Kuap. Ru - Financial analysis of the bank СЕВЕРСТРОЙБАНК, key financial ratios, bank's reports analysis

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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

SEVERSTROYBANK

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Central Bank of Russia registration number: 3507

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA-0,60%-1,04%-3,19%0,00%0,30%-0,68%-0,64%-3,20%6,62%4,68%4,01%5,89%
RoE-0,80%-1,30%-3,87%0,00%0,37%-0,82%-0,77%-3,57%7,17%4,98%4,26%6,32%
Leverage
cap. adequacy
1,3 / 74,6%1,2 / 80,3%1,2 / 82,5%1,3 / 78,5%1,2 / 82,9%1,2 / 83,8%1,2 / 83,7%1,1 / 89,8%1,1 / 92,2%1,1 / 94,0%1,1 / 94,3%1,1 / 93,1%
NIM8,02%8,47%8,10%0,00%6,23%4,36%3,18%0,23%10,43%10,88%10,68%10,48%
Return on
assets
8,00%8,32%8,44%0,00%8,55%8,60%8,67%9,41%10,57%11,41%11,44%12,42%
Cost of
liabilities
2,47%3,27%4,23%0,00%9,84%12,32%16,06%37,99%5,43%6,73%5,26%3,42%
Net
spread
5,53%5,05%4,21%0,00%-1,29%-3,72%-7,39%-28,58%5,14%4,68%6,18%9,00%
Cost /
income
101,38%100,18%112,46%0,00%136,63%184,29%278,20%1015,92%90,70%82,99%88,44%104,71%
Cost of
assets
8,63%9,17%9,83%0,00%8,80%7,96%8,09%8,26%10,29%10,03%10,49%12,37%
Net
assets
448 438414 516402 556430 473405 734401 772400 034376 095358 731346 369341 947340 743
Average
equity
334 713332 869332 126337 783336 438336 767334 999337 548330 903325 619322 515317 311
Average
% assets
440 969413 157402 209425 539404 186403 675399 365372 325368 284347 967355 970356 358
Average
% liabilities
105 93874 80364 63785 23260 24859 47960 85934 67425 38718 24417 51621 727
NII35 40826 25016 3007 56425 21213 2116 36421638 43028 40019 0169 342
NCI2 3771 9581 1126731 9431 1667514531 5371 130736357
NCI / NII6,7%7,5%6,8%8,9%7,7%8,8%11,8%209,7%4,0%4,0%3,9%3,8%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA0,49%3,06%-4,90%0,00%3,28%-0,77%1,71%-3,20%12,91%6,12%2,16%5,89%
RoE0,65%3,81%-5,94%0,00%3,96%-0,92%2,05%-3,57%14,00%6,51%2,29%6,32%
Leverage
cap. adequacy
1,3 / 74,6%1,2 / 80,3%1,2 / 82,5%1,3 / 78,5%1,2 / 82,9%1,2 / 83,8%1,2 / 83,7%1,1 / 89,8%1,1 / 92,2%1,1 / 94,0%1,1 / 94,3%1,1 / 93,1%
NIM8,30%9,63%8,68%0,00%11,87%6,78%6,15%0,23%10,89%10,78%10,87%10,48%
Return on
assets
8,64%8,52%8,45%0,00%8,44%8,64%8,58%9,41%9,96%10,82%10,44%12,42%
Cost of
liabilities
2,94%2,49%3,01%0,00%2,88%4,09%10,47%37,99%7,21%10,10%6,27%3,42%
Net
spread
5,70%6,03%5,44%0,00%5,56%4,55%-1,89%-28,58%2,75%0,72%4,17%9,00%
Cost /
income
105,05%80,07%98,05%0,00%88,68%109,90%167,61%1015,92%112,76%71,99%72,71%104,71%
Cost of
assets
8,81%8,34%8,96%0,00%11,39%7,95%8,48%8,26%13,26%8,65%8,77%12,37%
Net
assets
448 438414 516402 556430 473405 734401 772400 034376 095358 731346 369341 947340 743
Average
equity
334 713332 869332 126337 783336 438336 767334 999337 548330 903325 619322 515317 311
Average
% assets
440 969413 157402 209425 539404 186403 675399 365372 325368 284347 967355 970356 358
Average
% liabilities
105 93874 80364 63785 23260 24859 47960 85934 67425 38718 24417 51621 727
NII9 1589 9508 7367 56412 0016 8476 14821610 0309 3849 6749 342
NCI419846439673777415298453407394379357
NCI / NII4,6%8,5%5,0%8,9%6,5%6,1%4,8%209,7%4,1%4,2%3,9%3,8%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.