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Central Bank of Russia registration number: 1282  retail funding

General information Emissions0

Balance Profit Profitability

Capital (f. 134, 123) Ratios (f. 135) IFRS reports

Financial analysis Statutory reports

• Key financial ratios
• Returns and costs
• Financial analysis by 69-T
• Deposit rates by 3194-U
• Financial position

On this page you can see brief analysis of bank's financial and solvency ratios and their dynamics. Data is presented as disclosed by bank itself. This page is currently under construction.

Net assets

Report date	1 July 2014	1 August 2014	1 September 2014	1 October 2014	1 November 2014	1 December 2014	Change
Net assets	856 808	823 272	820 386	812 042	674 881	608 058	-248 750
Increase	-	-3,9%	-0,4%	-1,0%	-16,9%	-9,9%	-29,0%

For the period under examination bank demonstrated net assets contraction for-29,0%

Mandatory ratios

Report date	1 July 2014	1 August 2014	1 September 2014	1 October 2014	1 November 2014	1 December 2014	Change
N1 no less than 8%	14,95%	15,67%	15,56%	15,87%	15,39%	8,57%	-6,38%
N2 no less than 15%	54,12%	53,23%	58,67%	55,64%	27,20%	2,53%	-51,59%
N3 no less than 50%	131,11%	138,16%	134,06%	139,15%	53,10%	13,98%	-117,13%
N4 no greater than 120%	57,96%	53,89%	55,72%	49,82%	58,00%	98,78%	40,82%

For the period under examination capital adequacy ratio (N1) contracted by6,38%, capital adequacy ratio (under Russian Accounting Standards) is insufficient. For the period under examination quick liquidity ratio (N2) contracted by51,59%, highly liquid assets level is insufficient. For the period under examination current liquidity ratio (N3) contracted by117,13%, liquid assets level is insufficient. For the period under examination long-term liquidity ratio (N4) grew by40,82%, long-term assets level is acceptable.

According to available data during the last 6 months the bank violated Central Bank's mandatory ratios 90 time. Find detailed information on violations below.

