Kuap. Ru - Assessment of financial solvency of the bank МЕСТНЫЙ КРЕДИТ, ratios dynamicsМЕСТНЫЙ КРЕДИТ, bank's reports analysis

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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • Belarussian banks - 39
  • Balances (f. 101), ratios (f. 135) and capital (f. 123 and 134) available
    at 1 February 2022
  • Income (f. 102) available
    at 1 January 2022
 

MESTNIY KREDIT

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Central Bank of Russia registration number: 3370

On this page you can see brief analysis of bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itself. This page is currently under construction.

Net assets

Report date 1 November 2013 1 December 2013 1 January 2014 1 February 2014 1 March 2014 1 April 2014 Change
Net assets 1 027 664 1 113 558 980 317 989 500 1 006 411 1 022 625 -5 039
Increase - +8,4% -12,0% +0,9% +1,7% +1,6% -0,5%

For the period under examination bank demonstrated net assets contraction for-0,5%, but at some report dates net assets grew.

Mandatory ratios

Report date 1 November 2013 1 December 2013 1 January 2014 1 February 2014 1 March 2014 1 April 2014 Change
N1
no less than 8%
25,49% 23,63% 24,95% 23,15% 23,72% 24,73% -0,76%
N2
no less than 15%
49,65% 54,43% 57,24% 44,17% 43,13% 55,13% 5,48%
N3
no less than 50%
56,14% 51,54% 79,30% 53,25% 52,42% 68,45% 12,31%
N4
no greater than 120%
37,28% 20,03% 19,28% 6,81% 1,10% 1,04% -36,24%

For the period under examination capital adequacy ratio (N1) contracted by0,76%, capital adequacy ratio (under Russian Accounting Standards) is currently on very high level. For the period under examination quick liquidity ratio (N2) grew by5,48%, highly liquid assets level is much more than required to satisfy on demand liabilities. For the period under examination current liquidity ratio (N3) grew by12,31%, liquid assets level is enough to satisfy current liabilities. For the period under examination long-term liquidity ratio (N4) contracted by36,24%, long-term assets level is significantly less than allowed.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 2 times. Find detailed information on violations below.

Violations of mandatory ratios

26 February 2014 - ratio vaiolated Н3, value 43.35%, acceptable value 50%.
27 February 2014 - ratio vaiolated Н3, value 43.95%, acceptable value 50%.

Number of violations by month

Ratio November 2013 December 2013 January 2014 February 2014 March 2014
N1 - - - - -
N2 - - - - -
N3 - - - 2 -
N4 - - - - -

Interbank loans market operatios

We do not have information that during the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans from Central Bank of Russia, resident banks or non-resident banks.