Kuap. Ru - Balance sheet of ОТП БАНК, analysis of f.101

	OTP BANK	add to comparison
Central Bank of Russia registration number: 2766 retail lending, CB RF representative, complies with 214-FZ (equity construction), complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	157 238 704	157 238 704
High liquid assets	6 218 642	6 218 642
Cash and equivalents	5 262 009	5 262 009
Cash	2 362 916	2 362 916
in cash and en route	1 846 277	1 846 277
in ATMs	516 639	516 639
Nostro account with Central Bank	2 899 093	2 899 093
Nostro accounts	111 919	111 919
Non-residents	84 339	84 339
Residents	27 580	27 580
Money in transfer	887 707	887 707
Provision for impairment of high-liquid assets	-42 993	-42 993
Interest-earning assets	139 382 258	139 382 258
Dues from banks	20 720 748	20 720 748
Residents	3 953 064	3 953 064
up to 30 days	3 953 064	3 953 064
Non-residents	16 836 512	16 836 512
up to 30 days	16 177 594	16 177 594
more than 180 days	658 918	658 918
Provision for impairment of loans to banks	-68 828	-68 828
Securities	17 047 834	17 047 834
Bonds	17 047 101	17 047 101
Federal Loan Bonds (OFZs), OBRs	7 773 738	7 773 738
Corporate foreign bonds	9 268 178	9 268 178
Valuation allowance	5 185	5 185
Stocks	733	733
Residents	733	733
Loans to corporate clients	22 441 415	22 441 415
residents	23 033 068	23 033 068
up to 30 days	223 998	223 998
up to 180 days	7 494 989	7 494 989
up to 1 year	9 979 263	9 979 263
up to 3 years	917 738	917 738
more than 3 years	4 417 080	4 417 080
non-residents	126 855	126 855
up to 30 days	114 373	114 373
more than 3 years	12 482	12 482
Past-due	1 375 458	1 375 458
residents	1 375 419	1 375 419
non-residents	27	27
state-owned enterprises	12	12
Provision for impairment of corporate loans	-2 093 966	-2 093 966
residents	-2 065 339	-2 065 339
non-residents	-28 616	-28 616
state-owned enterprises	-11	-11
Loans to private entrepreneurs	354 346	354 346
up to 30 days	34 702	34 702
up to 180 days	17 268	17 268
up to 1 year	15 299	15 299
up to 3 years	51 218	51 218
more than 3 years	241 814	241 814
Past-due	112 947	112 947
Provision for impairment of loans to private entrepreneurs	-118 902	-118 902
Loans to individuals	78 817 915	78 817 915
Standard	83 234 617	83 234 617
up to 30 days	20 749 433	20 749 433
up to 180 days	122 207	122 207
up to 1 year	9 385 036	9 385 036
up to 3 years	25 936 631	25 936 631
more than 3 years	27 041 310	27 041 310
Past-due	16 543 101	16 543 101
Past-due	16 543 101	16 543 101
Provision for impairment of loans to individuals	-20 959 803	-20 959 803
Other assets	11 637 804	11 637 804
Mandatory reserves with Central Bank	759 867	759 867
Premises and equipment	5 215 155	5 215 155
Purchase cost	10 940 496	10 940 496
Depreciation	-5 725 341	-5 725 341
Accrued interest not yet received	1 285 972	1 285 972
Other assets	3 939 942	3 939 942
Provision for impairment of other assets	-2 980 354	-2 980 354
Derivatives - assets	1 921 237	1 921 237
Deferred tax asset	1 495 985	1 495 985
LIABILITIES	125 006 197	125 006 197
Dues to banks	12 161 545	12 161 545
On demand	935 695	935 695
Residents	24 569	24 569
Non-residents	911 126	911 126
Term	10 789 687	10 789 687
Residents	8 670 719	8 670 719
up to 30 days	8 670 719	8 670 719
Non-residents	2 118 968	2 118 968
up to 30 days	17 898	17 898
more than 180 days	2 101 070	2 101 070
Other dues to banks	436 163	436 163
On demand	53 387 593	53 387 593
Corporate clients	26 073 799	26 073 799
State-owned enterprises	141 140	141 140
Residents	25 724 795	25 724 795
Non-residents	207 864	207 864
Individuals	27 312 660	27 312 660
Residents	26 832 189	26 832 189
Non-residents	480 471	480 471
Brokerage accounts	1 134	1 134
Residents	201	201
Non-residents	933	933
Term	50 804 282	50 804 282
Corporate clients	21 393 094	21 393 094
Residents	16 493 332	16 493 332
up to 30 days	7 992 450	7 992 450
up to 180 days	1 859 602	1 859 602
up to 1 year	3 480 402	3 480 402
up to 3 years	3 160 770	3 160 770
more than 3 years	108	108
Non-residents	899 762	899 762
up to 30 days	614 762	614 762
up to 180 days	285 000	285 000
State-owned enterprises	4 000 000	4 000 000
up to 30 days	4 000 000	4 000 000
Individuals	29 411 188	29 411 188
residents	29 142 928	29 142 928
up to 180 days	481 981	481 981
up to 1 year	6 904 504	6 904 504
up to 3 years	21 703 650	21 703 650
more than 3 years	52 793	52 793
non-residents	268 260	268 260
up to 180 days	8 712	8 712
up to 1 year	93 628	93 628
up to 3 years	165 807	165 807
more than 3 years	113	113
Securities issued	11 995	11 995
Promissory notes	11 995	11 995
more than 3 years	11 995	11 995
Other liabilities	8 640 782	8 640 782
Other liabilities	5 727 707	5 727 707
Accrued interest not yet paid	969 274	969 274
Derivatives - liabilities	1 943 801	1 943 801
EQUITY	32 232 507	32 232 507
Capital	6 112 455	6 112 455
Profit from previous years	25 991 834	25 991 834
Retained earnings from previous years	25 991 834	25 991 834
Current year profit	128 218	128 218
Current year retained earnings	128 218	128 218
OFF-BALANCE SHEET	-32 468 417	-32 468 417
Unused credit limits available	200 000	200 000
Contingent liabilities	-84 364 531	-84 364 531
Guarantees issued	-27 747 057	-27 747 057
Unused credit limits opened	-42 417 983	-42 417 983
Unused guarantee limits	-14 199 491	-14 199 491
Collateral on loans	38 720 578	38 720 578
goods	35 638 889	35 638 889
securities	3 081 689	3 081 689
Unprocessed payments	14 301 792	14 301 792
Due to lack of funds on client accounts	14 301 792	14 301 792
Other off-balance sheet accounts	-1 326 256	-1 326 256
Written-off interest	-348 192	-348 192
Written-off loans	-978 064	-978 064
Credit card balances	20 749 433	20 749 433
Risk-weighted assets	291 207 072	291 207 072
Reserve rates:
Loans to banks:	-0,33%	-100,0%
Customer loans, total:	-18,52%	-100,0%
including corporate loans:	-8,85%	-100,0%
including individual loans:	-21,01%	-100,0%
Past-due rate:	-14,45%	-100,0%
corporate clients:	-5,95%	-100,0%
individuals:	-16,58%	-100,0%