Kuap. Ru - Finanzanalyse des Bank АЛЬФА-БАНК, Finanzkennzahlen, Berichte Bank Analyse



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  • no. of Russian banks - 857,
    including NKOs - 51
  • no. of Ukrainian banks - 172
  • белорусских банков - 39
  • Balances (F. 101), ratios (F. 135) and capital (F. 123 and 134) available
    at 1 February 2022
  • Income (F. 102) available
    at 1 January 2022
 

ALFA-BANK

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Central Bank of Russia registration number: 1326  ZB-Vertretersystemically importantcomplies with 214-FZ (equity construction)complies with 213-FZ (work with state companies)complies with 185-FZ (work with housing and utilities infrastructure)

Dynamics of key financial ratios of the bank is presented on this page. Data is available on YTD basis and for each quarter separately. This part of our site is currently under construction. Click column header to view ratio dynamics on flash-chart.


Key financial ratios of the bank since the beginning of each year
  12 mon.
2021
9 mon.
2021
6 mon.
2021
3 mon.
2021
12 mon.
2020
9 mon.
2020
6 mon.
2020
3 mon.
2020
12 mon.
2019
9 mon.
2019
6 mon.
2019
3 mon.
2019
RoA2,47%2,72%2,89%0,00%3,55%6,08%2,97%14,94%1,46%2,21%0,86%5,68%
RoE19,92%20,87%22,75%0,00%26,70%45,14%22,90%120,51%12,25%18,15%7,02%45,49%
Leverage
cap. adequacy
8,1 / 12,4%7,7 / 13,0%7,9 / 12,7%7,8 / 12,8%7,5 / 13,3%7,4 / 13,5%7,7 / 13,0%8,1 / 12,4%8,4 / 12,0%8,2 / 12,2%8,1 / 12,3%8,0 / 12,5%
NIM3,82%4,13%4,37%0,00%4,04%4,36%4,49%4,45%4,47%4,49%4,57%4,47%
Return on
assets
6,07%6,28%6,24%0,00%6,57%7,18%7,52%7,66%8,02%8,24%8,59%9,05%
Cost of
liabilities
2,91%2,78%2,62%0,00%2,82%3,17%3,33%3,56%3,87%4,10%4,24%4,28%
Net
spread
3,16%3,50%3,62%0,00%3,75%4,01%4,19%4,10%4,15%4,14%4,35%4,77%
Cost /
income
36,45%35,06%37,68%0,00%27,90%22,05%26,51%12,12%53,87%51,69%84,82%168,76%
Cost of
assets
2,76%2,83%2,87%0,00%2,81%3,02%3,17%2,93%2,76%2,76%2,82%2,73%
Net
assets
5 413 179 4504 976 765 6644 833 487 1594 616 796 6564 400 734 9593 961 472 5323 897 442 9223 776 119 9103 481 911 6403 287 465 3673 172 189 3073 162 614 557
Average
equity
672 073 288648 914 291615 403 297589 875 342586 304 438533 639 355506 202 970468 123 925416 666 771401 739 908390 467 373394 982 958
Average
% assets
4 728 644 7914 319 894 8934 205 029 6843 953 809 6083 767 080 2283 412 788 7383 307 484 8963 252 764 6923 065 452 0862 955 600 3892 858 088 6522 863 692 058
Average
% liabilities
4 541 772 3694 155 373 6924 033 534 1683 830 710 9233 627 245 3883 246 928 9903 200 613 5633 147 235 5622 950 440 8242 771 441 8412 658 987 1762 649 959 620
NII180 704 299134 045 46591 966 22741 481 644152 427 381111 760 55174 397 12636 232 531137 297 74899 663 55865 447 16132 050 272
NCI151 064 701107 659 78665 635 69526 607 587102 459 55070 669 54338 919 15220 271 20981 501 74958 289 26635 572 65816 419 261
NCI / NII83,6%80,3%71,4%64,1%67,2%63,2%52,3%55,9%59,4%58,5%54,4%51,2%

