Kuap. Ru - Balance sheet of ОБРАЗОВАНИЕ, analysis of f.101

Services

Support our website!

Headlines

Our rankings

Our subscriptions

Our statistics

Our links

	OBRAZOVANIE	add to comparison
Central Bank of Russia registration number: 1521 CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	41 680 601	41 680 601
High liquid assets	4 155 375	4 155 375
Cash and equivalents	3 031 175	3 031 175
Cash	1 985 513	1 985 513
in cash and en route	1 809 382	1 809 382
in ATMs	176 131	176 131
Nostro account with Central Bank	1 045 662	1 045 662
Nostro accounts	863 072	863 072
Non-residents	788 775	788 775
Residents	74 297	74 297
Money in transfer	79 728	79 728
Exchange accounts	181 400	181 400
Interest-earning assets	35 607 330	35 607 330
Dues from banks	1 463 666	1 463 666
Residents	1 463 666	1 463 666
up to 30 days	1 463 666	1 463 666
Loans past-due	2 800	2 800
residents	2 800	2 800
Provision for impairment of loans to banks	-2 800	-2 800
Securities	8 515 297	8 515 297
Bonds	8 134 119	8 134 119
Federal Loan Bonds (OFZs), OBRs	1 543 192	1 543 192
Corporate bonds	1 301 546	1 301 546
Financial institutions bonds	195 201	195 201
Corporate foreign bonds	5 882	5 882
Valuation allowance	110 999	110 999
Pledged under REPO	4 977 299	4 977 299
Promissory notes	39 204	39 204
Corporate	39 600	39 600
Provision for impairment of promissory notes	-396	-396
Mutual funds	341 974	341 974
Loans to corporate clients	23 178 483	23 178 483
residents	29 365 110	29 365 110
up to 30 days	879 432	879 432
up to 180 days	2 891 479	2 891 479
up to 1 year	17 316 324	17 316 324
up to 3 years	7 532 307	7 532 307
more than 3 years	745 568	745 568
non-residents	386	386
up to 3 years	386	386
state-owned enterprises	467 155	467 155
up to 1 year	337 091	337 091
up to 3 years	2 200	2 200
more than 3 years	127 864	127 864
Past-due	483 151	483 151
residents	473 016	473 016
state-owned enterprises	10 135	10 135
Provision for impairment of corporate loans	-7 137 319	-7 137 319
residents	-7 108 914	-7 108 914
state-owned enterprises	-28 405	-28 405
Loans to private entrepreneurs	123 451	123 451
up to 30 days	440	440
up to 180 days	600	600
up to 1 year	9 889	9 889
up to 3 years	19 956	19 956
more than 3 years	91 966	91 966
Past-due	10 730	10 730
Provision for impairment of loans to private entrepreneurs	-10 130	-10 130
Loans to individuals	2 326 433	2 326 433
Standard	2 410 857	2 410 857
up to 30 days	18 637	18 637
up to 180 days	20 000	20 000
up to 1 year	131 541	131 541
up to 3 years	432 392	432 392
more than 3 years	1 808 287	1 808 287
Past-due	23 880	23 880
Past-due	23 880	23 880
Provision for impairment of loans to individuals	-108 304	-108 304
Other assets	1 917 896	1 917 896
Mandatory reserves with Central Bank	283 745	283 745
Premises and equipment	207 265	207 265
Purchase cost	370 384	370 384
Depreciation	-163 119	-163 119
Accrued interest not yet received	220 937	220 937
Other assets	2 835 438	2 835 438
Provision for impairment of other assets	-1 674 204	-1 674 204
Deferred tax asset	44 715	44 715
LIABILITIES	37 638 544	37 638 544
Dues to banks	4 039 800	4 039 800
On demand	14 519	14 519
Residents	14 519	14 519
Term	4 007 833	4 007 833
Residents	4 007 833	4 007 833
up to 30 days	3 544 921	3 544 921
more than 180 days	462 912	462 912
Other dues to banks	17 448	17 448
On demand	6 792 068	6 792 068
Corporate clients	4 869 977	4 869 977
State-owned enterprises	111 251	111 251
Residents	4 758 726	4 758 726
Individuals	1 443 196	1 443 196
Residents	1 442 819	1 442 819
Non-residents	377	377
Brokerage accounts	478 895	478 895
Residents	478 863	478 863
Non-residents	32	32
Term	25 858 008	25 858 008
Corporate clients	3 886 150	3 886 150
Residents	3 886 150	3 886 150
up to 30 days	275 277	275 277
up to 180 days	691 068	691 068
up to 1 year	1 706 409	1 706 409
up to 3 years	234 151	234 151
more than 3 years	979 245	979 245
Individuals	21 971 858	21 971 858
residents	21 932 333	21 932 333
up to 180 days	410 942	410 942
up to 1 year	1 900 679	1 900 679
up to 3 years	18 914 951	18 914 951
more than 3 years	705 761	705 761
non-residents	39 525	39 525
up to 180 days	610	610
up to 1 year	6 449	6 449
up to 3 years	30 278	30 278
more than 3 years	2 188	2 188
Securities issued	626 295	626 295
Bonds	536	536
Promissory notes	625 759	625 759
on demand	16 900	16 900
up to 180 days	29 870	29 870
up to 3 years	589 811	589 811
more than 3 years	203	203
Discount accrued	-11 025	-11 025
Other liabilities	322 373	322 373
Other liabilities	124 171	124 171
Accrued interest not yet paid	161 112	161 112
Deferred tax liabilities	37 090	37 090
EQUITY	4 042 058	4 042 058
Capital	3 660 630	3 660 630
Profit from previous years	299 733	299 733
Retained earnings from previous years	299 733	299 733
Current year profit	96 387	96 387
Current year retained earnings	96 387	96 387
Future expenses	-14 692	-14 692
OFF-BALANCE SHEET	11 174 581	11 174 581
Unused credit limits available	1 470 000	1 470 000
Contingent liabilities	-12 227 891	-12 227 891
Guarantees issued	-5 979 411	-5 979 411
Unused credit limits opened	-4 169 902	-4 169 902
Unused guarantee limits	-2 078 578	-2 078 578
Collateral on loans	20 765 434	20 765 434
goods	18 484 952	18 484 952
securities	2 280 482	2 280 482
Unprocessed payments	1 065 833	1 065 833
Due to lack of funds on client accounts	1 065 833	1 065 833
Other off-balance sheet accounts	101 205	101 205
Accrued interest not yet received	141 417	141 417
Written-off interest	-5 968	-5 968
Written-off loans	-34 244	-34 244
Credit card balances	18 637	18 637
Risk-weighted assets	53 089 850	53 089 850
Reserve rates:
Loans to banks:	-0,19%	-100,0%
Customer loans, total:	-21,98%	-100,0%
including corporate loans:	-23,47%	-100,0%
including individual loans:	-4,45%	-100,0%
Past-due rate:	-1,57%	-100,0%
corporate clients:	-1,62%	-100,0%
individuals:	-0,98%	-100,0%

You can also get acquainted with balance sheet aggregation methodics.

RSS-канал. Telegram: http://t.me/kuapru
If you have proposals or questions on using our site materials, please write us letters.