On this page information on bank's violations of mandatory ratios (required by the CBR's Instruction 180-i) values is shown. Usually violation of one or more of these ratios evidences possible flaws in bank's risk management.
Ratio | Value | Required value | Violation | Date of violation |
Н2 | 1,23 | >= 15% | -13,77 | 31 July 2014 |
Н2 | 4,73 | >= 15% | -10,27 | 30 July 2014 |
Н2 | 4,95 | >= 15% | -10,05 | 29 July 2014 |
Н2 | 1,51 | >= 15% | -13,49 | 28 July 2014 |
Н2 | 1,58 | >= 15% | -13,42 | 25 July 2014 |
Н3 | 3,35 | >= 50% | -46,65 | 31 July 2014 |
N1 - capital adequacy ratio, no less than 10(11)% depending on capital size; N2 - quick liquidity ratio, no less than 15%; N3 - current liquidity ratio, no less than 50%; N4 - long-term liquidity ratio, no greater than 120%; N6 - maximum risk on single borrower group, no greater than 25%; N7 - maximum size of large credit risks, no greater than 800%; N9.1 - maximum size of loans and guarantees to shareholders, no greater then 50%; N10.1 - total risk on bank's insiders, no greater than 3%; N12 - ratio of using own capital to purchase shares in other legal entities, no greater than 25%; |