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Central Bank of Russia registration number: 2027

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.

Key financial ratios of the bank since the beginning of each year

	12 mon. 2021	9 mon. 2021	6 mon. 2021	3 mon. 2021	12 mon. 2020	9 mon. 2020	6 mon. 2020	3 mon. 2020	12 mon. 2019	9 mon. 2019	6 mon. 2019	3 mon. 2019
RoA	0,00%	0,00%	0,00%	0,00%	6,50%	0,04%	0,05%	0,04%	6,21%	0,07%	0,08%	0,11%
RoE	0,00%	0,00%	0,00%	0,00%	18,66%	0,12%	0,12%	0,11%	14,02%	0,17%	0,19%	0,26%
Leverage cap. adequacy	0,0 / 0,0%	0,0 / 0,0%	2,8 / 36,2%	2,8 / 35,2%	2,9 / 34,9%	2,6 / 37,7%	2,5 / 40,1%	2,4 / 41,5%	2,3 / 44,4%	2,4 / 42,4%	2,4 / 42,2%	2,3 / 43,4%
NIM	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%
Return on assets	0,00%	0,00%	0,00%	0,00%	2,35%	3,18%	5,77%	5,55%	4,19%	4,91%	9,55%	5,43%
Cost of liabilities	0,00%	0,00%	0,00%	0,00%	2,85%	3,26%	3,80%	3,76%	3,21%	3,15%	2,94%	2,32%
Net spread	0,00%	0,00%	0,00%	0,00%	-0,50%	-0,08%	1,97%	1,79%	0,98%	1,76%	6,61%	3,11%
Cost / income	0,00%	0,00%	0,00%	0,00%	89,72%	99,85%	99,79%	99,28%	93,79%	100,07%	99,98%	99,88%
Cost of assets	0,00%	0,00%	0,00%	0,00%	781,40%	959,57%	1451,98%	1075,85%	1054,76%	1198,74%	1929,50%	689,60%
Net assets	0	0	871 639	977 633	948 813	835 617	785 427	787 415	761 616	743 974	746 467	740 131
Average equity	0	0	315 364	344 555	330 835	315 400	315 298	326 977	337 821	315 261	315 161	321 521
Average % assets	0	0	79 678	86 034	69 332	51 453	32 785	44 766	68 533	60 294	35 073	82 505
Average % liabilities	0	0	532 938	571 524	574 748	494 964	417 713	411 773	386 243	376 200	359 318	340 411
NII	0	0	0	0	0	0	0	0	0	0	0	0
NCI	0	0	0	0	355 058	189 158	122 503	61 857	373 874	254 103	160 506	69 151
NCI / NII	-	-	-	-	-	-	-	-	-	-	-	-

Key financial ratios of the bank for the quarter specified

	4 Q 2021	3 Q 2021	2 Q 2021	1 Q 2021	4 Q 2020	3 Q 2020	2 Q 2020	1 Q 2020	4 Q 2019	3 Q 2019	2 Q 2019	1 Q 2019
RoA	0,00%	0,00%	0,00%	0,00%	25,91%	0,04%	0,05%	0,04%	24,66%	0,05%	0,05%	0,11%
RoE	0,00%	0,00%	0,00%	0,00%	74,31%	0,12%	0,13%	0,11%	55,60%	0,12%	0,12%	0,26%
Leverage cap. adequacy	0,0 / 0,0%	0,0 / 0,0%	2,8 / 36,2%	2,8 / 35,2%	2,9 / 34,9%	2,6 / 37,7%	2,5 / 40,1%	2,4 / 41,5%	2,3 / 44,4%	2,4 / 42,4%	2,4 / 42,2%	2,3 / 43,4%
NIM	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%	0,00%
Return on assets	0,00%	0,00%	0,00%	0,00%	2,35%	2,18%	3,96%	5,55%	3,82%	3,61%	6,32%	5,43%
Cost of liabilities	0,00%	0,00%	0,00%	0,00%	2,96%	3,36%	3,90%	3,76%	3,64%	3,84%	3,69%	2,32%
Net spread	0,00%	0,00%	0,00%	0,00%	-0,61%	-1,18%	0,06%	1,79%	0,18%	-0,23%	2,63%	3,11%
Cost / income	0,00%	0,00%	0,00%	0,00%	73,72%	99,94%	100,33%	99,28%	78,98%	100,21%	100,05%	99,88%
Cost of assets	0,00%	0,00%	0,00%	0,00%	995,93%	1038,29%	1432,27%	1075,85%	1057,43%	1366,49%	2221,28%	689,60%
Net assets	0	0	871 639	977 633	948 813	835 617	785 427	787 415	761 616	743 974	746 467	740 131
Average equity	0	0	315 364	344 555	330 835	315 400	315 298	326 977	337 821	315 261	315 161	321 521
Average % assets	0	0	79 678	86 034	69 332	51 453	32 785	44 766	68 533	60 294	35 073	82 505
Average % liabilities	0	0	532 938	571 524	574 748	494 964	417 713	411 773	386 243	376 200	359 318	340 411
NII	0	0	0	0	0	0	0	0	0	0	0	0
NCI	0	0	0	0	165 900	66 655	60 646	61 857	119 771	93 597	91 355	69 151
NCI / NII	-	-	-	-	-	-	-	-	-	-	-	-

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operatioal effectiveness ratio, operatioal expenses divided by operatioal income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operatioal expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.