Violations of mandatory ratios

15 November 2014 - ratio vaiolated Н1.2, value 4.98%, acceptable value %.
16 November 2014 - ratio vaiolated Н1.2, value 4.98%, acceptable value %.
17 November 2014 - ratio vaiolated Н1.2, value 4.98%, acceptable value %.
18 November 2014 - ratio vaiolated Н1.2, value 4.99%, acceptable value %.
19 November 2014 - ratio vaiolated Н1.2, value 4.96%, acceptable value %.
20 November 2014 - ratio vaiolated Н1.2, value 2.86%, acceptable value %.
21 November 2014 - ratio vaiolated Н1.2, value 2.86%, acceptable value %.
22 November 2014 - ratio vaiolated Н1.2, value 2.87%, acceptable value %.
23 November 2014 - ratio vaiolated Н1.2, value 2.87%, acceptable value %.
24 November 2014 - ratio vaiolated Н1.2, value 2.87%, acceptable value %.
25 November 2014 - ratio vaiolated Н1.2, value 3.02%, acceptable value %.
26 November 2014 - ratio vaiolated Н1.2, value 3.04%, acceptable value %.
27 November 2014 - ratio vaiolated Н1.2, value 3.04%, acceptable value %.
28 November 2014 - ratio vaiolated Н1.2, value 2.25%, acceptable value %.
29 November 2014 - ratio vaiolated Н1.2, value 1.86%, acceptable value %.
30 November 2014 - ratio vaiolated Н1.2, value 0.99%, acceptable value %.
6 November 2014 - ratio vaiolated Н2, value 11.28%, acceptable value 15%.
7 November 2014 - ratio vaiolated Н2, value 11.27%, acceptable value 15%.
8 November 2014 - ratio vaiolated Н2, value 9.36%, acceptable value 15%.
9 November 2014 - ratio vaiolated Н2, value 9.5%, acceptable value 15%.
10 November 2014 - ratio vaiolated Н2, value 9.71%, acceptable value 15%.
11 November 2014 - ratio vaiolated Н2, value 7.21%, acceptable value 15%.
12 November 2014 - ratio vaiolated Н2, value 7.7%, acceptable value 15%.
13 November 2014 - ratio vaiolated Н2, value 5.74%, acceptable value 15%.
14 November 2014 - ratio vaiolated Н2, value 3.81%, acceptable value 15%.
15 November 2014 - ratio vaiolated Н2, value 3.51%, acceptable value 15%.
16 November 2014 - ratio vaiolated Н2, value 3.4%, acceptable value 15%.
17 November 2014 - ratio vaiolated Н2, value 3.46%, acceptable value 15%.
18 November 2014 - ratio vaiolated Н2, value 3.14%, acceptable value 15%.
19 November 2014 - ratio vaiolated Н2, value 2.37%, acceptable value 15%.
20 November 2014 - ratio vaiolated Н2, value 2.5%, acceptable value 15%.
21 November 2014 - ratio vaiolated Н2, value 1.79%, acceptable value 15%.
22 November 2014 - ratio vaiolated Н2, value 1.75%, acceptable value 15%.
23 November 2014 - ratio vaiolated Н2, value 1.79%, acceptable value 15%.
24 November 2014 - ratio vaiolated Н2, value 1.77%, acceptable value 15%.
25 November 2014 - ratio vaiolated Н2, value 2.18%, acceptable value 15%.
26 November 2014 - ratio vaiolated Н2, value 1.87%, acceptable value 15%.
27 November 2014 - ratio vaiolated Н2, value 2.21%, acceptable value 15%.
28 November 2014 - ratio vaiolated Н2, value 2.49%, acceptable value 15%.
29 November 2014 - ratio vaiolated Н2, value 2.52%, acceptable value 15%.
30 November 2014 - ratio vaiolated Н2, value 2.53%, acceptable value 15%.
7 November 2014 - ratio vaiolated Н3, value 48.54%, acceptable value 50%.
8 November 2014 - ratio vaiolated Н3, value 43.71%, acceptable value 50%.
9 November 2014 - ratio vaiolated Н3, value 43.93%, acceptable value 50%.
10 November 2014 - ratio vaiolated Н3, value 44.12%, acceptable value 50%.
11 November 2014 - ratio vaiolated Н3, value 38.91%, acceptable value 50%.
12 November 2014 - ratio vaiolated Н3, value 36.32%, acceptable value 50%.
13 November 2014 - ratio vaiolated Н3, value 31.46%, acceptable value 50%.
14 November 2014 - ratio vaiolated Н3, value 23.25%, acceptable value 50%.
15 November 2014 - ratio vaiolated Н3, value 21.58%, acceptable value 50%.
16 November 2014 - ratio vaiolated Н3, value 21.37%, acceptable value 50%.
17 November 2014 - ratio vaiolated Н3, value 21.87%, acceptable value 50%.
18 November 2014 - ratio vaiolated Н3, value 20.31%, acceptable value 50%.
19 November 2014 - ratio vaiolated Н3, value 18.84%, acceptable value 50%.
20 November 2014 - ratio vaiolated Н3, value 18.49%, acceptable value 50%.
21 November 2014 - ratio vaiolated Н3, value 17.58%, acceptable value 50%.
22 November 2014 - ratio vaiolated Н3, value 17.11%, acceptable value 50%.
23 November 2014 - ratio vaiolated Н3, value 16.99%, acceptable value 50%.
24 November 2014 - ratio vaiolated Н3, value 17.27%, acceptable value 50%.
25 November 2014 - ratio vaiolated Н3, value 17.33%, acceptable value 50%.
26 November 2014 - ratio vaiolated Н3, value 17.11%, acceptable value 50%.
27 November 2014 - ratio vaiolated Н3, value 17.14%, acceptable value 50%.
28 November 2014 - ratio vaiolated Н3, value 14.48%, acceptable value 50%.
29 November 2014 - ratio vaiolated Н3, value 14.35%, acceptable value 50%.
30 November 2014 - ratio vaiolated Н3, value 13.98%, acceptable value 50%.
28 November 2014 - ratio vaiolated Н1.0, value 9.79%, acceptable value %.
29 November 2014 - ratio vaiolated Н1.0, value 9.42%, acceptable value %.
30 November 2014 - ratio vaiolated Н1.0, value 8.57%, acceptable value %.
12 November 2014 - ratio vaiolated Н1.1, value 3.84%, acceptable value %.
13 November 2014 - ratio vaiolated Н1.1, value 3.85%, acceptable value %.
14 November 2014 - ratio vaiolated Н1.1, value 4.96%, acceptable value %.
15 November 2014 - ratio vaiolated Н1.1, value 4.98%, acceptable value %.
16 November 2014 - ratio vaiolated Н1.1, value 4.98%, acceptable value %.
17 November 2014 - ratio vaiolated Н1.1, value 4.98%, acceptable value %.
18 November 2014 - ratio vaiolated Н1.1, value 4.99%, acceptable value %.
19 November 2014 - ratio vaiolated Н1.1, value 4.96%, acceptable value %.
20 November 2014 - ratio vaiolated Н1.1, value 2.86%, acceptable value %.
21 November 2014 - ratio vaiolated Н1.1, value 2.86%, acceptable value %.
22 November 2014 - ratio vaiolated Н1.1, value 2.87%, acceptable value %.
23 November 2014 - ratio vaiolated Н1.1, value 2.87%, acceptable value %.
24 November 2014 - ratio vaiolated Н1.1, value 2.87%, acceptable value %.
25 November 2014 - ratio vaiolated Н1.1, value 3.02%, acceptable value %.
26 November 2014 - ratio vaiolated Н1.1, value 3.04%, acceptable value %.
27 November 2014 - ratio vaiolated Н1.1, value 3.04%, acceptable value %.
28 November 2014 - ratio vaiolated Н1.1, value 2.25%, acceptable value %.
29 November 2014 - ratio vaiolated Н1.1, value 1.86%, acceptable value %.
30 November 2014 - ratio vaiolated Н1.1, value 1%, acceptable value %.
12 November 2014 - ratio vaiolated Н1.2, value 3.84%, acceptable value %.
13 November 2014 - ratio vaiolated Н1.2, value 3.85%, acceptable value %.
14 November 2014 - ratio vaiolated Н1.2, value 4.96%, acceptable value %.

Number of violations by month

Ratio	July 2014	August 2014	September 2014	October 2014	November 2014
N1	-	-	-	-	-
N2	-	-	-	-	25
N3	-	-	-	-	24
N4	-	-	-	-	-

Interbank loans market operatios

We do not have information that during the last 6 months the bank exceeded contract terms (loans became past-due) of principal or interest on interbank loans from Central Bank of Russia, resident banks or non-resident banks.