Kuap. Ru - Balance sheet of ТКС БАНК (ТИНЬКОФФ. КРЕДИТНЫЕ СИСТЕМЫ), analysis of f.101

	TKS BANK (TINKOFF CREDIT SYSTEMS)	add to comparison
Central Bank of Russia registration number: 2673 foreign-controlled, foreign shareholders, retail lending, CB RF representative, complies with 213-FZ (work with state companies), complies with 185-FZ (work with housing and utilities infrastructure)

On this page you can see aggregated balance sheet of the bank. Click on any amount to get details. To compare with the other date choose it from the list. To view dynamics on the chart click on the icon on the right (opens in new window, requires flash-player). You can also get acquainted with balance sheet aggregation methodics.

This variant of balance sheet is adjusted to include the following corrections (as compared to f. 101):- provision for impairment on overdue loans which according to 385-p are not divided to corporate and individuals, are distributed between corporate cliens and individuals proportionaly to amount of loans past due. Such method is not 100% precise but it allows to better measure provision rate.


Balance sheet position, thous. rub.			Period change
ASSETS	1 233 583 621	1 233 583 621
High liquid assets	111 679 121	111 679 121
Cash and equivalents	58 589 289	58 589 289
Cash	26 691 510	26 691 510
in cash and en route	5 469 847	5 469 847
in ATMs	21 221 663	21 221 663
Nostro account with Central Bank	31 897 779	31 897 779
Nostro accounts	26 561 094	26 561 094
Non-residents	18 903 189	18 903 189
Residents	7 657 905	7 657 905
Money in transfer	27 072 129	27 072 129
Provision for impairment of high-liquid assets	-543 391	-543 391
Interest-earning assets	1 028 663 959	1 028 663 959
Dues from banks	195 671 734	195 671 734
Residents	195 671 734	195 671 734
up to 30 days	145 472 109	145 472 109
up to 180 days	50 199 625	50 199 625
Securities	229 274 465	229 274 465
Bonds	229 146 506	229 146 506
Federal Loan Bonds (OFZs), OBRs	147 504 454	147 504 454
Corporate bonds	42 599 562	42 599 562
Financial institutions bonds	4 044 373	4 044 373
Foreign sovereign bonds	2 973 585	2 973 585
Corporate foreign bonds	36 615 779	36 615 779
Foreign financial institutions bonds	400 519	400 519
Valuation allowance	-4 795 857	-4 795 857
Pledged under REPO	15 686	15 686
Provision for impairment of bonds	-211 595	-211 595
Stocks	127 959	127 959
Residents	13 196	13 196
Valuation allowance	114 763	114 763
Loans to corporate clients	45 168 218	45 168 218
residents	32 135 048	32 135 048
up to 30 days	456 740	456 740
up to 180 days	296 479	296 479
up to 1 year	26 837 939	26 837 939
up to 3 years	1 279 259	1 279 259
more than 3 years	3 264 631	3 264 631
non-residents	14 308 135	14 308 135
up to 30 days	14 230 135	14 230 135
up to 1 year	78 000	78 000
Past-due	677 930	677 930
residents	671 710	671 710
non-residents	6 168	6 168
state-owned enterprises	52	52
Provision for impairment of corporate loans	-1 952 895	-1 952 895
residents	-1 870 650	-1 870 650
non-residents	-82 210	-82 210
state-owned enterprises	-35	-35
Loans to private entrepreneurs	5 755 250	5 755 250
up to 30 days	741 650	741 650
up to 180 days	228 479	228 479
up to 1 year	3 021 207	3 021 207
up to 3 years	244 859	244 859
more than 3 years	1 486 113	1 486 113
Past-due	972 588	972 588
Provision for impairment of loans to private entrepreneurs	-939 646	-939 646
Loans to individuals	552 794 292	552 794 292
Standard	579 822 084	579 822 084
up to 30 days	293 596 359	293 596 359
