%
Past-due	3 241	-	3 241	0,0	0,0	-	0,0%
Provision for impairment of loans to private entrepreneurs	-86 601	657	-85 134	0,0	0,0	1 467	-1,7%
Loans to individuals	592 169	222 023	598 642	0,4	0,1	6 473	1,1%
Standard	724 476	170 835	676 698	0,2	0,1	-47 778	-6,6%
up to 30 days	51 444	51 948	2 500	1,0	0,0	-48 944	-95,1%
up to 180 days	91 016	36 119	55 000	0,4	0,0	-36 016	-39,6%
up to 1 year	466 390	119 950	503 619	0,3	0,0	37 229	8,0%
up to 3 years	115 450	-	115 450	0,0	0,0	-	0,0%
more than 3 years	176	47	129	0,3	0,0	-47	-26,7%
Past-due	13 371	74 067	83 889	5,5	0,0	70 518	527,4%
Past-due	13 371	74 067	83 889	5,5	0,0	70 518	527,4%
Provision for impairment of loans to individuals	-145 678	43 421	-161 945	0,3	0,0	-16 267	11,2%
Provision for impairment of loans past-due	-	-	-	-	-	-	-
Other assets	258 560	921 957	272 305	3,6	0,4	13 745	5,3%
Mandatory reserves with Central Bank	49 157	44 710	62 208	0,9	0,0	13 051	26,5%
Premises and equipment	192 506	1 099	191 632	0,0	0,0	-874	-0,5%
Purchase cost	252 200	225	252 251	0,0	0,0	51	0,0%
Depreciation	-59 694	925	-60 619	0,0	0,0	-925	1,5%
Accrued interest not yet received	54	7 974	47	147,7	0,0	-7	-13,0%
Other assets	9 083	865 132	9 806	95,2	0,3	723	8,0%
Provision for impairment of other assets	-2 867	3 071	-3 822	1,1	0,0	-955	33,3%
Deferred tax asset	10 627	1 807	12 434	0,2	0,0	1 807	17,0%
LIABILITIES	2 357 038	3 353 438	1 885 146	1,4	1,3	-471 892	-20,0%
Dues to banks	-	1 268	818	-	-	818	-
Other dues to banks	-	1 268	818	-	-	818	-
On demand	352 911	1 303 117	278 087	3,7	0,5	-74 824	-21,2%
Corporate clients	248 686	847 357	35 707	3,4	0,3	-212 979	-85,6%
Residents	248 686	846 973	35 707	3,4	0,3	-212 979	-85,6%
Non-residents	-	384	-	-	-	-	-
Individuals	104 225	593 915	242 380	5,7	0,2	138 155	132,6%
Residents	101 640	593 915	242 380	5,8	0,2	140 740	138,5%
Non-residents	2 585	-	-	0,0	0,0	-2 585	-100,0%
Term	1 570 548	298 154	1 417 353	0,2	0,1	-153 195	-9,8%
Corporate clients	80 000	65 000	15 000	0,8	0,0	-65 000	-81,3%
Residents	80 000	65 000	15 000	0,8	0,0	-65 000	-81,3%
up to 180 days	-	-	-	-	-	-	-
up to 1 year	80 000	65 000	15 000	0,8	0,0	-65 000	-81,3%
Individuals	1 490 548	233 154	1 402 353	0,2	0,1	-88 195	-5,9%
residents	1 490 469	233 081	1 402 347	0,2	0,1	-88 122	-5,9%
up to 30 days	-	-	-	-	-	-	-
up to 180 days	20	11	9	0,6	0,0	-11	-55,0%
up to 1 year	93	23	70	0,2	0,0	-23	-24,7%
up to 3 years	1 490 200	232 972	1 402 187	0,2	0,1	-88 013	-5,9%
more than 3 years	156	75	81	0,5	0,0	-75	-48,1%
non-residents	79	73	6	0,9	0,0	-73	-92,4%
up to 3 years	70	70	-	1,0	0,0	-70	-100,0%
more than 3 years	9	3	6	0,3	0,0	-3	-33,3%
Securities issued	406 608	788 454	42 817	1,9	0,3	-363 791	-89,5%
Promissory notes	406 608	788 454	42 817	1,9	0,3	-363 791	-89,5%
on demand	-	413 515	970	-	-	970	-
up to 30 days	-	-	-	-	-	-	-
up to 180 days	244 062	238 800	5 262	1,0	0,1	-238 800	-97,8%
up to 1 year	175 209	137 109	38 400	0,8	0,1	-136 809	-78,1%
Discount accrued	-12 663	10 848	-1 815	0,9	0,0	10 848	-85,7%
Other liabilities	26 971	1 082 363	146 071	40,1	0,4	119 100	441,6%
Other liabilities	13 216	966 411	39 552	73,1	0,4	26 336	199,3%
Accrued interest not yet paid	13 755	12 973	16 475	0,9	0,0	2 720	19,8%
Liabilities past-due	-	102 979	90 044	-	-	90 044	-
EQUITY	670 333	4 107 188	601 935	6,1	1,7	-68 398	-10,2%
Capital	586 430	-	586 430	0,0	0,0	-	0,0%
Profit from previous years	172 301	3 854 510	174 109	22,4	1,5	1 808	1,0%
Retained earnings from previous years	172 301	3 854 510	174 109	22,4	1,5	1 808	1,0%
Current year profit	-88 341	254 486	-160 317	2,9	0,1	-71 976	81,5%
Current year retained earnings	-88 341	254 486	-160 317	2,9	0,1	-71 976	81,5%
Future expenses	-57	1 770	1 713	31,1	0,0	1 770	-3 105,3%
OFF-BALANCE SHEET	2 836 795	587 498	2 728 008	0,2	0,2	-108 787	-3,8%
Unused credit limits available	165 000	-	165 000	0,0	0,0	-	0,0%
Contingent liabilities	-53 365	150 504	-36 743	2,8	0,1	16 622	-31,1%
Unused credit limits opened	-53 365	150 504	-36 743	2,8	0,1	16 622	-31,1%
Collateral on loans	2 314 123	260 375	2 053 748	0,1	0,1	-260 375	-11,3%
goods	2 059 123	5 375	2 053 748	0,0	0,0	-5 375	-0,3%
securities	255 000	255 000	-	1,0	0,1	-255 000	-100,0%
Unprocessed payments	358 680	159 249	478 860	0,4	0,1	120 180	33,5%
Due to lack of funds in bank	-	131 994	119 018	-	-	119 018	-
Due to lack of funds on client accounts	358 680	27 255	359 842	0,1	0,0	1 162	0,3%
Other off-balance sheet accounts	52 357	17 370	67 143	0,3	0,0	14 786	28,2%
Accrued interest not yet received	52 584	17 309	67 374	0,3	0,0	14 790	28,1%
Written-off interest	-50	-	-50	0,0	0,0	-	0,0%
Written-off loans	-177	61	-181	0,3	0,0	-4	2,3%
Credit card balances	51 444	51 948	2 500	1,0	0,0	-48 944	-95,1%
Past due ratio, total	156	-	1 454	0,0	0,0	1 298	832,1%
Past due ratio, individuals	181	-	1 103	0,0	0,0	922	509,4%
Past due ratio, corporates	145	-	1 709	0,0	0,0	1 564	1 078,6%
Past due ratio, entrepreneurs	192	-	192	0,0	0,0	-	0,0%
Past due ratio, corporates + entrepreneurs	149	-	1 585	0,0	0,0	1 436	963,8%
Risk-weighted assets	3 715 514	-	3 243 660	0,0	0,0	-471 854	-12,7%