Mailing list archive

	EKSPRESS-VOLGAI want to buy a report	add to comparison
Central Bank of Russia registration number: 3085  under resolution, retail funding, CB RF representative

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.

Key financial ratios of the bank since the beginning of each year

	12 mon. 2020	9 mon. 2020	6 mon. 2020	3 mon. 2020	12 mon. 2019	9 mon. 2019	6 mon. 2019	3 mon. 2019
RoA	0,00%	0,00%	0,00%	3,93%	4,02%	3,39%	2,65%	2,30%
RoE	0,00%	0,00%	0,00%	27,51%	31,12%	22,54%	11,08%	12,00%
Leverage cap. adequacy	0,0 / 0,0%	0,0 / 0,0%	6,8 / 14,7%	7,0 / 14,3%	7,7 / 12,9%	6,6 / 15,0%	4,2 / 23,9%	5,2 / 19,2%
NIM	0,00%	0,00%	0,00%	1,69%	1,08%	0,96%	1,70%	1,81%
Return on assets	0,00%	0,00%	0,00%	7,81%	8,21%	8,11%	8,07%	7,95%
Cost of liabilities	0,00%	0,00%	0,00%	7,09%	8,49%	8,38%	7,27%	6,99%
Net spread	0,00%	0,00%	0,00%	0,72%	-0,28%	-0,27%	0,80%	0,96%
Cost / income	0,00%	0,00%	0,00%	2,06%	1,55%	1,61%	1,89%	2,97%
Cost of assets	0,00%	0,00%	0,00%	0,09%	0,09%	0,09%	0,09%	0,08%
Net assets	0	0	159 623 681	156 441 348	159 530 442	164 350 229	169 202 049	174 186 403
Average equity	0	0	23 463 363	22 352 053	20 608 288	24 724 602	40 474 430	33 406 246
Average % assets	0	0	162 380 622	160 777 753	164 416 619	167 958 573	171 457 621	176 700 295
Average % liabilities	0	0	134 700 392	133 178 642	138 238 283	144 624 689	150 667 483	156 959 930
NII	0	0	0	682 321	1 789 158	1 209 451	1 463 549	799 916
NCI	0	0	0	73 747	176 050	83 206	29 986	12 289
NCI / NII	-	-	-	10,8%	9,8%	6,9%	2,0%	1,5%

Key financial ratios of the bank for the quarter specified

	4 Q 2020	3 Q 2020	2 Q 2020	1 Q 2020	4 Q 2019	3 Q 2019	2 Q 2019	1 Q 2019
RoA	0,00%	0,00%	-3,85%	3,93%	5,60%	4,71%	2,93%	2,30%
RoE	0,00%	0,00%	-26,21%	27,51%	43,37%	31,31%	12,26%	12,00%
Leverage cap. adequacy	0,0 / 0,0%	0,0 / 0,0%	6,8 / 14,7%	7,0 / 14,3%	7,7 / 12,9%	6,6 / 15,0%	4,2 / 23,9%	5,2 / 19,2%
NIM	0,00%	0,00%	0,00%	1,69%	1,41%	0,00%	1,54%	1,81%
Return on assets	0,00%	0,00%	0,00%	7,81%	7,96%	7,87%	7,94%	7,95%
Cost of liabilities	0,00%	0,00%	0,00%	7,09%	7,69%	9,97%	7,27%	6,99%
Net spread	0,00%	0,00%	0,00%	0,72%	0,27%	-2,10%	0,67%	0,96%
Cost / income	0,00%	0,00%	2,06%	2,06%	1,37%	1,30%	1,42%	2,97%
Cost of assets	0,00%	0,00%	-0,09%	0,09%	0,09%	0,10%	0,09%	0,08%
Net assets	0	0	159 623 681	156 441 348	159 530 442	164 350 229	169 202 049	174 186 403
Average equity	0	0	23 463 363	22 352 053	20 608 288	24 724 602	40 474 430	33 406 246
Average % assets	0	0	162 380 622	160 777 753	164 416 619	167 958 573	171 457 621	176 700 295
Average % liabilities	0	0	134 700 392	133 178 642	138 238 283	144 624 689	150 667 483	156 959 930
NII	0	0	0	682 321	579 707	0	663 633	799 916
NCI	0	0	0	73 747	92 844	53 220	17 697	12 289
NCI / NII	-	-	-	10,8%	16,0%	-	2,7%	1,5%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.