Key financial ratios of the bank for the quarter specified
  4 Q
2021
3 Q
2021
2 Q
2021
1 Q
2021
4 Q
2020
3 Q
2020
2 Q
2020
1 Q
2020
4 Q
2019
3 Q
2019
2 Q
2019
1 Q
2019
RoA2,38%2,53%3,82%0,00%-2,19%12,39%-8,52%14,94%-0,41%4,98%-3,93%5,68%
RoE19,24%19,46%30,04%0,00%-16,45%91,99%-65,64%120,51%-3,49%40,81%-31,97%45,49%
Leverage
cap. adequacy
8,1 / 12,4%7,7 / 13,0%7,9 / 12,7%7,8 / 12,8%7,5 / 13,3%7,4 / 13,5%7,7 / 13,0%8,1 / 12,4%8,4 / 12,0%8,2 / 12,2%8,1 / 12,3%8,0 / 12,5%
NIM3,94%3,89%4,80%0,00%4,31%4,37%4,61%4,45%4,91%4,63%4,67%4,47%
Return on
assets
7,09%6,69%6,44%0,00%6,74%6,98%7,49%7,66%8,27%8,09%8,12%9,05%
Cost of
liabilities
4,00%3,26%2,81%0,00%2,79%2,94%3,17%3,56%3,92%4,16%4,22%4,28%
Net
spread
3,09%3,43%3,63%0,00%3,95%4,04%4,32%4,10%4,35%3,93%3,90%4,77%
Cost /
income
40,18%30,96%35,38%0,00%94,69%16,23%5192,75%12,12%60,47%29,37%57,78%168,76%
Cost of
assets
3,31%2,93%3,01%0,00%3,07%2,90%3,45%2,93%3,09%2,82%2,91%2,73%
Net
assets
5 413 179 4504 976 765 6644 833 487 1594 616 796 6564 400 734 9593 961 472 5323 897 442 9223 776 119 9103 481 911 6403 287 465 3673 172 189 3073 162 614 557
Average
equity
672 073 288648 914 291615 403 297589 875 342586 304 438533 639 355506 202 970468 123 925416 666 771401 739 908390 467 373394 982 958
Average
% assets
4 728 644 7914 319 894 8934 205 029 6843 953 809 6083 767 080 2283 412 788 7383 307 484 8963 252 764 6923 065 452 0862 955 600 3892 858 088 6522 863 692 058
Average
% liabilities
4 541 772 3694 155 373 6924 033 534 1683 830 710 9233 627 245 3883 246 928 9903 200 613 5633 147 235 5622 950 440 8242 771 441 8412 658 987 1762 649 959 620
NII46 658 83442 079 23850 484 58341 481 64440 666 83037 363 42538 164 59536 232 53137 634 19034 216 39733 396 88932 050 272
NCI43 404 91542 024 09139 028 10826 607 58731 790 00731 750 39118 647 94320 271 20923 212 48322 716 60819 153 39716 419 261
NCI / NII93,0%99,9%77,3%64,1%78,2%85,0%48,9%55,9%61,7%66,4%57,4%51,2%

Ratios calculation methodics:
Average amounts for quarter are computed as arithmetic average of amounts on each report date. Average amount since the beginning of the year - arithmetic average for all quarters since the beginning of the year.

RoA - Return on average Assets - retained earnings for the period divided by average net assets.
RoE - Return on average Equity - retained earnings for the period divided by average equity (without subordinated debt).
Leverage - averate net assets divided by average equity (without subordinated debt).
Capital adequacy = 1 / Leverage.
NIM - net profit margin, net interest income divided by average interest-earning assets.
Return on earning assets - interest income divided by average earning assets.
Cost of liabilities - interest expenses divided by average interest-bearing liabilities.
Net spread = Return on earning assets - Cost of libilities.
Cost / income - operational effectiveness ratio, operational expenses divided by operational income before provision for impairment of loans.
Cost of assets - effectiveness ratio, operational expenses divided by average net interest assets (Net assets less High-liquid and Other assets).
NII - net interest income, interest income less interest expenses.
NCI - net fee and commission income, commission income less commission expenses.