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Central Bank of Russia registration number: 2653

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Balance Profit Profitability

IFRS reports

Financial analysis Statutory reports

• Aggregated balance
• Balance sheets w/o corrections
• Balance turnover
• Turnover dynamics
• Currency balance
• Form 101
• Profitability

On this page you can see aggregated balance sheet of the bank. Turnover equals to maximum of debit and credit turnover on balance sheet item for the month selected. Turnover analysis helps to highlight unusual operatios which can mean risky character of its activities. For example average cash turnover to net assets ratio on Russian banking system is 0,34. If cash turnover to net assets equals to 2-3 and payment processing is not this bank's primary business - this is the reason to think on this matter.

You can also get acquainted with balance sheet aggregation methodics.

Balance sheet position, thous. rub.	01.12.2009	>> Turnover >>	01.01.2010 01.12.2009 01.11.2009 01.10.2009 01.09.2009 01.08.2009 01.07.2009 01.06.2009 01.05.2009 01.04.2009 01.03.2009 01.02.2009 01.01.2009 01.12.2008 01.11.2008 01.10.2008 01.09.2008 01.08.2008 01.07.2008 01.06.2008 01.05.2008 01.04.2008 01.03.2008 01.02.2008 01.01.2008	Turnover / amount	Turnover / assets	Period change
ASSETS	118 146	328 119	125 513	2,8	2,6	7 367	6,2%
High liquid assets	33 620	317 808	41 731	9,5	2,5	8 111	24,1%
Cash and equivalents	33 620	317 808	41 731	9,5	2,5	8 111	24,1%
Cash	8 610	99 782	5 045	11,6	0,8	-3 565	-41,4%
in cash and en route	8 610	99 782	5 045	11,6	0,8	-3 565	-41,4%
Nostro account with Central Bank	25 010	221 591	36 686	8,9	1,8	11 676	46,7%
Interest-earning assets	43 419	9 651	43 040	0,2	0,1	-379	-0,9%
Loans to corporate clients	16 450	8 700	16 800	0,5	0,1	350	2,1%
residents	16 450	8 700	16 800	0,5	0,1	350	2,1%
up to 180 days	7 300	5 700	2 300	0,8	0,0	-5 000	-68,5%
up to 1 year	-	8 000	8 000	-	-	8 000	-
up to 3 years	9 150	2 650	6 500	0,3	0,0	-2 650	-29,0%
Loans to individuals	27 219	1 301	26 490	0,0	0,0	-729	-2,7%
Standard	27 051	1 301	26 313	0,0	0,0	-738	-2,7%
up to 1 year	40	63	63	1,6	0,0	23	57,5%
up to 3 years	27 011	1 261	26 250	0,0	0,0	-761	-2,8%
Past-due	281	9	290	0,0	0,0	9	3,2%
Past-due	281	9	290	0,0	0,0	9	3,2%
Provision for impairment of loans to individuals	-113	-	-113	0,0	0,0	-	0,0%
Provision for impairment of loans past-due	-250	-	-250	0,0	0,0	-	0,0%
Other assets	41 107	1 404	40 742	0,0	0,0	-365	-0,9%
Mandatory reserves with Central Bank	711	21	732	0,0	0,0	21	3,0%
Premises and equipment	38 715	447	38 564	0,0	0,0	-151	-0,4%
Purchase cost	52 633	305	52 505	0,0	0,0	-128	-0,2%
Depreciation	-13 918	142	-13 941	0,0	0,0	-23	0,2%
Accrued interest not yet received	-	9	-	-	-	-	-
Non-current assets	99	-	99	0,0	0,0	-	0,0%
Other assets	1 582	948	1 347	0,6	0,0	-235	-14,9%
LIABILITIES	61 510	318 966	69 112	5,2	2,5	7 602	12,4%
On demand	53 857	311 362	66 747	5,8	2,5	12 890	23,9%
Corporate clients	53 830	311 362	66 720	5,8	2,5	12 890	23,9%
Residents	53 830	311 362	66 720	5,8	2,5	12 890	23,9%
Individuals	27	-	27	0,0	0,0	-	0,0%
Residents	27	-	27	0,0	0,0	-	0,0%
Term	7 000	5 000	2 000	0,7	0,0	-5 000	-71,4%
Corporate clients	7 000	5 000	2 000	0,7	0,0	-5 000	-71,4%
Residents	7 000	5 000	2 000	0,7	0,0	-5 000	-71,4%
up to 180 days	5 000	5 000	-	1,0	0,0	-5 000	-100,0%
more than 3 years	2 000	-	2 000	0,0	0,0	-	0,0%
Other liabilities	653	7 892	365	12,1	0,1	-288	-44,1%
Other liabilities	653	7 892	365	12,1	0,1	-288	-44,1%
EQUITY	56 636	1 831	56 401	0,0	0,0	-235	-0,4%
Capital	57 575	-	57 575	0,0	0,0	-	0,0%
Profit from previous years	386	-	386	0,0	0,0	-	0,0%
Retained earnings from previous years	386	-	386	0,0	0,0	-	0,0%
Current year profit	-1 138	1 825	-1 374	1,6	0,0	-236	20,7%
Current year retained earnings	-1 138	1 825	-1 374	1,6	0,0	-236	20,7%
Future expenses	-187	7	-186	0,0	0,0	1	-0,5%
OFF-BALANCE SHEET	46 987	22 170	45 126	0,5	0,2	-1 861	-4,0%
Collateral on loans	46 939	22 161	45 069	0,5	0,2	-1 870	-4,0%
goods	46 939	22 161	45 069	0,5	0,2	-1 870	-4,0%
Other off-balance sheet accounts	48	9	57	0,2	0,0	9	18,8%
Accrued interest not yet received	48	9	57	0,2	0,0	9	18,8%
Past due ratio, total	64	-	67	0,0	0,0	3	4,7%
Past due ratio, individuals	103	-	109	0,0	0,0	6	5,8%
Past due ratio, corporates	-	-	-	-	-	-	-
Past due ratio, corporates + entrepreneurs	-	-	-	-	-	-	-

You can also get acquainted with balance sheet aggregation methodics.