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Central Bank of Russia registration number: 2428

General information Emissions0

Balance Profit Profitability

Capital (F. 134, 123) Ratios (F. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

On this page you can see brief Analyse des bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itselF. This page is currently under construction.

Net assets

Report date	1 July 2013	1 August 2013	1 September 2013	1 October 2013	1 November 2013	1 December 2013	Change
Net assets	6 493 628	7 011 308	7 372 987	7 784 798	7 499 419	4 044 366	-2 449 262
Veränderung	-	+8,0%	+5,2%	+5,6%	-3,7%	-46,1%	-37,7%

For the period under examination bank demonstrated net assets contraction for-37,7%, but at some report dates net assets grew.

Mandatory ratios

Report date	1 July 2013	1 August 2013	1 September 2013	1 October 2013	1 November 2013	1 December 2013	Change
N1 nicht weniger als 8%	10,45%	10,28%	10,54%	10,28%	10,34%	0,00%	-10,45%
N2 nicht weniger als 15%	69,80%	74,80%	71,73%	64,58%	70,21%	0,00%	-69,80%
N3 nicht weniger als 50%	89,34%	99,70%	82,90%	78,79%	93,74%	0,00%	-89,34%
N4 nicht weniger als 120%	57,73%	66,53%	73,93%	76,72%	83,04%	0,00%	-57,73%

For the period under examination capital adequacy ratio (N1) contracted by10,45%, capital adequacy ratio (under Russian Accounting Standards) is insufficient. For the period under examination quick liquidity ratio (N2) contracted by69,80%, highly liquid assets level is insufficient. For the period under examination current liquidity ratio (N3) contracted by89,34%, liquid assets level is insufficient. For the period under examination long-term liquidity ratio (N4) contracted by57,73%, long-term assets level is significantly less than allowed.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 27 time. Find detailed information on violations below.

Violations of mandatory ratios

20 November 2013 - ratio vaiolated Н1, value 7.76%, acceptable value 10-11%.
21 November 2013 - ratio vaiolated Н2, value 8.47%, acceptable value 15%.
22 November 2013 - ratio vaiolated Н2, value 6.29%, acceptable value 15%.
26 November 2013 - ratio vaiolated Н2, value 7.03%, acceptable value 15%.
27 November 2013 - ratio vaiolated Н2, value 7%, acceptable value 15%.
21 November 2013 - ratio vaiolated Н3, value 35.59%, acceptable value 50%.
22 November 2013 - ratio vaiolated Н3, value 18.84%, acceptable value 50%.
26 November 2013 - ratio vaiolated Н3, value 18.25%, acceptable value 50%.
27 November 2013 - ratio vaiolated Н3, value 19.4%, acceptable value 50%.
20 November 2013 - ratio vaiolated Н1, value 7.76%, acceptable value 10-11%.
21 November 2013 - ratio vaiolated Н2, value 8.47%, acceptable value 15%.
22 November 2013 - ratio vaiolated Н2, value 6.29%, acceptable value 15%.
26 November 2013 - ratio vaiolated Н2, value 7.03%, acceptable value 15%.
27 November 2013 - ratio vaiolated Н2, value 7%, acceptable value 15%.
21 November 2013 - ratio vaiolated Н3, value 35.59%, acceptable value 50%.
22 November 2013 - ratio vaiolated Н3, value 18.84%, acceptable value 50%.
26 November 2013 - ratio vaiolated Н3, value 18.25%, acceptable value 50%.
27 November 2013 - ratio vaiolated Н3, value 19.4%, acceptable value 50%.
20 November 2013 - ratio vaiolated Н1, value 7.76%, acceptable value 10-11%.
21 November 2013 - ratio vaiolated Н2, value 8.47%, acceptable value 15%.
22 November 2013 - ratio vaiolated Н2, value 6.29%, acceptable value 15%.
26 November 2013 - ratio vaiolated Н2, value 7.03%, acceptable value 15%.
27 November 2013 - ratio vaiolated Н2, value 7%, acceptable value 15%.
21 November 2013 - ratio vaiolated Н3, value 35.59%, acceptable value 50%.
22 November 2013 - ratio vaiolated Н3, value 18.84%, acceptable value 50%.
26 November 2013 - ratio vaiolated Н3, value 18.25%, acceptable value 50%.
27 November 2013 - ratio vaiolated Н3, value 19.4%, acceptable value 50%.

Number of violations by month

Ratio	July 2013	August 2013	September 2013	October 2013	November 2013
N1	-	-	-	-	3
N2	-	-	-	-	12
N3	-	-	-	-	12
N4	-	-	-	-	-

Interbank loans market operations

We do not have information that during the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans from Central Bank of Russia, resident banks or non-resident banks.