up to 180 days	631 885	631 885
up to 1 year	14 252 303	14 252 303
up to 3 years	38 215 869	38 215 869
more than 3 years	233 125 668	233 125 668
Past-due	64 537 888	64 537 888
Past-due	64 537 888	64 537 888
Provision for impairment of loans to individuals	-91 565 680	-91 565 680
Other assets	93 240 541	93 240 541
Mandatory reserves with Central Bank	8 554 028	8 554 028
Premises and equipment	23 245 491	23 245 491
Purchase cost	37 553 972	37 553 972
Depreciation	-14 308 481	-14 308 481
Accrued interest not yet received	11 482 677	11 482 677
Other assets	47 601 583	47 601 583
Provision for impairment of other assets	-6 344 297	-6 344 297
Derivatives - assets	7 245 599	7 245 599
Deferred tax asset	1 455 460	1 455 460
LIABILITIES	1 082 096 041	1 082 096 041
Dues to banks	12 380 193	12 380 193
On demand	9 440	9 440
Residents	3	3
Non-residents	9 437	9 437
Term	12 353 446	12 353 446
Residents	12 353 446	12 353 446
up to 30 days	12 353 446	12 353 446
Other dues to banks	17 307	17 307
On demand	756 844 978	756 844 978
Corporate clients	120 443 391	120 443 391
State-owned enterprises	102	102
Residents	119 188 171	119 188 171
Non-residents	1 255 118	1 255 118
Individuals	525 946 930	525 946 930
Residents	514 288 748	514 288 748
Non-residents	11 658 182	11 658 182
Brokerage accounts	110 454 657	110 454 657
Residents	110 320 398	110 320 398
Non-residents	134 259	134 259
Term	244 789 831	244 789 831
Corporate clients	87 163 063	87 163 063
Residents	15 876 962	15 876 962
up to 30 days	12 231 920	12 231 920
up to 180 days	2 866 344	2 866 344
up to 1 year	765 436	765 436
up to 3 years	13 262	13 262
Non-residents	71 286 101	71 286 101
up to 1 year	1 250 441	1 250 441
more than 3 years	70 035 660	70 035 660
Individuals	157 626 768	157 626 768
residents	156 020 202	156 020 202
up to 180 days	13 345 579	13 345 579
up to 1 year	130 978 952	130 978 952
up to 3 years	11 571 452	11 571 452
more than 3 years	124 219	124 219
non-residents	1 606 566	1 606 566
up to 180 days	133 926	133 926
up to 1 year	1 326 016	1 326 016
up to 3 years	146 563	146 563
more than 3 years	61	61
Securities issued	21 435 542	21 435 542
Bonds	21 435 542	21 435 542
Other liabilities	46 645 497	46 645 497
Other liabilities	44 220 502	44 220 502
Accrued interest not yet paid	2 387 415	2 387 415
Derivatives - liabilities	37 580	37 580
EQUITY	151 487 580	151 487 580
Capital	4 988 055	4 988 055
Profit from previous years	141 963 839	141 963 839
Retained earnings from previous years	141 963 839	141 963 839
Current year profit	4 535 686	4 535 686
Current year retained earnings	4 535 686	4 535 686
OFF-BALANCE SHEET	54 169 171	54 169 171
Contingent liabilities	-315 218 084	-315 218 084
Guarantees issued	-813 742	-813 742
Unused credit limits opened	-314 404 342	-314 404 342
Collateral on loans	332 096 439	332 096 439
goods	332 084 595	332 084 595
securities	11 844	11 844
Unprocessed payments	37 815 750	37 815 750
Due to lack of funds on client accounts	37 815 750	37 815 750
Other off-balance sheet accounts	-524 934	-524 934
Written-off interest	-71 832	-71 832
Written-off loans to banks	-37	-37
Written-off loans	-453 065	-453 065
Credit card balances	293 596 192	293 596 192
Risk-weighted assets	1 365 635 980	1 365 635 980
Reserve rates:
Loans to banks:	0,00%	-
Customer loans, total:	-13,42%	-100,0%
including corporate loans:	-5,37%	-100,0%
including individual loans:	-14,21%	-100,0%
Past-due rate:	-9,48%	-100,0%
corporate clients:	-3,07%	-100,0%
individuals:	-10,02%	-100,0%